Product Offers


Get on top of the everyday with 26 months interest free on balance transfers (1.5% BT fee apples, reverts to cash advance rate). T&Cs apply.

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Don’t let anything get in your way. A Citi Personal Loan Plus simply lets you get what you need done, done. Apply by 30 June 2019 and save $199 on establishment fees. Other fees apply.

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Term Deposit


3.88% p.a.¹ 6 month term deposit when paired with eligible investments^. Min $250,000 investment. Wholesale investors only. T&C apply.

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Apple Pay for Debit Cards is here. Enjoy fast, easy and secure payments*. Set up Apple Pay on your Citi Debit or Credit Card today!

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A new way to raise complaints

From 1 November 2018, the Australian Financial Complaints Authority (AFCA), will be the new external dispute resolution scheme to support consumers in the financial scheme replacing the Financial Ombudsman Service (FOS), Credit and Investments Ombudsman (CIO) and Superannuation Complaints Tribunal (SCT). 

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Benefits for Citi Customers

Explore My Offers.

Special promotions for Citi Credit Cardholders.

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Citibank Dining Program.

Citi customers can enjoy a free bottle of wine from award winning wine makers, McWilliam’s Wines, when dining at partner restaurants and paying with either their Citi credit or debit card.

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Citi Rewards Program.

Put life on Points with Citi Rewards. Use your Points to credit back purchases or redeem them on digital gift cards and travel. T&Cs apply.

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Are you experiencing financial difficulty?

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  1. Offer available to wholesale investors only as defined in section 761G of the Corporations Act 2001 (Cth) who has a valid accountant's certificate certifying the investor has a gross income of AUD$250,000 or more per annum in each of the previous two years (before the certificate was issued) or has net assets of at least AUD$2.5 million. By investing in this offer you understand that you will be treated as a wholesale client. Clients who invest a minimum of AUD 1,000,000 (“Investment Amount”) in eligible investments (structured products, managed funds and bonds)^ in a transaction through Citigroup Pty Limited (Citi) between 29 January 2019 and 31 March 2019. In addition, if the client chooses to invest in a Term Deposit during the Offer Period, they will earn 4.38% p.a. for 6 months on balances up to 50% of the total Investment Amount in eligible investments (structured products, managed funds and bonds). The maximum term deposit balance is AUD 1,000,000. 31 day notice period applies to term deposits. 

    ^Eligible investments are all structured products, managed funds and bonds distributed by Citi. Product details are available through a Citi relationship manager. A minimum investment amount may apply for some investment products. This information is general in nature and it was prepared without taking into account your objectives, financial situation, or needs. Before acting on this information you should consider if it's appropriate for your particular circumstances. Investment products are not bank deposits or other obligations of or guaranteed, or insured by Citibank, Citibank N.A., Citigroup Inc., or any of their affiliates or subsidiaries, or by any local government or insurance agency, and are subject to investment risk, including the possible loss of the principal amount invested. Interest rate subject to change

*Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

The advice given on this website was prepared without taking into account your objectives, financial situation or needs, so before acting on it, you should consider the appropriateness of the advice having regard to your personal situation. You should also obtain and consider the associated product disclosure statement and terms and conditions that apply to the products and offers on this website, which are available by going to the offer page or by contacting CitiPhone on 13 24 84. Fees and charges apply. View our Financial Services Guide and Code of Banking Practice.

Citigroup Pty Limited ABN: 88 004 325 080 I AFSL No: 238098 I Australian credit licence: 238098 I BSB: 242 200 I SWIFT code: CITIAU2X I Biller Code: 49502

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