Your browser does not support JavaScript! Pls enable JavaScript and try again.
Home Loans

Home Loans

Write your next chapter with a Citi home loan.


Request a call

How much can I borrow?


Not sure how much you can borrow, or what your repayments will be? Use this simple calculator as an easy guide to understanding your current borrowing capacity, and how the loan amount you choose affects your repayments.

Looking for the right home loan?

You've come to the right place.

We offer a wide range of competitively priced residential home loans. Whether you’re investing in property for the first time or adding to your portfolio, we offer a great range of home loans specifically tailored to suit your needs. Simply tell us what you're looking for and we'll help you find the right loan for you. 

Take the next step

You can also add an eligible credit card and a fee-free everyday account with our Mortgage Plus Package feature.

Loan Repayment Calculator

Want to understand how much your repayments will be based on your loan amount? Use this simple calculator as an easy guide to understanding how much you will need to repay weekly, monthly, or fortnightly.

View Calculator

Split Loan Calculator

Get the balance right. Want to discover the perfect split between fixed and variable interest? Use this simple calculator as an easy guide to understand how splitting your loan will change your repayments over time.

View Calculator

Stamp Duty Calculator

Until you understand Stamp Duty, it's impossible to estimate how much you will need to borrow. Use this simple calculator to find out how much Stamp Duty you will owe in your state or territory, based on the value of the property.

View Calculator

First Home Buyer

With so many things to consider when it comes to buying your first home, it can be difficult to know where to start. Let us help you find the right loan for your first home.

Learn more

Next Home Buyer

If you feel it’s time for a change, we’ll be with you every step of the way. If you’re upgrading, downsizing or making a move – we have all the advice and assistance you’ll need.

Learn more


Thinking of refinancing your home loan? We can help you explore a range of home loans to get the rate, features or flexibility that you’re looking for.

Learn more

Find the home loan that's right for you.

View all Home Loan products

Ready to take the next step?

Request a call

Help and Support

How to Apply

Whether you’re looking to buy, invest or refinance, applying for a Citi home loan is easy. We have everything you need to get started.

Get started

Manage your Home Loan

We want to make sure your home loan still works for you, long after you’ve moved in. Ensure you're making the most of our products and services.

Find out more

Calculators and Tools

Here you’ll find a range of calculators, planners and tools that will help you crunch the numbers and make it easy to plan your perfect home loan.

Start planning

Can't find what you're looking for?  Contact Us