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Citi Global Currency Account

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Call the world home.

From a global leader1 in foreign exchange comes the all-in-one Citi Global Currency Account. Spend, send and receive a world of currencies instantly - giving you the freedom to pay like a local, even when you aren't.

All-in-one global banking solution

Consolidate your international bank accounts into one place, with account details for up to 10 currencies.

Instantly exchange currencies

Switch currencies on the go via the Citi Mobile® App to pay like a local when overseas, or to take advantage of currency movements. 

Send and receive foreign currency

Receive money from friends, family or overseas investments (such as rent from a property) in 10 currencies and hold it until you wish to exchange it.

Earn 0.70% interest

If you have at least $25,000 in your Australian Dollar account, you’ll earn 0.70% p.a. interest, with no withdrawal fees, and interest paid monthly.

Open a Citi Global Currency Account today


Benefits and


Control your exchange rate

Access excellent exchange rates, updated every 10 seconds, to give you control over the best time to change your money. View current exchange rates here.


No Citi fees to send and receive money*

Citi wont charge you any transfer fees to send or receive money, plus no ATM fees when withdrawing in local currency.

*Receiving bank may charge a fee.


Make purchases in foreign currency

Shop online, in-store or overseas with your Citibank Debit Card and in your chosen currency to save on international transaction fees.

Access bank account for 10 currencies

With a Citi Global Currency Account, you'll have bank accounts for 10 currencies in one place.


Hold and exchange with no wait

Receive and hold up to 10 currencies and move money between them instantly at an excellent exchange rate for immediate use.


Enjoy a free bottle of wine, on us

Receive a free bottle of wine every time you dine at any Citibank Dining Program partner restaurant and pay with your Citibank Debit Card.




Available Currencies

In addition to AUD, you can hold and transact in the following currencies:

Canadian Dollars (CAD)
Japanese Yen (JPY)
Pound Sterling (GBP)
Euro (EUR)
New Zealand Dollars (NZD)
Swiss Francs (CHF)
Hong Kong Dollars (HKD)
Singapore Dollars (SGD)
United States Dollars (USD)


View the current exchange rates here.


Does the Citi Global Currency Account have any fees?



Is there a monthly service fee or minimum balance required? No, there isn't a monthly account keeping fee or a minimum balance required.
Are there any ATM fees? No, Citi won’t charge any fees, but the ATM operator you use may.
Are there any fees when sending money (Australia or overseas)? No, Citi won’t charge any fees, but the bank that's receiving the money may.
Are there any fees when receiving money (Australia or overseas)? No, Citi won’t charge any fees, but the bank that's sending the money may.
Are there any fees when making overseas purchases? No, there are no foreign transaction fees on this account.
Is there a fee for closing my account? No, but we’d be sad to see you go.

Note: if an account is closed with a balance of less than $5 AUD (or equivalent in another currency), the credit balance will not be returned to you. Refer to your account Terms and Conditions for more information.
Is there a fee if my account is overdrawn? No, but you will not be able to make more purchases until a positive balance is restored.
Do I earn interest on the account? Yes, you can earn interest on your Australian dollar currency account based on the account balance.
Balance (AUD) Interest Rate
Less than $25,000 No interest
From $25,000 0.70% p.a.



Need more information? 

If you have any more questions on your Citi Global Currency Account, please contact us.

How To Apply

Citi Global Currency Account.Your global life, made simple.

Using your account

How to set up your account

Just opened a Citi Global Currency Account and excited to get going?

Here’s a guide to setting up your account so you can start using it in Australia as well as abroad, for shopping online, sending/receiving money worldwide, converting currency, and much more.

Learn more >

Sending money overseas with Citi

Need to send money overseas? Citi’s global network allows you to send money worldwide at excellent exchange rates.

Learn more >

5 things to consider before you travel overseas

Travelling overseas? Make sure you’ve considered these 5 things before you leave.

Learn more >

How It Works

Currency Exchange

You can exchange currencies instantly with Citibank Online or the Citi Moblie App.

View Demo >

Debit Card Linkage

Switch between the currency account you want your debit card linked to via Citibank Online or Citi Mobile App.

View Demo >

Seamless International Transfers

Transfer funds internationally with Citibank Online and Citi Mobile App. When receiving money use the Citi Australia SWIFT code CITIAU2X.

View Demo >

Additional Information

Have more questions about the Citi Global Currency Account? Find out more details on how it works.

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Help and Support

Citibank Online

Access and manage your money in a quick, convenient and secure way, from anywhere in the world.

Start banking online >

Tools and Calculators

Our banking calculators help you to plan and budget your finances to reach your goals, whatever they might be.

Start planning >

More Forms & Information

Here we have all the information you need about our banking products, from interest rates to switching forms.

Learn more >

Important Information

1. Global Corporate Foreign Exchange Market Share Leader, 2017 Greenwich Leaders: Global Foreign Exchange Services Report.

2. Additional fees may apply from other financial institutions.

Citi Global Currency Account is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098.

Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Details on our dispute resolution system and full details of the terms and conditions are available by calling 13 24 84 or at

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