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Citi Premier Card

Click and collect 130,000 bonus Citi reward Points when you spend $4,000 on eligible purchases within 90 days from approval.1

Apply Now
Gift
Earn 2 Citi reward Points per dollar spent online2
Dollar
Redeem your Citi reward Points for eligible purchases and receive a credit back3
Star
130,000 Citi reward Points is currently enough for $450 worth of eGift cards at a range of retailers4

Shop, stream and be rewarded

Be extra rewarded for the way you spend today. Scroll, click and shop your way to 2 Citi reward Points per dollar on eligible transactions made online (exclusions apply).2  Earn 2 Points per dollar internationally and 1 Point per dollar on all other spend. Capped at 200,000 Points over a 12 month period for Points earned on Domestic and International Spend.2

Plus, save 50% off the annual fee for the first year and every subsequent year when you spend $48,000 or more on eligible purchases and cash advances.5

 


 

Be rewarded with

130,000

bonus Citi reward Points when you spend $4,000 on eligible purchases within 90 days from approval.1

Receive a hefty bonus

Your bonus Citi reward Points - your choice. From Myer to Woolworths, The Iconic to Freedom, there’s a huge range of retailers to enjoy after you receive 130,000 bonus Citi reward Points when you spend $4,000 on eligible purchases within 90 days from approval.1 That’s currently enough Citi reward Points for $450 worth of eGift cards.4

 

Balance transfer rate

0% p.a. interest on balance transfers for 6 months (no balance transfer fee, reverts to cash advance rate).6 Please note, no interest free days apply to retail purchases while you have a balance transfer.

 


 

Annual fee

$150 in the first year and each subsequent year if you spend $48,000 on eligible purchases or cash advances in the previous year. Otherwise $300.5

 


 

Additional cardholder fee

$0. You may have up to four (4) additional cardholders, who must be 16 years or older.

 


 

Retail purchase rate

21.49% p.a. or pay off eligible purchases at a fixed interest rate and select from a range of repayment terms with a Citi Instalment Plan.7

 


 

Cash advance rate

22.24% p.a.

 


 

Interest free period

Up to 55 days interest-free on retail purchases (unless you have a balance transfer).8

 


 

Minimum credit limit

$15,000

 


 

Maximum credit limit

$100,000

 


 

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed at the Citi credit cards fees and charges page.

Do more with Citibank Rewards

Earn Citi reward Points when you spend
Citi reward Points per $1 spent

Online Spend
on Eligible Transactions2 made online

2 Points

International Spend
on Eligible Transactions2 made overseas or online with a merchant that is based overseas

2 Points

Domestic Spend
on all other Eligible Transactions2 

1 Point

Citi reward Points are capped at 200,000 per 12 month period when you use your Citi Premier MasterCard® on Eligible Transactions on Online Spend, International Spend and Domestic Spend.2

Others ways to earn Citi reward Points when you spend
 

Citi PayAll9 Spend
Earn uncapped10 Citi reward Points on everyday expenses such as rent, taxes, education fees, property management fees, childcare and miscellaneous bills

1 Point

Linked Diners Club Card11
on all Eligible Transactions12

2 Points

A wealth of ways to spend your Citi reward Points

Pay with Points

Pay for almost anything with your Citi reward Points.

With the Citibank Rewards Program you can Pay with Points for almost anything with your Citi reward Points. Redeem your Points for eligible purchases and receive a credit back.3

Shop with Points

Use your Citi reward Points to pay for purchases at kogan.com.

You can also use your Citi reward Points to pay for TVs, appliances, homewares and much more at kogan.com.13

Turn your Citi reward Points into a holiday

A range of redemption options.

Redeem your Citi reward Points to book flights, hotels, car hire, activities or even create your own itinerary 24/7 via the Citi Travel Portal. Not enough Citi reward Points? Enjoy the flexibility to book with your Citi reward Points and pay the remaining balance with your Citi credit card.14

Transfer your Citi reward Points to Airline and Other Loyalty Programs

Citi reward Points Transfer.

