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Find the credit card that's right for you. Whether you're looking for a credit card with travel and rewards benefits, a balance transfer, premium benefits or no annual fee, you'll find it at Citi.

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Explore the different Citi Instalment Plan options to help you pay smarter


What does it do?
Citi PayLiteConverts eligible, individual retail purchases into an Instalment Plan so you can repay them over time at a fixed rate.
Citi FlexiBillConverts multiple retail purchases from your current Statement into a single Instalment Plan so you can repay them together at a fixed rate.
Citi Quick Cash2Allows you to unlock and receive cash from $500 up to your available credit limit at a fixed rate.


What would I use it for?


Citi PayLiteTreat yourself or take advantage of deals you don’t want to miss. Many customers use Citi PayLite to pay back kitchen appliances, gadgets, beauty procedures, wellbeing and luxury goods.

Buying a fridge


Citi FlexiBillManage monthly expenses and cashflow. Customers find Citi FlexiBill useful for large and seasonal purchases such as weddings, Christmas and special occasions.

Bridesmaid dress shopping


Citi Quick Cash2Cash for large or unplanned purchases. Customers often use Citi Quick Cash2 for purchases including holidays, household and health expenses.

Making friends with a llama in Peru

Things you should know

To access the full Terms and Conditions related to this product, click here.

Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. New applications only and cannot be used in conjunction with any other offers.

  1. Citi Instalment Plans are defined in the Credit Card Terms and Conditions as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing. Your Fixed Payment Option uses part of your existing credit limit. As you pay off your Fixed Payment Option, the amount you pay off will become available for you to use again as part of your credit limit at the standard Annual Percentage Rate applicable to your account. For the full terms and conditions of your Fixed Payment Option, please refer to the Credit Card Terms and Conditions and Other Important Information.

  2. Quick Cash funds are made available the same day if you have a Citibank transaction account. If your account is with another financial institution or you don't have an account and require a cheque, this will take longer.

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