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A loan can help finance the things that matter to you. Transfer the balance from a credit card or other loan, take yourself on a road trip, restore that vintage car or create the kitchen of your dreams. The possibilities are endless.

Explore our current Citi Personal Lending Products

Prefer a longer balance transfer?

Get Citi Ready Credit with an introductory interest rate of 5.9% p.a. for 3 years on the initial balances transferred. Reverts to standard variable rate. Fees, charges, T&Cs apply.

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Prefer fixed repayments and a personalised rate?

With Citi Personal Loan Plus you'll receive a personalised rate and your choice of a 3, 4 or 5 year loan term. Citi Personal Loan Plus also provides a reusable credit facility.

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Check out what you could do with a Citi lending product

Car loan

Don't let payment options get in the way of your next set of wheels. Citi Personal Loan Plus takes this hassle away, so let yourself sit back and enjoy the ride.

Renovation loan

Renovate your kitchen, create a garden oasis, add a deck or pool. Make those home improvement dreams a reality.

Home entertainment loan

Make the home theatre of your dreams. Upgrade your TV, sound system... even treat yourself to a pair of 3D glasses to enjoy all the cinema action from the comfort of your living room.

Calculators & Tools

Repayments Calculator

Use our simple loan repayment calculator to find out what your loan repayments will be

Calculate repayments

Borrowing Power Calculator

Estimate what you can borrow with our helpful borrowing power calculator

How much can I borrow

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Compare our personal lending products and find the one that best suits your needs

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