With points transfer, you can easily transfer your Citi reward Points to a variety of Airline and Other Loyalty Programs including: Emirates Skywards, Velocity Frequent Flyer, Singapore Airlines KrisFlyer, Flybuys and many more.15 To learn more about points transfer, see Points Transfer FAQs.


Earn Citi reward Points faster and unlock savings with a Linked Diners Club Card11

Earn Citi reward Points faster with a Linked Diners Club Card
Enjoy an uncapped earn rate of 2 Citi reward Points per $1 spend on all Eligible Transactions.12
No International Transaction Fees with a Linked Diners Club Card
Shop online or overseas and pay no International Transaction Fees when you use your Linked Diners Club Card.16
Accepted more places than you think
Linked Diners Club Cards are accepted at Coles, Woolworths, Bunnings and many more retailers at home and abroad (See a full list of retailers here).
Convenience at your fingertips
One Rewards Balance, one PIN, one monthly payment and online banking access.

Want more control and security?

Citi Instalment Plans
Break big expenses into smaller, fixed monthly repayments.
Citi Instalment Plans make it easier to pay for life's expenses, whatever they are and whenever they crop up. You can break purchases into smaller, more manageable monthly repayments at a fixed rate over a set term that best suits you.7  Learn more about Citi Instalment Plans
More ways to pay
Turn your smartphone into a mobile wallet thanks to Apple Pay.17 and Samsung Pay.
Leave your wallet at home and pay the easy way with your smartphone. Experience a faster, more convenient way to pay. Learn how to set up a mobile wallet.
24/7 worldwide security
Round-the-clock customer service and fraud protection.
With ongoing monitoring, global fraud protection and Citi Alerts, you can rest assured knowing that any potentially fraudulent charges on your card will be detected and flagged with you quick smart.
Complimentary International Travel Insurance18
When you purchase your flights with your Citi Premier credit card, it may cover you and your family for International Travel Insurance when travelling overseas for medical expenses, loss or theft of personal items, unexpected trip cancellation and more.
Terms, conditions, exclusions and limits apply. Find out more.
Complimentary Purchase Cover Insurance and Extended Warranty Insurance18
Receive complimentary insurance for eligible products purchased with your Citi Premier credit card, including Extended Warranty Insurance and Purchase Cover Insurance.

Terms, conditions, exclusions and limits apply. Find out more.


Make your card work harder for you

Complimentary lounge passes
Travel in style.
Your complimentary Priority Pass membership can make your next travel experience more enjoyable, with two airport lounge visits yours to enjoy every year.19
Enjoy cashback on Deliveroo orders
Ordering food with your Citi credit card just became more satisfying.
Get $10 cashback each month when you spend $25 or more, in one transaction, with Deliveroo.20 Available from 1 April 2021 to 30 September 2021. The next time you're feeling peckish, choose from a wide range of delicious options, place your order and enjoy this cashback offer.
Enjoy cashback on Spotify Premium
We've given your music streaming experience an upgrade.
Get $5 cashback each month when you pay for a Spotify Premium subscription of $10 or more with your Citi credit card.21 Available from 1 April 2021 to September 30 2021. Listen to music ad-free wherever you are, whether you're at home, on an exercise break or even at work.
Free wine, anyone?
More rewards with your next meal.
Enjoy a free bottle of wine every time you dine and pay with your Citi card at one of our partner restaurants.22 Conditions apply. Learn more about Citibank Dining Program.
Citi PayAll
A new way to pay and earn rewards.
With Citi PayAll, you can now pay for your rent, taxes, education fees, property management fees, childcare, miscellaneous bills and more using your Citi credit card. For all Citi PayAll payments set up between 1 April 2021 to 31 October 2021, the Citi PayAll fee will be reduced to 0%.9 You can turn payments into rewards by earning uncapped10 Citi reward Points on your everyday spend. Set up single or regular Citi PayAll payments to recipients with a registered BSB and account number held with an Australian financial institution. Set up your Citi PayAll payments in the Citi Mobile® App and keep track of them all in one place.9
Unlock priceless experiences through Mastercard® PricelessTM Cities
With Priceless Cities, explore unforgettable experiences around the world. Learn more at priceless.com.
Ever wanted a personal assistant?
Our personal concierge is at your service.
No time to plan your next family adventure? Let our personal concierge help you out. They can assist you from anywhere in the world, 24 hours a day, 7 days a week.23
Rewards the world over
Exclusive benefits at home and away.
Make the most of special offers just for Citi cardholders with Citi World Privileges. From upgraded hotel rooms and car rentals to online shopping discounts and money off your restaurant bill, there’s something to enjoy wherever you go.24

 

Emergency card replacement

24/7 customer service if your card is lost or stolen.

