Spot. Buy Now, Pay Later is issued by Spot Ventures, a division of Diners Club Pty Ltd (ABN 35 004 343 051), part of the NAB group of companies. National Australia Bank Limited (ABN 12 004 044 937) (“NAB”) has acquired Diners Club Pty Ltd from the Citigroup group of companies and NAB administers the product. Whilst some of the features or services include the “Citi” name, such as the Citi Mobile App, the service is provided by NAB. Spot. Buy Now, Pay Later and associated marks used herein are trademarks of Diners Club Pty Ltd. “Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.