
Pay with Points
Use your Points to get credit back for almost anything you buy with your Citi credit card.*
Whether it's your first flat white in the morning, a cheeky pizza, groceries or a wardrobe refresh you can use your Points to get a credit back no matter how big or small the purchase.

How to Pay with Points anytime via the Citi Mobile® App:

Tap
Go to 'See all transactions' and tap your eligible purchase*

Redeem
Tap 'Pay with Points'

Receive
Receive a credit back within 2 business days
If you don’t have the Citi Mobile® App, download it today.
Alternatively if you’re using a desktop you can sign on to Citi Online, click 'Pay with Points' under the 'Rewards' tab and follow the prompts.

Don't have a Citi credit card?
Simply click below to view our range of credit cards and offers available.
How much can your Points give you?
Select your card
2,500 Points = $10
4,000 Points = $10
2,500 Points = $10
2,500 Points = $10
Frequently Asked Questions:
Frequently Asked Questions:
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What is Pay with Points?
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How does Pay with Points work?
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What purchases are eligible for Pay with Points?
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Is there a service fee to use Pay with Points?
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Who is eligible to use Pay with Points?
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Can I use Pay with Points for a purchase if I don't have enough Points to cover the entire purchase?
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What happens if I redeemed my reward Points for a statement credit using Pay with Points and then returned the purchase to the merchant?
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Where can I view my statement credit for a Pay with Points redemption?
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How long will it take to receive my Pay with Points statement credit?
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Is there a limit on the amount of Pay with Points statement credits I can receive?
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Can I cancel my Pay with Points redemption?
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Do I still have to make the required minimum payment and/or overdue amount on my credit card account if I receive Pay with Points statement credits?
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Do I still have to make the full payment on my credit card account if I receive Pay with Points statement credits amounting to my current month’s outstanding amount payable?
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How will the Pay with Points statement credit appear on my credit card statement?
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If I make a purchase, how long do I have to redeem for a Pay with Points statement credit?
Important Information
*An eligible purchase is a transaction we will present to you in your Citi Mobile® App or Citi Online that can be paid by redeeming your reward Points. The types of transactions that may be paid by redeeming your reward Points may change and we will present these to you in the Citi Mobile® App or Citi Online.