Target Market Determinations
A Target Market Determination (TMD) is a document that describes the likely objectives, financial situation and needs of consumers that would form the target market for a financial product. The TMD also outlines the conditions of how the product can be distributed, sold, and where there may be a need to review a TMD.
Credit Cards
TMD for Credit Card Products
TMD for Credit Card Products
Citi Clear
Citi Simplicity®
Citi Rewards
Citi Premier
Citi Premier Qantas
Citi Prestige
Citi Prestige Qantas
TMD Citi Prestige Qantas Card – effective 30 September 2024
Previous Versions
TMD Citi Prestige Qantas Card – dated 1 August 2024
TMD Citi Prestige Qantas Card – dated 1 June 2024
TMD Citi Prestige Qantas Card - dated 30 September 2023
TMD Citi Prestige Qantas Card - dated 21 August 2022
Products no longer for sale
Products no longer for sale
Emirates Citi World Mastercard®
PayPal Rewards Card
TMD for Loan Products
TMD for Loan Products
Citi Ready Credit
Citi Personal Loan Plus
- TMD Citi Personal Loan Plus – Current
Previous TMD
- TMD Citi Personal Loan Plus – dated 3 November 2023
- TMD Citi Personal Loan Plus – dated 30 June 2023
- TMD Citi Personal Loan Plus - dated 17 April 2023
- TMD Citi Personal Loan Plus - dated 1 September 2022