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Help with loansCompare the features and benefits
We recommend you review and compare the features and benefits of the Citi Premier Qantas Card and Citi Premier Card, including the differences in Rewards Programs as it will no longer be possible to earn Skywards Miles, the Annual Fees, Points Earn Rates and the Points earn caps. Please note, Chauffeur Drive Service is not available on these cards.
| FEATURES & BENEFITS | EMIRATES CITI WORLD MASTERCARD | CITI PREMIER QANTAS CARD | CITI PREMIER CARD |
| Rewards Program | Skywards Miles Program | Citi Qantas Rewards Program | Citi Rewards Program |
| Primary Cardholder Annual Fee | $299 | $350 | $300 |
| Additional Cardholder Annual Fee | $0 | $0 | $0 |
| Domestic Points Earn Rate | 1 Skywards Mile per $1 spent on eligible Domestic Spend up to $3,000, then 0.5 per $1 spent (up to $10,000 per statement period) 1.5 Skywards Miles per $1 spent on airline tickets purchased via emirates.com |
1 Qantas Point per $1 spent on Eligible Transactions made online 0.5 Qantas Points per $1 spent on all other Eligible Transactions |
2 Citi reward Points per $1 spent on Eligible Transactions made online 1 Citi reward Point per $1 spent on all other Eligible Transactions |
| International Spend Earn Rate | 1.25 Skywards Miles per $1 spent on eligible International Spend (uncapped) | 1 Qantas Point per $1 spent on eligible International Spend | 2 Citi reward Points per $1 spent on eligible International Spend |
| Points Earn Cap | Uncapped | Qantas Points are capped at 100,000 per 12-month period | Citi reward Points are capped at 200,000 per 12-month period |
| Lounge Access | Two complimentary lounge passes every year to any Emirates Lounge in Australia when flying Emirates | Two complimentary airport lounge visits every year when you enrol in Priority Pass™ | Two complimentary airport lounge visits every year when you enrol in Priority Pass™ |
| Luxury Escapes 10% off selected hotels | Yes | Yes | Yes |
| Pay with Points | No | No | Yes |
| My Cashback | Yes | Yes | Yes |
| Complimentary Insurance | Yes | Yes | Yes |
| Complimentary Mobile Phone Insurance | Yes | Yes | Yes |
| Concierge Services | Yes | Yes | Yes |
| Chauffeur Service | Yes | No | No |
| Up to 4 Additional Cards | Yes | Yes | Yes |
| Customer Service | Call and chat options available | Call and chat options available | Call and chat options available |
| Online Servicing | Citi Online and Citi Mobile® App | Citi Online and Citi Mobile® App | Citi Online and Citi Mobile® App |
| Retail Purchase Rate | 21.49% p.a. | 21.49% p.a. | 21.49% p.a. |
| Cash Advance Rate | 22.24% p.a. | 22.24% p.a. | 22.24% p.a. |
| Up to 55 days interest free (unless you have a balance transfer) | Yes | Yes | Yes |
| Minimum Credit Limit | $10,000 | $10,000 | $10,000 |
| Maximum Credit Limit | $100,000 | $100,000 | $100,000 |