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National Australia Bank Limited ('NAB') has entered into an agreement with Citigroup to acquire the Citi consumer banking business in Australia subject to regulatory approval. We're expecting the transfer to take place on 1 June 2022. Visit our FAQs for more information.
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First Home Buyer

Buying your first home can be a daunting experience. Let us help you with our step by step guide that provides you with handy resources for whatever stage of the first home buying process you’re at.

STEP 1

Preparing to buy

Take the first steps towards buying your first home by understanding your financial situation and how much you can afford.

Once you’ve worked out how much you can afford, you can then work out how much you can borrow and whether it fits within your budget. It is also worth thinking about where your career is headed and your plans for the future. These could all have a significant impact on your budget, both now and in the future.

See how much you could borrow

Understanding other expenses

STEP 2

Looking for the right property for you

Once you’ve taken the time to understand your financial situation, it’s time to start thinking about what type of property you’re interested in buying and what the repayment options are.

Calculate your repayments 

If you have a specific property or price range, use our simple repayment calculator to understand how much your monthly repayments will be.

Calculate your repayments

Extra Repayments Calculator

Learn how you could reduce interest, save money and pay off your home loan sooner by topping up your repayments.

See how much you could save

Lump Sum Calculator

Use this handy calculator to see how much faster you can pay off your home loan each time you make a lump sum repayment.

See the benefits

STEP 3

Get the home loan that's right for you

Once you’ve determined how much you can borrow and which loan is best for you, we’re here to help make your application as simple as possible.

Ready to take the next step?

Request a call

Help and Support

How to Apply

Whether you’re looking to buy, invest or refinance, applying for a Citibank home loan is easy. We have everything you need to get started.

Get started

Manage Your Home Loan

We want to make sure your home loan still works for you, long after you’ve moved in. Ensure you're making the most of our products and services.

Find out more

Calculators and Tools

Here you’ll find a range of calculators, planners and tools that will help you crunch the numbers and make it easy to plan your perfect home loan.

Start planning


Can't find what you're looking for? Contact us

Important Information

This web page was prepared by Citigroup Pty Limited (Citibank) for information and discussion purposes only and does not constitute an offer to sell nor is it a solicitation of an offer to enter into a transaction and all expressions of fact or opinion are subject to change without notice. It is general information only and is not intended to provide advice to particular investors, or take into account an individual's investment objectives, circumstances or needs for investment. Before acting on this general information you should consider if it's appropriate for your particular circumstances. Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098.
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