1. Interest rate is subject to change without notice. Interest rate only available on term deposits under AUD$2,000,000. 31 day notice period applies to term deposits.

2. Deposit accounts with Citibank with balances of up to and including A$250,000 in total for each account holders are guaranteed by the Federal Government without charge. For more details see APRA's Financial Claims Scheme website.

The Term Deposit will automatically renew for the same term at maturity unless you have nominated otherwise. Please note that the interest rate that will apply to your reinvestment will be the interest rate current on the date of maturity which may be less than what may be available to you had you made a new investment.

Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. You should also obtain and consider the relevant Product Disclosure Statement and terms and conditions before you make a decision about any financial product, and consider if it's suitable for your objectives, financial situation, or needs. Investors are advised to obtain independent legal, financial, and taxation advice prior to investing.