Citi Simplicity Mastercard Benefits

Important Information

§ Under this Offer, you could receive $10 off when you spend $80 or more in one transaction on Eligible Items, apply the promo code CARD10 at the checkout on amazon.com.au or in the Amazon app, and use an Eligible Card. An Eligible Card means a Citi Prestige Mastercard, Citi Premier Mastercard, Citi Rewards Mastercard, Citi Clear Mastercard, Citi Simplicity Mastercard, Ready Credit account, Virgin Money Credit Card, BOQ Credit Card, or Card Services Credit Card issued by National Australia Bank Limited (“NAB”) in Australia. Listed cards are eligible provided your account is open and in good standing (for example - your account is not in default, suspended or closed). The Offer is available from 12.00am AEST on Tuesday 1 July 2025 until the earlier of 11.59pm AEST on Tuesday 22 July 2025, or once there have been 33,000 redemptions of the Offer, whichever is earlier. The promo code is single use and can only be redeemed once per customer per Eligible Card. Eligible Items are any product sold at amazon.com.au or in the Amazon app except for products sold by Amazon US, Amazon UK, Amazon Japan, or Amazon Germany Global Stores (even if fulfilled by Amazon AU); alcohol; and digital purchases like e-books, subscriptions like Prime Video and Audible, gift cards and postage or delivery rates. Offer available to the first 33,000 eligible customers who redeem the offer. Offer cannot be used in conjunction with other amazon.com.au offers. Offer cannot be used on existing orders and does not apply to orders placed with 1-Click. Offer is non-transferrable and may not be resold or redeemed for cash. Offer is subject to availability and, acting reasonably we may withdraw or amend the Offer without notice. The amazon.com.au Conditions of Use and Sale apply. See full offer terms and conditions here. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of these credit products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

$ To receive the 10% discount on your stand-alone prepaid hotel booking at participating hotels you must book via the unique www.expedia.com.au/traveloffer  or www.wotif.com/traveloffer link from 25 February 2025 to 31 January 2026 for stays completed by 30 June 2026, enter the Coupon code on the payment page, and pay with your valid Citi Credit Card issued by NAB. Discount applies to the first room in multi-room bookings and cannot be combined with other Coupon codes or applied to past bookings. Taxes, fees, and other charges are not included in the discount. The offer is subject to availability and Expedia and Wotif booking terms (see Expedia and Wotif). We may vary or end this offer at any time acting reasonably. We will notify you of any changes electronically (including via www.citibank.com.au/credit-cards/benefits) or other appropriate method as soon as reasonably practicable. NAB may receive a commission from Expedia or Wotif on all hotel bookings made under this offer.

^π To be eligible to receive the 5% discount on your international flight from Australia, the flight must be booked via the unique Trip.com link on either the Mobile App or website from 28 November 2024 to 31 December 2025 for travel by 30 September 2026. To receive the 5% discount, you must enter the promotional code at checkout and pay with your eligible Citi Credit Card. Eligible cards are Citi Prestige Mastercard, Premier Mastercard, Rewards Mastercard, Simplicity Mastercard, Clear Mastercard and Classic Plus Card. The discount will apply to the price including taxes and fees. This discount applies to single, return and multi-city flights from Australia. Bookings of "flight+hotel" and "ticket+hotel" are excluded from this promotion. Only one promo code can be applied to each reservation. Promo codes cannot be used in conjunction with any other promotions or offers and cannot be exchanged for cash or Trip Coins. Cancellation policy may vary. Please refer to the cancellation policy of the specific ticket type before booking. Trip.com reserves the right to cancel any bookings of members who engage in fraudulent, disruptive, or abusive behaviour, or who violate these terms. We may vary or cancel the discount offer at any time acting reasonably. We may vary or end this offer at any time. Other forms of payment e.g. PayPal, gift cards or loyalty points will not be eligible for the discounted offer. Listed Citi Credit Cards are eligible provided your account is open and in good standing (for example - your account is not in default, suspended or closed).

** 10% discount is valid on 'Limited Time LUX Exclusive' hotel offers in Australia and 15% discount on ‘Limited Time LUX Exclusive’ international hotel offers and a 10% discount on international tours (excluding flights) at luxuryescapes.com/au or on the Luxury Escapes mobile app. Offer is valid at Australian website only. Offer is exclusive to Citi branded cardholders and is not transferable. Maximum discount available per transaction is $250. Offer is valid if booked by 1 March 2026. To be eligible, customers must use their Citi branded card at checkout along with the promo codes MYLUXPROMO when purchasing ‘Limited Time LUX Exclusive’ hotels or MYLUXTOURS10 when purchasing an international tour, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. We may vary or end this offer at any time acting reasonably. We will notify you of any changes electronically (including via www.citibank.com.au/credit-cards/benefits) or other appropriate method as soon as reasonably practicable. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer. Offer ends 1 March 2026.

~ AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Citi Credit Cards Complimentary Insurance Policy Information Booklet effective 1 July 2025 which may be amended from time to time. For insurable events that occurred prior to 1 July 2025, please refer to Citi Credit Cards Complimentary Insurance Policy Information Booklet dated 1 November 2023 which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.

++ My Cashback offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For more information, visit the My Cashback page.

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