 

24/7 worldwide customer service and fraud protection

With ongoing monitoring, global fraud protection and Citi Alerts, you can rest assured knowing that any potentially fraudulent charges on your card will be detected and flagged with you. Visit Online Security at Citi for more information and to ensure you have provided us with your current mobile phone number to benefit from this service.

 


 

Complimentary International Travel Insurance18
When you purchase your flights with your Citi Premier credit card, it may cover you and your family for International Travel Insurance when travelling overseas for medical expenses, loss or theft of personal items, unexpected trip cancellation and more.

 

Complimentary Transit Accident Insurance18
Purchase your overseas travel tickets with your Citi Premier credit card you and your family may be covered for up to $500,000 for injuries sustained while overseas as a direct result of an accident whilst on a trip and occurring within 12 months of the accident.

 

Complimentary Purchase Cover Insurance18
Receive 90 days complimentary insurance up to specified amounts against loss, theft or accidental damage on covered products purchased anywhere in the world using your Citi Premier credit card if you make a claim within 21 days.

 

Complimentary Extended Warranty Insurance18
Receive Extended Warranty Insurance for eligible purchases up to a maximum of 12 months from the manufacturer's warranty (for the same period as the original written warranty), for the cost of repairing or replacing the purchase made on your Citi Premier credit card in the event that the product breaks.

 

Complimentary Guaranteed Pricing Scheme18
Purchase a product using your Citi Premier credit card, and get the best price if, within 60 days of the purchase, it’s available for a lower price from a store within a 25 kilometre radius from where the covered product was purchased. If the price difference is greater than AU$75, we will refund the price difference up to $500. (Internet purchases are excluded).

 


 

Accessing your account

Manage your finances when and where you want with:

  • The Citi Mobile® App
  • Citibank Online
  • CitiPhone Banking

Welcome to the world of Mastercard®. Experience the convenience of a card that is accepted at over 47 million merchants in more than 210 countries and territories.

 


 

Contactless payments
With Mastercard PayPass, make payments under $100 quickly and securely by tapping your credit card – there's no need for a signature or PIN.

 


 

Apple Pay

Enjoy all the benefits of your Citi Premier credit card using Apple Pay.17 It’s the easy and secure way to pay. Learn more about Apple Pay.

 


 

Samsung Pay

Use your Citi Premier credit card with Samsung Pay to make purchases on the go. Learn more about Samsung Pay.

 


 

Receiving your statements
You will receive your statements monthly, either online via e-statements or by mail.

Here’s what you’ll need to get started

Around 10 minutes to complete the application

Earn more than $75,000 a year

Be 18 years or older and an Australian resident

Not quite sure what you are looking for? Explore our other credit cards

 


Travel and Reward Credit Cards

Learn More

Balance Transfer Credit Cards

Learn More

Low Rate Credit Cards

Learn More

FAQs

  • What information do I need to apply?

    Having the following information ready will make it quicker for you to complete your application.

    • Details about your employment (e.g. employment status, employer's contact details, time with employer in years and months)
    • If you are self-employed, your accountant's name, name of their accounting firm, and contact phone number
    • Gross income and monthly expenses
    • For balance transfers, name on account, type of card/account, card/account number, amount being transferred and the issuing organisation's name and address


    For further information, visit our How to Apply page

  • What can I redeem Citi reward Points for in the Citibank Rewards Program?

    With the Citi Premier credit card, you can redeem Citi reward Points for travel, eGift cards, Pay with Points3, Shop with Points at Kogan.com.au13 and more.

    To find out more about Citibank Rewards Program or to redeem Citi reward Points, visit https://www.citirewards.com/welcome.htm

  • What does the Citi Mobile® App offer?

