Product Offers

Citi PayAll


Available on the Citi Mobile® App.

Introducing a new way to pay and earn on your everyday expenses with your Citi rewards credit card.

T&Cs apply.

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Earn guaranteed returns on your savings with competitive interest rates.
No monthly fees.
Fixed term periods of 3 or 6 months.

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Call the world home.

Spend, send and receive a world of currencies instantly - giving you the freedom to pay like a local, even when you aren't.

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Citi Ready Credit, our alternative to a personal loan.

Enjoy our introductory rate of 6.9% p.a. on initial balances transferred for the first 3 years with Citi Ready Credit. A standard variable rate of 20.49% p.a. applies to balances after 3 years, ongoing spend and cash advances. Fees, charges, T&Cs apply.

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A new Banking Code of Practice for Australia

Citi is a subscriber to the Banking Code of Practice. The code sets the standard of practice and service for Australia's banks. Citi is committed to providing you support when you are most in need. 

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Benefits for Citi Customers

Faster, simpler and smarter payments

We're connected to Australia’s New Payments Platform, bringing faster, simpler, near real-time payments to our customers using PayID and Osko by BPAY.

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Citi Instalment Plans.

Like buy now, pay later, but for anything. Break big expenses into smaller, fixed monthly payments.

Available on all Citi credit cards. Subject to eligibility. Interest and T&Cs apply.

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Citibank Dining Program.

Through the Citibank Dining Program, Citi customers can enjoy a free bottle of wine every time they dine at partner restaurants and pay using their Citi debit or credit card, as well as take advantage of some amazing food, wine and retail offers.

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Citi's Latest Insights

What is a bank introductory rate?

Opening a new bank account? Check and compare the benefits you will receive.

Posted on 6 May 2020

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Top tips for staying on top of your credit card payments

Credit cards can provide a suite of privileges but it's important to keep on top of your repayments to ensure you get all the benefits of the card. Stay in control with this handy guide.

Posted on 18 Dec 2019

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How dividend reductions will impact your income

Investors and self-managed super funds (SMSF’s) are feeling the pain of a reduction in dividends from corporate Australia.

Posted on 6 May 2020

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Are you experiencing financial difficulty?

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*Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

The advice given on this website was prepared without taking into account your objectives, financial situation or needs, so before acting on it, you should consider the appropriateness of the advice having regard to your personal situation. You should also obtain and consider the associated product disclosure statement and terms and conditions that apply to the products and offers on this website, which are available by going to the offer page or by contacting CitiPhone on 13 24 84. Fees and charges apply. View our Financial Services Guide and Banking Code of Practice.

Citigroup Pty Limited ABN: 88 004 325 080 I AFSL No: 238098 I Australian credit licence: 238098 I BSB: 242 200 I SWIFT code: CITIAU2X I Biller Code: 49502

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