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Citi Ready Credit

3.99% p.a. for 3 years on the initial balance transferred to your account with Citi Ready Credit. Easy.

Reverts to standard variable rate. Fees and charges, T&Cs apply.

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Product Offers

CITI PREMIER CREDIT CARD

Click and collect 130,000 bonus Citi reward Points when you spend $4,000 on eligible purchases within 90 days from approval.

Fees, charges, T&Cs apply.

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CITI GLOBAL CURRENCY ACCOUNT

Call the world home.

Spend, send and receive a world of currencies instantly - giving you the freedom to pay like a local, even when you aren't.

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CITI PERSONAL LOAN PLUS - FLYBUYS OFFER

Get the dream started with a low-rate personal loan, finish it with 110,000 Flybuys bonus points.

T&Cs apply.

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APPLE INVESTMENT OFFER

Looking for a better return on your investment? Invest and receive an Apple Gift Card worth up to $5,000. Available to wholesale customers only.

T&Cs apply.

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A new Banking Code of Practice for Australia

Citi is a subscriber to the Banking Code of Practice. The code sets the standard of practice and service for Australia's banks. Citi is committed to providing you support when you are most in need.

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Benefits for Citi Customers

Citi PayAll

Pay your rent, taxes, education fee and more with your credit card at a 0% fee.

T&Cs apply.

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Citi Instalment Plans

Like buy now, pay later, but for anything. Turn your big expenses into fixed monthly repayments.

Available on all Citi credit cards. Subject to eligibility. Interest and fee may apply. T&Cs apply.

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Deliveroo

Upgrade your food delivery experience and receive $10 cashback once a month when you place an order of $25 or more with your Citi credit card.

Available for a limited time. Primary cardholders only. T&Cs apply.

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Citi's Latest Insights

Markets conflicted over global growth outlook

The economy is still performing on three cylinders but inflation is creeping back as rate rise conversations intensify. 

By Peter Moussa
13 Aug 2021

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Understanding foreign exchange and why currencies move up and down

How to save money on foreign exchange.

By Damon Frith
12 Aug 2021

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Can COVID-19 defeat the Australian property market?

Early fears strict lockdowns would decimate the property market were not just wrong, they were spectacularly wrong.

By Damon Frith
12 Aug 2021

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