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Calculate your
car loan repayments

 

It's always wise to know the exact details and financial requirements of a car loan, before you proceed to borrow. Use the Citi Personal Loan Plus car loan calculator to estimate your repayment amount, so you'll know exactly how much you need to set aside every month.

 

Estimate your repayments with our car loan repayment calculator

With the Citi Personal Loan Plus car finance calculator, you can work out your estimated monthly repayments based on your loan amount and repayment term. Simply move the slider to the amount you want to borrow and select your repayment period to get your estimated monthly repayment amount.

Variable rate
10.90% p.a

Comparison rate
11.19% p.a.1

Learn more

I want to borrow
$2,000
2000
$2,000
$55,000

I want to pay it off in

Your estimated
repayments will be

$44/month*

Estimated total interest paid

$640

*This is the Monthly Instalment required to pay off your instalment loan within your chosen term. Assumes Monthly Instalments are made by payment due date each month. Excludes establishment fee and monthly fee, if applicable and any other charges. Any use of the reusable credit facility will require monthly repayments in addition to the Monthly Instalment. This calculation is an estimate only and does not represent quotes or pre-qualification for Citi Personal Loan Plus and is based on the accuracy of information provided. To apply for Citi Personal Loan Plus you must complete an application.
Variable rate 10.90% p.a
(Comparison rate 11.19% p.a.1)
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Why choose Citi Personal Loan Plus when you buy a car?

Variable interest rate

Enjoy a variable rate of 10.90% p.a. (Comparison rate of 11.19% p.a.1) for your car loan.

Unsecured car loan

No collateral, no hassle. Pay off your car loan with fixed monthly repayments.2

Pay off your loan earlier

Make additional repayments or settle your loan early with no fees.

No monthly fees

Pay no monthly fee on new applications when you apply by 30 June 2024.

Reusable line of credit

Tap into your available credit limit for any additional car expenses without having to reapply.2

FAQs

Things you should know

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded financial and credit products. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

Our/us/we means NAB unless the context otherwise requires it. 

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

The advertised Citi Personal Loan Plus rate is for new loans only and is subject to change at any time. Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. To obtain a copy of the Target Market Determination (TMD) related to this product click here.

This information is current as at 1 November 2023.

Your instalment loan will appear as a 'Fixed Payment Option' on your statement. Payment of the Monthly Instalment enables you to pay off the loan within your chosen term of 3, 4 or 5 years.

a) Any use of the reusable credit facility will require monthly repayments in addition to the Monthly Instalment. These amounts will be included in the Minimum Payment Due amount on your statement.

b) Monthly repayments will first be allocated towards payment of your instalment loan(s). Any additional payments will be applied to any balances that are not part of your instalment loan(s).

c) If you fail to pay your Monthly Instalment, we reserve the right to cancel your instalment loan.

d) For the full terms and conditions of your instalment loan, please refer to the Unsecured Credit Terms and Conditions and Other Important Information.

  1. 1. Comparison rate and representative example are based on a 5 year unsecured variable rate loan of $30,000. The estimated total amount payable at an interest rate of 10.90% p.a. (Comparison rate 11.19% p.a.) is $39,245.65 including the $199 establishment fee.
    WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  2. 2.Payment of the monthly instalment enables you to pay off your initial loan within your chosen loan term. You can choose to reuse credit up to your approved credit limit. Any use of the reusable credit facility will require additional monthly repayments on your loan. There will be no end date for your reusable credit facility. For the full terms and conditions of your instalment loan, please refer to the Unsecured Credit Terms and Conditions and Other Important Information.

  3. 3.  An establishment fee of $199 will be debited to your Account on the date we issue you a statement of Account for the Statement Period in which you first use or activate your Account. The establishment fee is billed in addition to the amount borrowed. Other service fees and charges including late payment fee and dishonour fee may apply.
More

Hit the road with a variable rate of 10.90% p.a. (Comparison rate 11.19% p.a.1)

Hit the road with a variable rate of 10.90% p.a. (Comparison rate 11.19% p.a.1)