4. Defer your repayments for up to 3 months
If your circumstances have changed due to COVID-19, we can help by allowing you to defer your repayments for up to three months on your Credit Card, Ready Credit, Personal Loan and/or Home Loan account(s).
During the deferral period, you may make repayments at any time without impacting your deferral program - no payments are required, no late fees will be charged and your account will not be overdue, although you will continue to accrue interest on your outstanding balance. We will not report any missed payments to the credit bureau during the period of your payment deferral. For Credit Card and Ready Credit customers, you will be able to continue to spend on your card, provided you are up to date on your repayments at the point of applying for a deferral and you have an available credit limit.
At the end of your deferral period, we will provide you with options to support you as you transition back to regular repayments.
To apply, complete this simple online application form. In most circumstances, you will automatically qualify.
DEFER MY REPAYMENTS