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Your kids won't know about investing in Bonds, but they'll be glad you did.

Earn up to 2-4%p.a. returns with corporate Bonds.

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Key Features


Reliable income

Receive a regular and predictable income over
the life of your investment.

Portfolio diversification

Diversify your portfolio with 2,200
local and international Bonds.

Direct access

Get access to our Global
Bonds Trading Desk.

Request a no obligation call to learn more about our Bond offering.

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We can offer you direct investment in Bonds, if you are a wholesale investor.1 This means a customer can invest with a minimum $50,000 if they have a certified accountant certificate which states that they have either earned a gross income of AUD 250,000 p.a. or more over the last two financial years, OR, have net assets exceeding AUD 2,500,000 or more.

Learn about investing in bonds

What is a corporate bond?

How do corporate bonds work?

Can I sell a bond?

Extensive offering


Our bond investors have access to more than 2,200 local and international investment grade bonds issued by more than 450 entities including corporations and sovereigns around the world, across 10 currencies, 50 industry groups. Our investors reach opportunities beyond the domestic market. This diversification can enable investors to reduce the overall risk of their investments and better navigate markets. Wholesale investors only1. T&Cs and minimums apply. Subject to risk.

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Read more about Bonds

Term Deposits or Bonds?

For investors seeking capital preservation and a predictable income stream, term deposits have typically been the go-to fixed rate investment. But there is an alternative. Here we compare Term Deposits versus Bonds.

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Our Bond Guide

Discover all you need to know about fixed income with our guide to bond investing.

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Important Information

Wholesale Investors Only. T&Cs Apply. Minimums Apply. Subject to Risks.

1. To be eligible for our investment products you must be resident in Australia and you must qualify as a 'wholesale client' for the purposes of the Corporations Act 2001. This means you have a certificate issued by a qualified accountant within the last two years stating you have a gross income for each of the last two financial years of at least $250,000 or you have net assets of at least $2.5 million; OR are classified as a professional investor; OR are investing $500,000 or more in a single investment.

Bonds are subject to investment risks, including possible loss of the principal amount invested. They are not: insured by any government agency; and not a deposit or other obligation of, or guaranteed by, the depository institution or insured by National Australia Bank Limited or any of its affiliates or subsidiaries.

All expressions of fact or opinion are subject to change without notice. All information contained on this webpage is general in nature and is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on the information contained in this document you should consider if it is appropriate for your particular circumstances. You should also obtain and consider the relevant product disclosure statements and terms and conditions before you make a decision about any financial product, and consider if it is suitable for your objectives, financial situation, or needs. Investors are advised to obtain independent legal, financial, and taxation advice prior to investing. Investments are not deposits or other obligations of, guaranteed, or insured by NAB, or any of its affiliates or subsidiaries, or by any local government or insurance agency, and are subject to investment risk, including the possible loss of the principal amount invested. For a full explanation of the terms and conditions, as well as risks of investing, please ensure that you fully read and understand the relevant product disclosure statements prior to investing.

National Australia Bank Limited (ABN 12 004 044 937, AFSL 230686) (“NAB”). Despite the use of the words “Citi”, “Citibank”, “Citigroup”, “Citigold” and similar words and/or logos, the services and products described are provided by NAB. NAB has acquired the business relating to these services and products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL 238098) (“Citi”) and has appointed Citi to provide transitional services.

Our/us/we means NAB unless the context otherwise requires it.

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.