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Citi Global Currency Account

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Call the world home.

From a global leader1 in foreign exchange comes the all-in-one Citi Global Currency Account. Spend, send and receive a world of currencies instantly - giving you the freedom to pay like a local, even when you aren't.

All-in-one global banking solution

Consolidate your international bank accounts into one place, with account details for up to 10 currencies.

Instantly exchange currencies

Switch currencies on the go via the Citi Mobile® App to pay like a local when overseas, or to take advantage of currency movements. 

Send and receive foreign currency

Receive money from friends, family or overseas investments (such as rent from a property) in 10 currencies and hold it until you wish to exchange it.

Earn 1.40% interest

If you have at least $25,000 in your Australian Dollar account, you’ll earn 1.40% p.a. interest, with no withdrawal fees, and interest paid monthly.

Open a Citi Global Currency Account today

Apply online now

 

Benefits and
Features

 

Control your exchange rate

Access excellent exchange rates, updated every 10 seconds, to give you control over the best time to change your money. View current exchange rates here.

 

No Citi fees to send and receive money*

Citi wont charge you any transfer fees to send or receive money, plus no ATM fees when withdrawing in local currency.

*Receiving bank may charge a fee.

 

Make purchases in foreign currency

Shop online, in-store or overseas with your Citibank Debit Card and in your chosen currency to save on international transaction fees.

Access bank account for 10 currencies

With a Citi Global Currency Account, you'll have bank accounts for 10 currencies in one place.

 

Hold and exchange with no wait

Receive and hold up to 10 currencies and move money between them instantly at an excellent exchange rate for immediate use.

 

Enjoy a free bottle of wine, on us

Receive a free bottle of wine every time you dine at any Citibank Dining Program partner restaurant and pay with your Citibank Debit Card.

 

 

 

Available Currencies

In addition to AUD, you can hold and transact in the following currencies:
Canadian Dollars (CAD)
Japanese Yen (JPY)
Pound Sterling (GBP)
Euro (EUR)
New Zealand Dollars (NZD)
Swiss Francs (CHF)
Hong Kong Dollars (HKD)
Singapore Dollars (SGD)
United States Dollars (USD)

 

View the current exchange rates here.

 

Rates and Fees

 
Withdrawals and Telegraphic Transfers
 Pay $0 Citibank fees for any overseas ATM or in-store transactions 
Interest earned
Earn interest on your AUD account. View rates here
Minimum opening balance
The minimum opening balance $0
Monthly eStatements
Available online

View the Terms and Conditions (Adobe PDF, 356 KB)

View the Schedule of Fees and Charges (Adobe PDF, 189 KB)

How To Apply

  • What you need to know before applying

    -  You must be over 18 years old.

    -  You must have a valid email, mobile number and Australian residential address.

    -  The product can only be used as a personal account (not as a business, trust or joint holders).

    -  While it is not mandatory to provide your Tax File Number, without this we are required to deduct tax at the top marginal rate.

    -  You must have either an Australian drivers licence or Passport, so we can verify your identity online.

  • Who is this account best for?

    This account is best suited for those who live globally. For example you could:

    • have parents, children or family living abroad
    • have international investments or are looking to invest internationally
    • have properties overseas which you collect income from
    • regularly travel to a country for work, to visit family or leisure
    • regularly make international purchases or transfers

     

  • Have you considered a basic bank account?

    A basic bank account have, at a minimum:

    • No account keeping fees
    • Free periodic statements
    • No minimum deposits
    • free direct debit facilities
    • Access to a debit card at no extra cost
    • Free and unlimited Australian domestic transactions*

    *Note that you may be charged for certain ancillary services. For example, bank cheques, telegraphic transfers, or transactions at ATMs owned and operated by third parties. 

    Special features of a basic bank account:

    • No informal overdrafts (except where it is impossible or reasonably impractical for us to prevent your account from being overdrawn)
    • No dishonour fees; and
    • No overdrawn fees. 

    If you have a government card, such as Commonwealth Seniors Health Card, a Health Care Card, or Pensioner Concession, you may instead want to consider opting for our basic bank account, Citibank Plus.
Apply online now

How It Works

Currency Exchange

You can exchange currencies instantly with Citibank Online or the Citi Moblie App.

View Demo >

Debit Card Linkage

Switch between the currency account you want your debit card linked to via Citibank Online or Citi Mobile App.

View Demo >

Seamless International Transfers

Transfer funds internationally with Citibank Online and Citi Mobile App. When receiving money use the Citi Australia SWIFT code CITIAU2X.

View Demo >

Additional Information

Have more questions about the Citi Global Currency Account? Find out more details on how it works.

View More >

Citi Global Currency Account.Your global life, made simple.

Apply Today

Help and Support

Citibank Online

Access and manage your money in a quick, convenient and secure way, from anywhere in the world.

Start banking online >

Tools and Calculators

Our banking calculators help you to plan and budget your finances to reach your goals, whatever they might be.

Start planning >

More Forms & Information

Here we have all the information you need about our banking products, from interest rates to switching forms.

Learn more >

Existing Customers

Getting started
Managing your application
Managing your account

Important Information

1. Global Corporate Foreign Exchange Market Share Leader, 2017 Greenwich Leaders: Global Foreign Exchange Services Report.

2. Additional fees may apply from other financial institutions.

Citi Global Currency Account is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098.

Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Details on our dispute resolution system and full details of the terms and conditions are available by calling 13 24 84 or at citibank.com.au.
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