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Rates and Fees

 

Everyday Accounts

Citibank Plus Account

  Standard Variable Rate
Citibank Plus Transaction AccountAll Balance0.00% p.a


Rates are effective 13 June 2019. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

 

Cash Investment Accounts

Cash Investment Accounts

 Interest Rate
$0 - $4,999.990.00% p.a.*
$5,000 - $24,999.990.00% p.a.*
$25,000 - $99,999.991.10% p.a.*
$100,000 - $249,999.991.10% p.a.*
$250,000+1.10% p.a.*

 

Rates are effective 17 June 2022. Fees and charges apply. Please refer to the  Schedule of Fees and Charges.

This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products, including Citibank Plus Transaction Account and Cash Investment Account. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. The Scheme does not apply to your non-AUD deposits.

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

 

Savings Accounts

Citibank Online Saver 

 Variable Introductory RateStandard Variable Rate
$0 - $500,000.002.10% p.a.*1.10% p.a.*
$500,000.01+1.10% p.a.*1.10% p.a.*


* The variable introductory rate is available for the first four months while account balance remains between $0 and $500,000 (inclusive). At the end of the introductory period (or if your balance exceeds $500,000) you’ll receive the standard variable rate on the entire balance.

Rates are effective 24 June 2022 and are subject to change at any time. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

AUD Term Deposit Account

 

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products, including Term Deposits. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. The Scheme does not apply to your non-AUD deposits.

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

 

 

Citi Global Currency Account

Citi Global Currency Account – Australian Dollars 

Product Tier - Australian DollarInterest Rate
$0 - $24,999.990.00% p.a.
$25,000 and above1.20% p.a.

Citi Global Currency Account – All Foreign Currencies

 Rate
All Balances0.00% p.a.


* Rates are effective 17 June 2022. Interest rate is tiered and applied on the entire balance. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686. Please refer to the Schedule of Fees and Charges.

 

Multi Currency Account

Foreign Exchange Rates

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products, including Citi Global Currency Account and Multi Currency Account. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. The Scheme does not apply to your non-AUD deposits.

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

 

 

Citicash & Citicheque Accounts

Citicash Account

 Rate
$0 - $4,999.990.00% p.a.
$5,000 - $24,999.990.00% p.a.
$25,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.

 

Citicheque Account

 Rate
$0 - $4,999.990.00% p.a.
$5,000 - $24,999.990.00% p.a.
$25,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.


Rates are effective 13 June 2019. Fees and charges apply. Please refer to the Schedule of Fees and Charges. These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

 

Personal Banking Account

 Rate
$0 - $4,999.990.00% p.a.
$5,000 - $24,999.990.00% p.a.
$25,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.


Rates are effective 13 June 2019. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

 

Business Cheque Account

 Rate
All Balance0.00% p.a.


Rates are effective 13 June 2019. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

 

Interest Bearing Trust Account

 Interest Rate
All Balance0.30% p.a.


Rates are effective 13 May 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

 

Relationship Banking Account

Product TierInterest Rate
$0 - $4,999.990.00% p.a.
$5,000 - $24,999.990.00% p.a.
$25,000 - $99,999.990.00% p.a.
$100,000 - $249,999.990.00% p.a.
$250,000+0.00% p.a.


Rates are effective 4 October 2019. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

 

Cash Management Account

 Interest Rate
$0 - $4,999.990.00% p.a.*
$5,000 - $24,999.990.00% p.a.*
$25,000 - $99,999.990.80% p.a.*
$100,000 - $249,999.990.80% p.a.*
$250,000+0.80% p.a.*

* Rates are effective 17 June 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686

 

Online Cash Management Account

 Interest Rate
$0 - $4,999.990.00% p.a.*
$5,000 - $24,999.990.00% p.a.*
$25,000 - $99,999.990.80% p.a.*
$100,000 - $249,999.990.80% p.a.*
$250,000+0.80% p.a.*

* Rates are effective 17 June 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686

 

Money Market At Call

 Interest Rate
$0 - $4,999.990.00% p.a.*
$5,000 - $24,999.990.00% p.a.*
$25,000 - $99,999.990.80% p.a.*
$100,000 - $249,999.990.80% p.a.*
$250,000+0.80% p.a.*

* Rates are effective 17 June 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686

 

Citibank Cash Management Account Plus

 

Interest Rate

All Balances

0.80% p.a.^


Please note

  • Rates are effective 17 June 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges.
  • These products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
  • ^The Cash Management Account Plus was issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 Australian Credit Licence 238098 (“Citi”) and distributed only by Morgan Stanley Smith Barney Australia. National Australia Bank Limited ABN 12 004 044 937, AFSL and Australian Credit Licence 230686 has acquired the business relating to these products from Citi and is now the issuer of the Cash Management Account Plus.

 

Citibank Ultimate Saver

 

Standard Variable Rate

$0 - $9,999.99

0.00% p.a.

$10,000 - $249,999.99

0.80% p.a.

$250,000 - $499,999.99

0.80% p.a.

$500,000 - $999,999.99

0.80% p.a.

$1,000,000+

0.80% p.a.


Rates are effective 17 June 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

 

Ultimate Business Saver

 

Standard Variable Rate

$0 - $9,999.99

0.00% p.a.

$10,000 - $249,999.99

0.80% p.a.

$250,000 - $499,999.99

0.80% p.a.

$500,000 - $999,999.99

0.80% p.a.

$1,000,000+

0.80% p.a.


Rates are effective 17 June 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

 

Citibank Plus Linked Savings Account

  Standard Variable Rate
Citibank Plus Linked Savings AccountAll Balance0.80% p.a


Rates are effective 17 June 2022. This product are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

 

Staff Cheque Account

 Interest Rate
$0 - $499.990.00% p.a.
$500 - $4,999.990.00% p.a.
$5,000 - $9,999.990.00% p.a.
$10,000 - $19,999.990.00% p.a.
$20,000 - $49,999.990.80% p.a.
$50,000 - $250,000+0.80% p.a.


Rates are effective 17 June 2022. Fees and charges apply. Please refer to the Schedule of Fees and Charges. This product is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. The Scheme does not apply to your non-AUD deposits.

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

 

 Interest Rate
Unarranged Casual Overdraft0.0% p.a.
Citi Global Currency Account – All Currencies0.00% p.a.


These interest rates are charged when you make a payment that exceeds your available funds or your overdraft limit and we allow the transaction. With the exception of Citibank Term Deposits, the above rates apply to all Deposit products that we issue.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

On this webpage, we/our means NAB.

NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. The Scheme does not apply to your non-AUD deposits.

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.


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