Product Offers


3 year fixed rate – Owner Occupied Principal and Interest with Mortgage Plus

Standard fixed rate 2.19% p.a.
Comparison rate 3.00% p.a.
T&Cs apply*

Learn More


Like buy now, pay later, but for anything. Break big expenses into smaller, fixed monthly payments.

Available on all Citi credit cards. Subject to eligibility. Interest and T&Cs apply.

Learn More


Call the world home.

Spend, send and receive a world of currencies instantly - giving you the freedom to pay like a local, even if you aren't.

Learn More


The personal loan alternative that keeps you in charge.

Save with a low introductory rate of just 5.9% p.a. on initial balances transferred for 3 years. Reverts to standard variable rate. Fees, charges, T&Cs apply.

Learn More

A new Banking Code of Practice for Australia

Citi is a subscriber to the Banking Code of Practice. The code sets the standard of practice and service for Australia's banks. Citi is committed to providing you support when you are most in need. 

Learn More >


Benefits for Citi Customers

Citi PayAll.

Available on the Citi Mobile® App.

Introducing a new way to pay and earn on your everyday expenses with your Citi rewards credit card.

T&Cs apply.

Learn More

Faster, simpler and smarter payments.

We're connected to Australia’s New Payments Platform, bringing faster, simpler, near real-time payments to our customers using PayID and Osko by BPAY.

Learn More

Citibank Dining Program.

Through the Citibank Dining Program, Citi customers can enjoy a free bottle of wine every time they dine at partner restaurants and pay using their Citi debit or credit card.

Learn More

Citi's Latest Insights


Should I hold cash or invest now?

Watch this 2 minute video on how diversification improves your resilience against downturns, expands your investment options, and drives long term returns.

By Citi
Posted on 29 June 2020

Watch video

How can compound interest help me?

Compound interest is the secret ingredient to a great savings plan. It takes saving to another level, because it represents interest you earn on both the money you put in and the interest on that money. 

By Damon Frith
Posted on 19 June 2020

Read more

Understanding the world of foreign currencies

Whether it's for work, leisure or family we all find ourselves dealing with foreign currencies at some point. By understanding why currencies change in value you will be able to better determine when to buy or sell currencies, and that knowledge can save you thousands of dollars.

By Damon Frith
Posted on 17 June 2020

Read more

Are you experiencing financial difficulty?

See how we can help

*Comparison Rate for fixed rates calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments and reverting to a Mortgage Plus - Standard Variable loan with an LVR less than or equal to 80% on expiry of the fixed term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan

The advice given on this website was prepared without taking into account your objectives, financial situation or needs, so before acting on it, you should consider the appropriateness of the advice having regard to your personal situation. You should also obtain and consider the associated product disclosure statement and terms and conditions that apply to the products and offers on this website, which are available by going to the offer page or by contacting CitiPhone on 13 24 84. Fees and charges apply. View our Financial Services Guide and Banking Code of Practice.

Citigroup Pty Limited ABN: 88 004 325 080 I AFSL No: 238098 I Australian credit licence: 238098 I BSB: 242 200 I SWIFT code: CITIAU2X I Biller Code: 49502

No content.