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Citi Premier Qantas credit card

80,000 bonus Qantas Points

when you spend $4,000 on eligible purchases within 90 days from approval.1

Plus, 0% p.a. for 6 months on purchases.2

Apply Now
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Earn Qantas Points on Eligible Transactions+
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Discount on selected hotel offers with Luxury Escapes until 1 March 2023$
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Cashback on Deliveroo available until 30 June 2022#
Citi Premier Qantas Card

Citi Premier Card

80,000

bonus Qantas Points
when you spend $4,000 on eligible purchases within 90 days from approval.1

+

Plus, 0% p.a. for 6 months on purchases.2

Apply now

giftEarn Qantas Points when you spend

Earn Qantas Points when you spend
Qantas Points per $1 spent

Online Spend
on Eligible Transactions+ made online

1 Qantas Point

International Spend
on Eligible Transactions+ made overseas or online with a merchant that is based overseas

1 Qantas Point

Domestic Spend
on all other Eligible Transactions+ 

0.5 Qantas Points

Qantas Points are capped at 100,000 per 12 month period when you use your Citi Premier Qantas Card on Eligible Transactions on Online Spend, International Spend and Domestic Spend.+

Others ways to earn Qantas Points when you spend
 

Citi PayAllπ Spend
Earn uncapped Qantas Points on everyday expenses such as rent, taxes, education fees, property management fees, childcare and miscellaneous bills

0.5 Qantas Points

Take advantage of savings and Citi privileges

Complimentary lounge passes
Travel in style
Your complimentary Priority Pass membership can make your next travel experience more enjoyable, with two airport lounge visits yours to enjoy every year at a range of lounges around Australia and the world.
Luxury Escapes Discount
Save 10% on selected hotel offers with Luxury Escapes
Enjoy 10% off (up to $250) Limited Time LUX Exclusive hotel offers, within Australia and overseas, when you pay with your Citi credit card using promo code: CITI10. Available until 1 March 2023.$
Enjoy cashback on Deliveroo orders
Ordering food with your Citi credit card just became more satisfying
Get $10 cashback each month when you spend $25 or more, in one transaction, with Deliveroo.# Available from 1 April 2021 to 30 June 2022. The next time you're feeling peckish, choose from a wide range of delicious options, place your order and enjoy this cashback offer.
Citi PayAll
Another way to pay and earn rewards
With Citi PayAll, you can pay for your rent, taxes, education fees, property management fees, childcare, miscellaneous bills and more using your Citi credit card. For all Citi PayAll payments set up between 1 April 2021 to 31 October 2022, the Citi PayAll fee will be reduced to 0%.π You can turn payments into rewards by earning uncapped Citi reward Points on your everyday spend. Set up single or regular Citi PayAll payments to recipients with a registered BSB and account number held with an Australian financial institution. Set up your Citi PayAll payments in the Citi Mobile® App and keep track of them all in one place.π
Unlock priceless experiences through Mastercard® PricelessTM Cities
With Priceless Cities, explore unforgettable experiences around the world. Learn more at priceless.com.
Ever wanted a personal assistant?
Our personal concierge is at your service
No time to plan your next family adventure? Let our personal concierge help you out. They can assist you from anywhere in the world, 24 hours a day, 7 days a week.

Want more control and security?

Citi Instalment Plans
Break big expenses into smaller, fixed monthly repayments
Citi Instalment Plans make it easier to pay for life's expenses, whatever they are and whenever they crop up. You can break purchases into smaller, more manageable monthly repayments at a fixed rate over a set term.^ Learn more about Citi Instalment Plans
More ways to pay
Turn your smartphone into a mobile wallet thanks to Apple Pay> and Samsung Pay
Leave your wallet at home and pay the easy way with your smartphone. Experience a faster, more convenient way to pay. Learn how to set up a mobile wallet.
24/7 worldwide security
Round-the-clock customer service and fraud protection
With ongoing monitoring, global fraud protection and Citi Alerts, you can rest assured knowing that any potentially fraudulent charges on your card will be detected and flagged with you quick smart.

 

Rates and Fees
 

Balance transfer rate

0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance rate. Please note, no interest free days apply to retail purchases while you have a balance transfer.

 


 

Annual fee

$175 annual fee first year and each subsequent year when you spend $48,000 on eligible purchases and cash advances in the previous year, otherwise $350.3

 


 

Additional cardholder fee

$0. You may have up to four (4) additional cardholders, who must be 16 years or older.

 


 

Retail purchase rate

0% p.a. for 6 months.2 Reverts to variable retail purchase rate, currently 21.49% p.a.

 


 

Cash advance rate

22.24% p.a.

