Product Offers


Break big expenses into smaller, fixed monthly payments with an Instalment Plan on a Citi credit card. Subject to eligibility. Interest, T&Cs apply.

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Get the funds to spend on things, without fees taking anything away. You’ll receive the full amount of your loan up front with no establishment fees and no monthly fees.1 Plus, there is no early repayment fees, redraw fees or even annual fees, leaving you much more for the things that matter. Get your projects going with Citi Personal Loan Plus. T&Cs apply.

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Guarantee your returns in United States Dollars.

4.00% p.a.2 3 month term deposit when paired with eligible investments^.

Min US Dollar $250,000 investment. Wholesale investors only. T&C apply.

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Tap with your Citi Visa credit card on the Opal network every Monday in November. Limited to $5 per account.

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A new Banking Code of Practice for Australia

Citi is a subscriber to the new Banking Code of Practice which took effect on 1 July 2019. The new code sets the standard of practice and service for Australia's banks. Citi is committed to providing you support when you are most in need. 

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Benefits for Citi Customers

Explore My Offers.

Special promotions for Citi Credit Cardholders.

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Citibank Dining Program.

Citi customers can enjoy a free bottle of wine from award winning wine makers, McWilliam’s Wines, when dining at partner restaurants and paying with either their Citi credit or debit card.

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Citi Rewards Program.

Put life on Points with Citi Rewards. Use your Points to credit back purchases or redeem them on digital gift cards and travel. T&Cs apply.

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  1. No Establishment Fee and no Monthly Account Service Fee applies to applications submitted from 1 October 2019 to 31 March 2020. Post this advertised date Citi reserves the right to continue, withdraw or change the offer at any time without notice. Other service fees and charges including late payment fee and dishonour fee may apply.

  2. Offer available to wholesale investors only as defined in section 761G of the Corporations Act 2001 (Cth) who has a valid accountant's certificate certifying the investor has a gross income of AUD$250,000 or more per annum in each of the previous two years (before the certificate was issued) or has net assets of at least AUD$2.5 million. By investing in this offer you understand that you will be treated as a wholesale client. Interest rate is subject to change and is only available on new term deposits up to USD$2,000,000 when combined with eligible investments (structured products, managed funds and bonds). Managed funds are only available in AUD. Funds must be split equally between the Term Deposit and eligible investments. Minimum investment USD $250,000. 

^Eligible investments are all structured products, managed funds and bonds distributed by Citi. Product details are available through a Citi relationship manager. A minimum investment amount may apply for some investment products. This information is general in nature and it was prepared without taking into account your objectives, financial situation, or needs. Before acting on this information you should consider if it's appropriate for your particular circumstances. Investment products are not bank deposits or other obligations of or guaranteed, or insured by Citibank, Citibank N.A., Citigroup Inc., or any of their affiliates or subsidiaries, or by any local government or insurance agency, and are subject to investment risk, including the possible loss of the principal amount invested.

*Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

The advice given on this website was prepared without taking into account your objectives, financial situation or needs, so before acting on it, you should consider the appropriateness of the advice having regard to your personal situation. You should also obtain and consider the associated product disclosure statement and terms and conditions that apply to the products and offers on this website, which are available by going to the offer page or by contacting CitiPhone on 13 24 84. Fees and charges apply. View our Financial Services Guide and Code of Banking Practice.

Citigroup Pty Limited ABN: 88 004 325 080 I AFSL No: 238098 I Australian credit licence: 238098 I BSB: 242 200 I SWIFT code: CITIAU2X I Biller Code: 49502

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