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Please note that we are no longer accepting new applications for this product. Our dedicated team is available to support existing customers with any variations and modifications required to your home loan.
Why choose a Standard Variable Home Loan?
A Standard Variable Home Loan allows you to pair with other eligible home loans or incorporate the Mortgage Plus Package feature. The Standard Variable Home Loan is designed to be combined with other products in order to access more features. For a standalone variable product please check out our low-cost Basic Home Loan.
Ability to combine with other eligible Citi home loans.
With a variable rate mortgage you can pay more whenever you like, which means you could pay off your loan sooner.
Withdraw any additional home loan repayments you have made as often as you like.
Split up to 4 accounts with a minimum split amount of $20,000 per account.
Advertised Home Loan rates are for new, secured loans only and are subject to change at any time. All loans and securities are subject to our credit criteria. Establishment and, where applicable, legal fees apply. Terms and conditions apply and are available on request.
Minimum loan size is $350,000.
Comparison Rate calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.