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Citi Rewards Credit Card

The savings can really add up, with 30 months interest free on balance transfers. Plus, pay no balance transfer fee.

Reverts to cash advance rate. Not available in conjunction with other offers. Fees, charges, T&Cs apply.

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Product Offers


Click and collect 130,000 bonus Citi reward Points when you spend $4,000 on eligible purchases within 90 days from approval.

Fees, charges, T&Cs apply.

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Call the world home.

Spend, send and receive a world of currencies instantly - giving you the freedom to pay like a local, even when you aren't.

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Get the dream started with a low-rate personal loan, finish it with 110,000 Flybuys bonus points.

T&Cs apply.

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Receive up to 175,000 bonus Citi reward Points.

Get 100,000 bonus Citi reward Points when you spend $3,000 on eligible purchases within 90 days from approval and an additional 75,000 bonus Citi reward Points when you keep your card for over 12 months.

Not available in conjunction with other offers. T&Cs apply.

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A new Banking Code of Practice for Australia

Citi is a subscriber to the Banking Code of Practice. The code sets the standard of practice and service for Australia's banks. Citi is committed to providing you support when you are most in need.

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Benefits for Citi Customers

Citi PayAll

Pay your rent, taxes, education fee and more with your credit card at a 0% fee.

T&Cs apply.

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Citi Instalment Plans

Like buy now, pay later, but for anything. Turn your big expenses into fixed monthly repayments.

Available on all Citi credit cards. Subject to eligibility. Interest and fee may apply. T&Cs apply.

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Citibank Dining Program

Through the Citibank Dining Program, Citi customers can enjoy a free bottle of wine every time they dine at partner restaurants and pay using their Citi debit or credit card.

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Citi's Latest Insights

Sending money overseas? Tips to help you get the best deal

Sending money offshore can be expensive if you don't look at your options. 

By Damon Frith
08 Feb 2021

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The great Australian recovery

Could our economy really reach pre-COVID-19 growth levels by mid-year? We say yes.

By Simson Sanaphay
05 Feb 2021

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Property outlook for 2021 - The rise of the first home buyer

COVID-19 threatened to plunge the housing market into crisis, but its resilience has been astounding.

By Anthony Si
02 Feb 2021

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*Comparison Rate for fixed rates calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments and reverting to a Mortgage Plus - Standard Variable loan with an LVR less than or equal to 80% on expiry of the fixed term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan

The advice given on this website was prepared without taking into account your objectives, financial situation or needs, so before acting on it, you should consider the appropriateness of the advice having regard to your personal situation. You should also obtain and consider the associated product disclosure statement and terms and conditions that apply to the products and offers on this website, which are available by going to the offer page or by contacting CitiPhone on 13 24 84. Fees and charges apply. View our Financial Services Guide and Banking Code of Practice.

Citigroup Pty Limited ABN: 88 004 325 080 I AFSL No: 238098 I Australian credit licence: 238098 I BSB: 242 200 I SWIFT code: CITIAU2X I Biller Code: 49502