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citi simplicity card benefits

 

 


No Annual Fee, No Late Fee - Ever

With the Citi Simplicity Mastercard, you'll never have to pay an annual fee and if you miss a payment due date, you won't be charged a late fee. Just a little something for your peace of mind.

 

Spend $300 or more and get $50 cashback at Quay in Sydney=

Led by Executive Chef Peter Gilmore, Quay is one of the country’s most celebrated restaurants. Quay has received Three Hats in the Good Food Guide for 23 consecutive years.

For a limited time, treat yourself to an exceptional meal and enjoy cashback on your experience.

Here’s how to enjoy and dine

  1. Book a table on the website between 1 November and 30 November 2024
  2. Enjoy your meal and pay with your Citi Credit Card
  3. Your cashback will be credited to your account
     

Book now >

The Quay
OTTO

 

Spend $200 or more and get $30 cashback at OTTO Sydney and Brisbane=

OTTO is a premier dining destination in Australia, offering approachable yet refined service in modern Italian cuisine. In Sydney, guests enjoy al fresco dining with trademark waterside views, while Brisbane offers OTTO Ristorante for special dining experiences and OTTO Osteria for a relaxed aperitivo experience.

For a limited time, treat yourself to an exceptional meal and enjoy cashback on your experience.

Here’s how to enjoy and dine

  1. Book a table on the website between 1 November and 30 November 2024
  2. Enjoy your meal and pay with your Citi Credit Card
  3. Your cashback will be credited to your account
     

Book now >

 

Citi VIP menu at Chancery Lane (Melbourne)

We’re offering Citi cardholders unique dining experiences this festive season. Book now to celebrate in style with your colleagues, friends and family.

Citi VIP menu at Chancery Lane

'The Art of French Dining' six course menu at Chancery Lane for $185pp with optional French wine pairing for $130pp.¥

Here’s how to enjoy and dine

Book online with your Citi credit card via the button below for reservations between 1 Nov - 30 Dec 2024 and pay with your card on the day.

Book now >

Chancery Lane
Scott Pickett Private dining venues

 

Private dining venues with a $500 gift voucher (Melbourne)

Host a unique private dining experience for a special event or your end of year celebration at Smith St Bistrot (La Vie en Rose), Matilda, or Estelle and receive a $500 gift voucher when you spend $5000.£

Here’s how to book

Submit an event enquiry form by 30 Dec 2024 for events hosted up until 31 Mar 2025 and the events team will be in touch.

Book now >

 

Mastercard Everyday Spend Promotion

Turn everyday spend into winning moments

Transform your everyday purchases into a chance to win one of 31 double passes to the Australian Open 2025, one of 30 $1,500 dining vouchers for an unforgettable experience at Bennelong restaurant, or one of 31 $1,500 Mastercard Gift Cards to spend as you wish.

Simply make a purchase of $5 or more with your Mastercard credit card between 1 October and 31 December 2024 and you’ll automatically be in the draw.& Plus, entries are unlimited; so every time you make a purchase of $5 or more, you’ll earn another shot at winning.

For full Terms and Conditions, click here.

Mastercard Everyday Spend
Luxury Escapes

 

10% off selected Luxury Escapes hotels

10% off (up to $250 per booking) on 'Limited Time LUX Exclusive' hotel offers with your Citi Simplicity Mastercard using Promo Code: CITI10.**

Valid until 1 March 2025.

Explore offers >

 

Complimentary Insurance

Get access to Purchase Protection Insurance and Extended Warranty Insurance when you pay for purchases with your Citi Simplicity Mastercard.~

Find out more >

Complimentary Insurance
My Cashback

 

Monthly offers with My Cashback

Enjoy cashback offers from a range of merchants every month with your Citi Simplicity Mastercard. Simply use your card and you’ll automatically receive My Cashback offers in the Citi Mobile® App every month.++

View your latest cashback offers via the Citi Mobile® App.

Learn more >

 

Other cards and benefits


Citi Prestige Mastercard

Citi Prestige Mastercard

Learn more >

Citi Premier Mastercard

Citi Premier Mastercard

Learn more >

Citi Rewards Mastercard

Citi Rewards Mastercard

Learn more >

Citi Clear Mastercard

Citi Clear Mastercard

Learn more >

Important Information

= To be eligible for the cashback, you must meet the qualifying spend at either OTTO Sydney, OTTO Brisbane or Quay (Participating Restaurants) between 1 November 2024 and 30 November 2024. Cashback is awarded based on the final bill amount including GST and service fees and charges, if any. This cashback offer is only available for dine-in services at the Participating Restaurants and excludes purchases of gift cards or restaurant merchandise. Payment must be made using your Citi Credit Card and other forms of payment e.g. PayPal, gift cards or loyalty points will not be eligible for the discounted offer. Cashback will be credited to your Account within 8 weeks of your purchase. Cashback will reduce the outstanding balance of your account but will not count towards your next monthly repayment obligation. Your account must be open and in good standing (for example – your account is not in default, suspended or closed) at the time of completing payment. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make.

¥ The Art of French Dining’ six course menu with matching wines at Chancery Lane is available for reservations from 1 November 2024 to 30 December 2024. The food only menu is $185 per person and an additional $130 per person for the wine pairing. Bookings available for lunch Monday to Friday and dinner Monday to Saturday. Online bookings available for up to 8 guests. For all enquiries of 9 or more guests, contact events@chancerylane.com.au. To be eligible for this offer, you must use your Citi Credit Card when booking via the link provided in the email or over the phone. Your credit card account must be open and in good standing (for example – your account is not in default, suspended or closed) at the time of booking and completing payment. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make. 

£ To be eligible for this offer, an event must be booked from 1 November 2024 to 30 December 2024 and hosted by 31 March 2025. A $500 deposit is payable at the time of booking with the balance due at the end of the event, or invoiced prior if preferred. You must use your Citi Credit Card when booking via the link provided in the email. Minimum spend for the event space is $5,000. You will be contacted the day after your event by the Scott Pickett events team to issue the $500 gift voucher. The voucher can be issued into multiple gift vouchers (for example, 10x $50 vouchers) and redeemed across the Scott Pickett Group venues. Your credit card account must be open and in good standing (for example – your account is not in default, suspended or closed) at the time of booking and completing payment. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make.

& 18+ AU-issued Mastercard Credit Card (excl corporate) holders opted-in to ads from issuer. Ends: 11:59pm AEDT 31/12/24. 1 entry p/trans. NSW TP/ 03815. ACT. TP24/ 02098. SA. T24/ 1607.

** 10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes flights) at luxuryescapes.com/au or on the Luxury Escapes mobile app. Offer valid at Australian website only. Offer is valid exclusively to Citi branded credit cardholders and is not transferable. Maximum discount available per transaction is $250. Offer is valid until 1 March 2025. To be eligible, customers must use their Citi branded credit card at checkout along with the promo code CITI10, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Tours, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer.

~ AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi"). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Citi Credit Cards Complimentary Insurance Policy Information Booklet which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.

++ My Cashback offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For more information, visit the My Cashback page.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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