 


 

Interest free period

Up to 55 days interest-free on retail purchases (unless you have a balance transfer).<

 


 

Minimum credit limit

$15,000

 


 

Maximum credit limit

$100,000

 


 

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed on our credit cards fees and charges page.

Here's what you'll need to apply


Around 10 minutes to complete the application

Earn more than $75,000 a year

Be 18 years or older and an Australian
resident

A Qantas Frequent Flyer membership. Join today for free at Qantaspoints.com

Apply now

Things you should know

Refer to the full Terms and Conditions related to this product here. To obtain a copy of the Target Market Determination (TMD) related to this product, click here.

Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. New applications only and is not available in conjunction with any other offers.

  1. To be eligible to receive 80,000 bonus Qantas Points, you must apply for the Citi Premier Qantas Credit Card by 29 June 2022, then spend a minimum of $4,000 on eligible Retail Purchases using your new card within 90 days from approval. Excludes Cash Advances, Balance Transfers, Special Promotions, interest, fees, refunds, Chargebacks and spend on a Linked Diners Club Card. The bonus Qantas Points will be credited to your Qantas Frequent Flyer membership account within 8 weeks of meeting the spend criteria. Your Citi Premier Qantas Credit Card must remain open, in good standing and enrolled in the Citi Qantas Rewards Program for the bonus Qantas Points to be awarded. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Please note that if you have a balance transfer you will not be entitled to any interest free days on retail purchases. This means that all spend will be charged interest at the applicable annual percentage rate. This offer is valid until 29 June 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  2. Purchases: The promotional rate of 0% p.a. will apply to the retail purchase balance for a promotional period of 6 months, commencing from the date your account is approved. At the end of the promotional period, the variable annual percentage rate for retail purchases, currently 21.49% p.a. will apply to the retail purchase balance. Please note you will not be entitled to any interest-free days on retail purchases at the end of the promotional period whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate.
    Balance Transfers: Your total balance transfers may not exceed 80% of your credit limit. The promotional rate of 0% p.a. will apply to balances transferred with this offer at point of application for a promotional period of 6 months. The 6 month promotional period commences once the balance transfer is processed. At the end of the balance transfer promotional period, the interest rate on any outstanding transferred balance will revert to the variable annual percentage rate for cash advances, currently 22.24% p.a. This offer excludes balances transferred from Citi unsecured credit products. For important information to consider before taking up a balance transfer, please click here. Minimum monthly payments required. Payments will be applied to your account as per the Credit Card Terms and Conditions and Other Important Information. Please note that if you make a retail purchase before your balance transfer is processed, payments made during the promotional period will be applied to the retail purchase balance before the balance transfer. This offer is valid until 29 June 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  3. Subject to your acceptance you will be billed an annual fee of $175 for the first year and every year afterwards if you spend a minimum of $48,000 on eligible Retail Purchases and Cash Advances in each 12-month period, starting from the date your Account was approved. Excludes Balance Transfers, Special Promotions, interest, fees, refunds, Chargebacks and spend on a linked Diners Club Card. If you do not meet the minimum spend in the previous year you will be charged an annual fee of $350. Annual fees are subject to change. If you subsequently opt out of Citi Qantas Rewards and into Citi Rewards an annual fee of $300 will apply to your account instead. Please note that if you have a balance transfer you will not be entitled to any interest free days on retail purchases. This means that all spend will be charged at the applicable annual percentage rate. This offer is valid until 29 June 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  • +All rewards are subject to the Terms and Conditions of the Citi Qantas Rewards Program. Citi Premier Qantas Credit Card earns 1 Point per $1 for Eligible Transactions made online, 0.5 Point per $1 spent everywhere else on eligible Domestic Spend and 1 Point per $1 spent on eligible International Spend. The points earn is capped at 100,000 points over a 12 month period. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. The Citi Premier Qantas Card earns 0.5 Points per $1 on Citi PayAll payments. Citi PayAll Payments are for Domestic Spend only, International Spend is excluded. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Points do not expire while the card remains open and in good standing. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. Qantas Points are earned in accordance with the Citi Qantas Rewards Program Terms and Conditions. You must be a member of the Qantas Frequent Flyer Program and have advised us of your Qantas Frequent Flyer Program membership number before you can participate in Citi Qantas Rewards. You will only earn Qantas Frequent Flyer Points after you advise us of your Qantas Frequent Flyer Program membership number. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Your Rewards Balance will be automatically redeemed for Qantas Frequent Flyer Points at the end of each Statement Period. It may take 28 business days for the Qantas Frequent Flyer Points to appear in your Qantas Frequent Flyer membership account. Transactions made indirectly with the online merchants (e.g. through a third party provider such as BPAY and PayPal), mobile wallet, recurring payments or with a Linked Diners Club Card are not eligible for the higher earn rate. Please note, a transaction qualifies as an Eligible Transaction made online if it is made via the internet or a mobile application, which is reflected as an online transaction by system indicators and processed by the respective merchants/ acquirers as an online transaction through Visa/Mastercard networks. If a transaction with an online merchant is not classified as an online transaction by the card scheme, it will not be treated as an online transaction for calculating Points. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. Please click here for the full definition of Eligible Transactions. The cap includes Points earned on Domestic and International spend.

