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Find the right account for you.

Existing Customers

Find out how to get your account set up, how to make deposits, payments or transfers, and discover what benefits you can receive.


Whatever goals you have for your money, we've got options to help you to achieve them.

What do you want from your money?

You have funds that you want to lock away to earn interest for a particular goal. 

You want to earn interest on your money, but still want the option to access your funds. 

You want an all-in-one account for local transactions, as well as the ability to spend, send and receive a world of currencies instantly.

You want to develop and control an income stream to maintain your lifestyle.
How can we help? Term Deposit Citibank Online Saver Citi Global Currency Account

Wealth Management

What rate will you get? 

1.25% p.a.1  3 month term

1.90% p.a.1 6 month term

2.00% p.a.1 9 month term

2.75% p.a.12 month term

3.10% p.a.18 month term

3.30%p.a.1 24 month term
on all balances from $10,000. 

2.10% p.a.2
Variable introductory rate for the first 4 months.  

1.20% p.a.
If you have at least $25,000 in your Australian Dollar account, you’ll earn 1.20% p.a. interest, with no withdrawal fees, and interest paid monthly.

Let’s find out together.3
The return you can achieve on our investments depend on your risk tolerance and the product mix you choose. Let’s work together to explore your options.
Get started today Check out our Term Deposit options

Apply online

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Request a call

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Citi Global Currency Account


The all-in-one Citi Global Currency Account. Spend, send and receive a world of currencies instantly - giving you the freedom to spend like a local, even when you aren't.

Learn more about Citi Global Currency Account

Citibank Online Saver

Our Citibank Online Saver account gives you flexibility, control and a competitive interest rate, to help you achieve your savings goals.

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Citibank Plus Transaction Account

Our fee free Citibank Plus Transaction Account is a Basic Account ideal for all your day to day needs, shopping online, in-store and overseas.

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Term Deposit

Get a guaranteed return on your savings with a Citibank Term Deposit. Lock in a competitive rate and watch your investment grow.

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Savings Calculator

Set your savings goal and see how quickly you can achieve it.

Set Your Goal

Term Deposit Calculator

Calculate how much interest you could earn from a Term Deposit.

Calculate Interest

Saving for a House

When it comes to buying a house, the more you save, the more options you have. Find out how our savings products can help.

Changing Jobs

When making a change in your professional life, why not check in on your finances and make sure that you're getting the most from your money.

Saving for a Holiday

Don't spend the next year paying off your summer holiday, check out our tips to grow your savings before you jet off.

Find the everyday account that's right for you.

See all of our Deposits products

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Help and Support

Citi Online

Access and manage your money in a quick, convenient and secure way, from anywhere in the world.

Access Citi Online

Tools and Calculators

Our calculators help you to plan and budget your finances to reach your goals, whatever they might be.

Start planning

More Forms & Information

All the information you need about our products, from interest rates and application links to useful forms.

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Important Information

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”), is the issuer of Citi branded financial products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citi holds no deposits. The Scheme does not apply to your non-AUD deposits.
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

1. Interest rate is subject to change without notice. Interest rate only available on term deposits under AU$2,000,000. 31 day notice period applies to term deposits. The Term Deposit will automatically renew for the same term at maturity unless you have nominated otherwise. Please note that the interest rate that will apply to your reinvestment will be the interest rate current on the date of maturity which may be less than what may be available to you had you made a new investment.  
2. This offer is only applicable on the first Citibank Online Saver that you open. Interest rate may change at any time including during the first 4 months.

3. To be eligible for our investment products you must be resident in Australia and you must qualify as a 'wholesale client' for the purposes of the Corporations Act 2001. This means you have a certificate issued by a qualified accountant within the last two years stating you have a gross income for each of the last two financial years of at least $250,000 or you have net assets of at least $2.5 million; OR are classified as a professional investor; OR are investing $500,000 or more in a single investment.

All information contained in this document is general in nature constitutes factual information or general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on the information contained in this document you should consider if it is appropriate for your particular circumstances. You should also obtain and consider the relevant product disclosure statements and terms and conditions before you make a decision about any financial product, and consider if it is suitable for your objectives, financial situation, or needs. Investors are advised to obtain independent legal, financial, and taxation advice prior to investing. Investments are not deposits or other obligations of, guaranteed, or insured by NAB, or any of its affiliates or subsidiaries, or by any local government or insurance agency, and are subject to investment risk, including the possible loss of the principal amount invested. For a full explanation of the terms and conditions, as well as risks of investing, please ensure that you fully read and understand the relevant product disclosure statements prior to investing.

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