Rates and Fees
Rates and Fees
AUD Term Deposit Account
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products, including Term Deposits. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. The Scheme does not apply to your non-AUD deposits.
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
Everyday Accounts
Citibank Plus Account
| Standard Variable Rate | ||
|---|---|---|
| Citibank Plus Transaction Account | All Balance | 0.00% p.a |
Rates are effective 13 June 2019. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Cash Investment Accounts
Cash Investment Accounts
| Interest Rate | |
|---|---|
| $0 - $4,999.99 | 0.00% p.a.* |
| $5,000 - $24,999.99 | 0.00% p.a.* |
| $25,000 - $99,999.99 | 2.10% p.a.* |
| $100,000 - $249,999.99 | 2.10% p.a.* |
| $250,000+ | 2.10% p.a.* |
Rates are effective 12 August 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges.
This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products, including Citibank Plus Transaction Account and Cash Investment Account. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. The Scheme does not apply to your non-AUD deposits.
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
Savings Accounts
Citibank Online Saver
| Standard Variable Rate | |
|---|---|
| All Balances | 4.60% p.a.* |
*Rates are effective 17 November 2023 and are subject to change at any time. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Citi Global Currency Account
Citi Global Currency Account – Australian Dollars
| Product Tier - Australian Dollar | Interest Rate |
|---|---|
| $0 - $24,999.99 | 0.00% p.a. |
| $25,000 and above | 2.20% p.a. |
Citi Global Currency Account – All Foreign Currencies
| Rate | |
|---|---|
| All Balances | 0.00% p.a. |
* Rates are effective 12 August 2022. Interest rate is tiered and applied on the entire balance. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686. Please refer to the Schedule of Fees and Charges.
Citicash & Citicheque Accounts
Citicash Account
| Rate | |
|---|---|
| $0 - $4,999.99 | 0.00% p.a. |
| $5,000 - $24,999.99 | 0.00% p.a. |
| $25,000 - $99,999.99 | 0.00% p.a. |
| $100,000 - $249,999.99 | 0.00% p.a. |
| $250,000+ | 0.00% p.a. |
Citicheque Account
| Rate | |
|---|---|
| $0 - $4,999.99 | 0.00% p.a. |
| $5,000 - $24,999.99 | 0.00% p.a. |
| $25,000 - $99,999.99 | 0.00% p.a. |
| $100,000 - $249,999.99 | 0.00% p.a. |
| $250,000+ | 0.00% p.a. |
Rates are effective 13 June 2019. Fees and charges apply. Please refer to the Schedule of Fees and Charges. These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Personal Banking Account
| Rate | |
|---|---|
| $0 - $4,999.99 | 0.00% p.a. |
| $5,000 - $24,999.99 | 0.00% p.a. |
| $25,000 - $99,999.99 | 0.00% p.a. |
| $100,000 - $249,999.99 | 0.00% p.a. |
| $250,000+ | 0.00% p.a. |
Rates are effective 13 June 2019. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Business Cheque Account
| Rate | |
|---|---|
| All Balance | 0.00% p.a. |
Rates are effective 13 June 2019. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Interest Bearing Trust Account
| Interest Rate | |
|---|---|
| All Balance | 1.80% p.a. |
Rates are effective 12 August 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Relationship Banking Account
| Product Tier | Interest Rate |
|---|---|
| $0 - $4,999.99 | 0.00% p.a. |
| $5,000 - $24,999.99 | 0.00% p.a. |
| $25,000 - $99,999.99 | 0.00% p.a. |
| $100,000 - $249,999.99 | 0.00% p.a. |
| $250,000+ | 0.00% p.a. |
Rates are effective 4 October 2019. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Cash Management Account
| Interest Rate | |
|---|---|
| $0 - $4,999.99 | 0.00% p.a.* |
| $5,000 - $24,999.99 | 0.00% p.a.* |
| $25,000 - $99,999.99 | 1.80% p.a.* |
| $100,000 - $249,999.99 | 1.80% p.a.* |
| $250,000+ | 1.80% p.a.* |
* Rates are effective 12 August 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686
Online Cash Management Account
| Interest Rate | |
|---|---|
| $0 - $4,999.99 | 0.00% p.a.* |
| $5,000 - $24,999.99 | 0.00% p.a.* |
| $25,000 - $99,999.99 | 1.80% p.a.* |
| $100,000 - $249,999.99 | 1.80% p.a.* |
| $250,000+ | 1.80% p.a.* |
* Rates are effective 12 August 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686
Money Market At Call
| Interest Rate | |
|---|---|
| $0 - $4,999.99 | 0.00% p.a.* |
| $5,000 - $24,999.99 | 0.00% p.a.* |
| $25,000 - $99,999.99 | 1.80% p.a.* |
| $100,000 - $249,999.99 | 1.80% p.a.* |
| $250,000+ | 1.80% p.a.* |
* Rates are effective 12 August 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686
Citibank Cash Management Account Plus
| Interest Rate |
|---|---|
All Balances | 1.80% p.a.^ |
Please note
- Rates are effective 12 August 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges.
- These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
- ^The Cash Management Account Plus was issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 Australian Credit Licence 238098 (“Citi”) and distributed only by Morgan Stanley Smith Barney Australia. National Australia Bank Limited ABN 12 004 044 937, AFSL and Australian Credit Licence 230686 has acquired the business relating to these products from Citi and is now the issuer of the Cash Management Account Plus.
Citibank Ultimate Saver
| Standard Variable Rate |
|---|---|
$0 - $9,999.99 | 0.00% p.a. |
$10,000 - $249,999.99 | 1.80% p.a. |
$250,000 - $499,999.99 | 1.80% p.a. |
$500,000 - $999,999.99 | 1.80% p.a. |
$1,000,000+ | 1.80% p.a. |
Rates are effective 12 August 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Ultimate Business Saver
| Standard Variable Rate |
|---|---|
$0 - $9,999.99 | 0.00% p.a. |
$10,000 - $249,999.99 | 1.80% p.a. |
$250,000 - $499,999.99 | 1.80% p.a. |
$500,000 - $999,999.99 | 1.80% p.a. |
$1,000,000+ | 1.80% p.a. |
Rates are effective 12 August 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Citibank Plus Linked Savings Account
| Standard Variable Rate | ||
|---|---|---|
| Citibank Plus Linked Savings Account | All Balance | 1.80% p.a |
Rates are effective 12 August 2022. This product are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
Staff Cheque Account
| Interest Rate | |
|---|---|
| $0 - $499.99 | 0.00% p.a. |
| $500 - $4,999.99 | 0.00% p.a. |
| $5,000 - $9,999.99 | 0.00% p.a. |
| $10,000 - $19,999.99 | 0.00% p.a. |
| $20,000 - $49,999.99 | 1.80% p.a. |
| $50,000 - $250,000+ | 1.80% p.a. |
Rates are effective 12 August 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. The Scheme does not apply to your non-AUD deposits.
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
| Interest Rate | |
|---|---|
| Unarranged Casual Overdraft | 0.0% p.a. |
| Citi Global Currency Account – All Currencies | 0.00% p.a. |
These interest rates are charged when you make a withdrawal that exceeds your available funds or your overdraft limit and we allow the transaction. With the exception of Citibank Term Deposits, the above rates apply to all Deposit products that we issue.
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
On this webpage, we/our means NAB.
NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. The Scheme does not apply to your non-AUD deposits.
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
