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Rates and Fees

 

Everyday Accounts

Citibank Plus Account

  Standard Variable Rate
Citibank Plus AccountAll Balance0.00% p.a


Rates are effective 13 June 2019. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Cash Investment Accounts

Cash Investment Account

 Interest Rate
$0 - $4,999.990.00% p.a.*
$5,000 - $24,999.990.00% p.a.*
$25,000 - $99,999.990.10% p.a.*
$100,000 - $249,999.990.35% p.a.*
$250,000+0.35% p.a.*


Please note

  • Rates are effective 2 November 2020. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges.
  • *The Cash Investment Account is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Savings Accounts

Citibank Online Saver

 Variable Introductory RateStandard Variable Rate
$0 - $500,000.001.10% p.a.*0.35% p.a.*
$500,000.01+0.35% p.a.*0.35% p.a.*


* The variable introductory rate is available for the first four months while account balance remains between $0 and $500,000 (inclusive). At the end of the introductory period (or if your balance exceeds $500,000) you’ll receive the standard variable rate on the entire balance. Rates are effective 3 December 2020 and are subject to change at any time. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098, Australian credit licence 238098.

AUD Term Deposit Account

 

 

Global Currency Account

Global Currency Account – Australian Dollars

Product Tier - Australian DollarInterest Rate
$0 - $24,999.990.00% p.a.
$25,000 and above0.75% p.a.

Global Currency Account – All Foreign Currencies

 Rate
All Balances0.00% p.a.


* Rates are effective 3 December 2020. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank). Interest rate is tiered and applied on the entire balance.

 

Multi Currency Account

Foreign Exchange Rates

 

Online Cash Management Account

 Rate
$0 - $4,999.990.00% p.a.
$5,000 - $24,999.990.00% p.a.
$25,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.


Rates are effective 13 June 2019. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Citicash & Citicheque Accounts

Citicash Account

 Rate
$0 - $4,999.990.00% p.a.
$5,000 - $24,999.990.00% p.a.
$25,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.

 

Citicheque Account

 Rate
$0 - $4,999.990.00% p.a.
$5,000 - $24,999.990.00% p.a.
$25,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.


Rates are effective 13 June 2019. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Citibank Investment Account

 Rate
$0 - $4,999.990.00% p.a.
$5,000 - $9,999.990.00% p.a.
$10,000 - $19,999.990.00% p.a.
$20,000 - $49,999.990.00% p.a.
$50,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.


Rates are effective 13 June 2019. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Personal Banking Account

 Rate
$0 - $4,999.990.00% p.a.
$5,000 - $24,999.990.00% p.a.
$25,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.


Rates are effective 13 June 2019. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Business Cheque Account

 Rate
All Balance0.00% p.a.


Rates are effective 13 June 2019. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Interest Bearing Trust Account

 Interest Rate
All Balance0.05% p.a.


Rates are effective 24 March 2020. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Relationship Banking Account

Product TierInterest Rate
$0 - $4,999.990.00% p.a.
$5,000 - $24,999.990.00% p.a.
$25,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.


Rates are effective 4 October 2019. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Cash Management Account

 Interest Rate
$0 - $4,999.990.00% p.a.*
$5,000 - $24,999.990.00% p.a.*
$25,000 - $99,999.990.00% p.a.*
$100,000 - $249,999.990.00% p.a.*
$250,000+0.00% p.a.*

 

Money Market At Call

 Interest Rate
$0 - $4,999.990.00% p.a.*
$5,000 - $24,999.990.00% p.a.*
$25,000 - $99,999.990.00% p.a.*
$100,000 - $249,999.990.00% p.a.*
$250,000+0.05% p.a.*

 

Citibank Cash Management Account Plus

 

 

Interest Rate

All Balances

0.15% p.a.^


Please note

  • Rates are effective 24 March 2020. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges.
  • *The Cash Management Account and Money Market at Call Account are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).
  • ^The Cash Management Account Plus is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 Australian Credit Licence 238098 ('Citibank') and distributed only by Morgan Stanley Smith Barney Australia Pty Ltd ABN 19 009 145 555 Australian Financial Services Licence No.240813.

 

Citibank Ultimate Saver

 

 

Standard Variable Rate

$0 - $9,999.99

0.00% p.a.

$10,000 - $249,999.99

0.25% p.a.

$250,000 - $499,999.99

0.25% p.a.

$500,000 - $999,999.99

0.25% p.a.

$1,000,000+

0.05% p.a.


* Rates are effective 3 December 2020. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Ultimate Business Saver

 

 

Standard Variable Rate

$0 - $9,999.99

0.00% p.a.

$10,000 - $249,999.99

0.25% p.a.

$250,000 - $499,999.99

0.25% p.a.

$500,000 - $999,999.99

0.25% p.a.

$1,000,000+

0.05% p.a.


* Rates are effective 3 December 2020. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

Citibank Plus Linked Savings Account

  Standard Variable Rate
Citibank Plus Linked Savings AccountAll Balance0.05% p.a


Rates are effective 24 March 2020. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank)

 

Staff Cheque Account

 Interest Rate
$0 - $499.990.00% p.a.
$500 - $4,999.990.00% p.a.
$5,000 - $9,999.990.00% p.a.
$10,000 - $19,999.990.00% p.a.
$20,000 - $49,999.990.00% p.a.
$50,000 - $250,000+0.60% p.a.


Rates are effective 3 December 2020. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank).

 

 Interest Rate
Unarranged Casual Overdraft0.0% p.a.
Global Currency Account – All Currencies0.00% p.a.


These interest rates are charged when you make a payment that exceeds your available funds or your overdraft limit and we allow the transaction. These rates apply to all Deposit products issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 (Citibank) except Citibank Term Deposits.


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