  • $10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes flights) at luxuryescapes.com/au or on the Luxury Escapes mobile app. Offer valid at Australian website only. Offer is valid exclusively to Citi credit cardholders and is not transferable. Maximum discount available per transaction is $250. Offer is valid until 1 March 2023. To be eligible, customers must use their Citi credit card at checkout along with the promo code CITI10, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Tours, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer.

  • #Place an order of $25 or more at Deliveroo, either at deliveroo.com.au or in-app via the Deliveroo app, and pay with your Citi credit card to enjoy $10 cashback. Offer valid at Australian website only. Offer is limited to $10 cashback once a month from 1 April 2021 - 30 June 2022 and only spend on the primary cardholder's Citi branded credit card will count toward the offer. Excludes any payment made directly to a restaurant. Excludes transactions made through a third-party establishment or payment processor. Cashback will be credited to your Account within 60 days from the qualifying spend provided your Account is open and in good standing. Cashback will not be credited to your Account if the qualifying spend is refunded. Cashback will reduce the outstanding balance of your Account but will not count towards your next monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make.

  • ^Citi Instalment Plans are defined in the Credit Card T&Cs as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing. Your Fixed Payment Option uses part of your existing credit limit. As you pay off your Fixed Payment Option, the amount you pay off will become available for you to use again as part of your credit limit at the standard Annual Percentage Rate applicable to your account. For the full terms and conditions of your Fixed Payment Option, please refer to the Credit Card Terms and Conditions and Other Important Information.

  • <The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on Cash Advances or Balance Transfers. Whilst you have a Balance Transfer you will be charged interest on your daily unpaid balance.

  • πCiti PayAll offers are subject to eligibility and only available if your account is and remains in good standing. Set up Citi PayAll payment instructions using the Citi Mobile® App or in any other way we tell you that you can make a Citi PayAll payment. This is an amount you authorise us to pay once or on a regular basis from your account to another bank account held with an Australian financial institution (other than through BPAY®). This must be not less than 7 days from the date the Citi PayAll payment is set up, and if there is more than one payment to be made, the number and frequency of the payments and period over which they are to be made, you must ensure these details are correct. All Citi PayAll payments and Citi PayAll Fees we charge to your account will be added to the retail purchase balance and the Retail APR will apply to them. Citi PayAll payments are charged at the retail purchase rate applicable to your account and are only available on Citi PayAll payments outlined in the Credit Card Terms and Conditions and Other Important Information. For all Citi PayAll payments set up between 1 April 2021 to 31 October 2022 (the Period), the Citi PayAll fee will be reduced to 0%. Any recurring Citi PayAll payments set up during the Period will not incur the Citi PayAll fee for the duration in which those payments are scheduled to occur. Any Citi PayAll payments set up after the Period ends will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. Any recurring Citi PayAll payments set up prior and after the Period will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. This fee will apply to all recurring payments made for the duration in which those payments are scheduled to occur. Please note, there are limits on the Citi PayAll payments you can make in a period. Details of these limits can be found at citibank.com.au/payall-limits. These limits may change from time to time. For the full terms and conditions of Citi PayAll, please refer to the Credit Card Terms and Conditions and Other Important Information.

  • There are limits on the Citi PayAll payments you can make in a period per month. Details of these limits can be found at citibank.com.au/payall-limits.

  • One complimentary digital Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the Citi Premier Card. Citi Premier Cardholders must enrol for the Priority Pass Standard Membership at www.prioritypass.com/premieraumc and follow the prompts. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The first two visits within each 12 month membership period from registration (membership year) are complimentary to the primary cardholder only, after which any additional visits by you and visits by your guests will be charged directly to you by Priority Pass at their ordinary standard rates. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a Citi Premier Cardholder. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass is available at select airports. For the full list of up to date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com.

  • Concierge Services is a complimentary service available to the Primary Cardholder of a Citi Premier Card. Refer to the Terms and Conditions of the Citi Rewards Program. Concierge Services provided by Aspire Lifestyles (Australia) Pty Ltd.

  • >Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105. You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

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