^If you need help understanding your budget, try this simple money manager tool from Money Smart.
*This calculation is an estimate only and does not represent quotes or pre-qualification for the product and is based on the accuracy of information provided. To apply for a lending product you must complete an application. Fees and charges apply and are subject to change. Applications are subject to our standard credit criteria and full terms and conditions.
For Citi Personal Loan Plus and Citi Ready Credit, a credit line of between $5,000 and $75,000 will be assigned based on our credit criteria and your credit rating. Minimum income required is $40,000 a year.