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Citi Ready Credit

Looking to buy your next car?

With Citi Ready Credit you’re in the driver's seat. Enjoy 6.9% p.a. for 5 years on the initial balance that you request to be transferred to your bank account.*

* Reverts to standard variable rate. Fees and charges, T&Cs apply.

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International funds transfers

To receive international funds transfers, our SWIFT code is NATAAU34.

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Are you experiencing financial hardship?

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Important updates IconBe aware of impersonation scams

Please be aware of scammers impersonating merchants, banks or other reputable organisations including us, via SMS and phone calls. Never give out your personal details or your One-Time PIN to anyone, even us. If you believe you are a victim of a scam, call us on 1300 550 216.

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Product Offers

Earn up to 4.95% p.a.*

Guaranteed returns on balances over AUD $10K - $10M with a Citibank Term Deposit.
*T&Cs apply.

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Citi Personal Loan Plus

Make bigger things happen with a smaller rate. Variable rate 10.90% p.a. | Comparison rate 11.19% p.a.*

* Comparison rate warning. Fees and charges, T&Cs apply. 

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Use your Points to reconnect with loved ones

Enjoy the flexibility to use your Citi reward Points to reconnect with loved ones. Book your next trip on any site, anytime and anywhere, using your Citi credit card and redeem Points for a credit back using Pay with Points*.

Learn more about Pay with Points

*T&Cs apply

Benefits for Customers

Get more with My Cashback

Enjoy a range of cashback offers from brands you love and shop with.

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Luxury Escapes

Enjoy 10% off Limited Time LUX Exclusive hotel offers as a Citi credit cardholder. Valid until 1 March 2024.

Cap and T&Cs apply.

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Rewards you'll love at The Good Food & Wine Show

As a Citi cardholder, you can enjoy a host of attractive benefits, including 2 for 1 on General Admission tickets. Now, that would make any food and wine lover feel extra special.

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Insights

Budgeting for interest rate rises

When the Reserve Bank of Australia starts to raise interest rates property buyers should already be prepared to meet increased mortgage payments

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How to stay hack free in 2023

With so much of our life now online and digital, it pays to know how to keep your data safe    

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