    With Citi's Mobile® App, you're in control of your finances even on the move. Our One-Time PIN mobile banking security feature means you'll always have peace of mind when banking online.

    Features include:

    • Instantly activate your credit card
    • Check your balance and a real-time display of your credit card transactions
    • Receive account alerts as push notifications
    • Find and book Citibank Dining Program partner restaurants
    • View your statement
    • Conveniently make payments on the go with Citi PayAll9


    Learn more about the Citi Mobile® App.

Still have a question?

Things you should know

To access the full Terms and Conditions related to this product, click here.

Fees and charges apply. Credit Criteria apply. New cards customers only and cannot be used in conjunction with any other offers. Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $75,000 per year and your credit rating. Terms and conditions apply and are available upon request.

  1. To be eligible to receive 130,000 bonus Citi reward Points, you must apply for the Citi Premier Card by 28 April 2022, then spend a minimum of $4,000 on eligible purchases using your new card within 90 days from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest, fees, refunds, Chargebacks and spend on a Linked Diners Club Card. The bonus Citi reward Points will be credited to your Rewards Balance within 6 - 8 weeks of meeting the spend criteria. Your Citi Premier Card must remain open, in good standing and enrolled in Citibank Rewards for the bonus Citi reward Points to be awarded. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer you will not be entitled to any interest free days on retail purchases. This means that all spend will be charged interest at the applicable annual percentage rate. This offer is valid until 28 April 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  2. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Citi Premier Credit Card earns 2 Points per $1 for Eligible Transactions made online, 1 Point per $1 spent everywhere else on eligible Domestic Spend and 2 Points per $1 spent on eligible International Spend. The Points earn is capped at 200,000 points over a 12 month period. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. The cap includes points earned on Domestic and International spend. The Citi Premier Card earns 1 Point per $1 on Citi PayAll payments. Citi PayAll Payments are for Domestic Spend only, International Spend is excluded. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Points do not expire while the card remains open and in good standing. Transactions made indirectly with the online merchants (e.g. through a third party provider such as BPAY and PayPal), mobile wallet, recurring payments or with a Linked Diners Club Card are not eligible for the higher earn rate. Please note, a transaction qualifies as an Eligible Transaction made online if it is made via the internet or a mobile application, which is reflected as an online transaction by system indicators and processed by the respective merchants/ acquirers as an online transaction through Visa/Mastercard networks. If a transaction with an online merchant is not classified as an online transaction by the card scheme, it will not be treated as an online transaction for calculating Points. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. Please click here for the full definition of Eligible Transactions. The cap includes Points earned on Domestic and International spend.

  3. Pay with Points is available on eligible purchases. An eligible purchase means an Eligible Transaction (excluding Citi PayAll Payments) that you use Pay with Points on within 60 days of the Transaction Date. Eligible Transaction is defined in the Terms and Conditions of the Citibank Rewards Program and means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, government related transactions and all other transactions set out within the full definition.

  4. eGift cards are only redeemable using Points via www.citirewards.com. The number of Points required to redeem eGift cards may vary at the time of redemption. eGift cards are non-reloadable or redeemable for cash. This information is accurate as of 6 April 2021.

  5. Subject to your acceptance you will be billed an annual fee of $150 for the first year and every year afterwards if you spend a minimum of $48,000 on eligible Retail Purchases and Cash Advances in each 12-month period, starting from the date your Account was approved. Excludes Balance Transfers, Special Promotions, interest, fees, refunds, Chargebacks and spend on a Linked Diners Club Card. If you do not meet the minimum spend in the previous year you will be charged an annual fee of $300. Annual fees are subject to change. If you subsequently opt for Citibank Qantas Rewards an annual fee of $350 will apply to your account instead. Please note that if you have a balance transfer you will not be entitled to any interest free days on retail purchases. This means that all spend will be charged interest at the applicable annual percentage rate. This offer is valid until 28 April 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  6. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer within 90 days from card approval for a period of 6 months, commencing once the balance transfer has been processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.24% p.a. This offer excludes balances transferred from Citibank unsecured credit products. Please note you will not entitled to any interest free days to retail purchases whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. For important information to consider before taking up a balance transfer, please click here. This offer is valid until 28 April 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  7. Citi Instalment Plans are defined in the Credit Card T&Cs as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing. Your Fixed Payment Option uses part of your existing credit limit. As you pay off your Fixed Payment Option, the amount you pay off will become available for you to use again as part of your credit limit at the standard Annual Percentage Rate applicable to your account. For the full terms and conditions of your Fixed Payment Option, please refer to the Credit Card Terms and Conditions and Other Important Information.

  8. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on Cash Advances or Balance Transfers. Whilst you have a Balance Transfer you will be charged interest on your daily unpaid balance.

  9. Citi PayAll offers are subject to eligibility and only available if your account is and remains in good standing. Set up Citi PayAll payment instructions using mobile banking or in any other way we tell you that you can make a Citi PayAll payment. This is an amount you authorise us to pay once or on a regular basis from your account to another bank account held with an Australian financial institution (other than through BPAY® ). This must be not less than 7 days from the date the Citi PayAll payment is set up, and if there is more than one payment to be made, the number and frequency of the payments and period over which they are to be made, you must ensure these details are correct. All Citi PayAll payments and Citi PayAll Fees we charge to your account will be added to the retail purchase balance and the Retail APR will apply to them. Citi PayAll payments are charged at the retail purchase rate applicable to your account and are only available on Citi PayAll payments outlined in the Credit Card Terms and Conditions and Other Important Information. For all Citi PayAll payments set up between 1 April 2021 to 31 October 2021 (the Period), the Citi PayAll fee will be reduced to 0%. Any recurring Citi PayAll payments set up during the Period will not incur the Citi PayAll fee for the duration in which those payments are scheduled to occur. Any Citi PayAll payments set up after the Period ends will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. Any recurring Citi PayAll payments set up prior and after the Period will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. This fee will apply to all recurring payments made for the duration in which those payments are scheduled to occur. Please note, there are limits on the Citi PayAll payments you can make in a period. Details of these limits can be found at citibank.com.au/payall-limits. These limits may change from time to time. For the full terms and conditions of Citi PayAll, please refer to the Credit Card Terms and Conditions and Other Important Information.

  10. There are limits on the Citi PayAll payments you can make in a period per month. Details of these limits can be found at citibank.com.au/payall-limits.

  11. Separate Diners Club Terms and Conditions apply to a Linked Diners Club Card as it is a separate credit facility from Diners Club that is paid through your Citi Credit Card. Eligibility criteria apply including that you must be approved for an account that is eligible for a Linked Diners Club Card. Diners Club has appointed Citi to administer the Linked Diners Club Card. Any credit balance on the Linked Diners Club Card is not a deposit liability of Citi, or any other affiliate of Citi, is not a protected account and is not guaranteed.

  12. All rewards on your Linked Diners Club Card are subject to the Terms and Conditions of the Citibank Rewards Program and the Linked Diners Club Card Extra Terms Part 3. Eligible Transaction is defined in the Rewards Program Terms and Conditions and means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, government related transactions and all other transactions set out within the full definition.

  13. To use your reward Points toward eligible purchases at Kogan.com, you must have a Kogan.com account, be the primary cardholder of a card enrolled in the Citibank Rewards Program ("eligible card"), enrol your eligible reward card with Kogan.com and agree to the Shop with Card Reward Points terms and conditions. You may only enrol one eligible reward card at any time. Customers who are enrolled in the Citi Qantas Rewards Program or Emirates Skywards Miles Program, will not be eligible for Shop with Points at Kogan.com. The Shop with Card Reward Points terms and conditions are to be read in conjunction with the Terms and Conditions of the Citibank Rewards Program.

  14. You can only redeem a Reward using Points Plus Pay if that Reward is eligible for Points Plus Pay redemption, you have accumulated the required amount of Points and you use your Card to purchase the Points Plus Pay redemption.

  15. You must be a member of the Airline, Hotel and Other Loyalty Program in which you wish to claim Airline, Hotel and Other Loyalty Points and have advised us of your airline and hotel loyalty program membership number prior to any such redemption. Membership of an airline and hotel loyalty program will be subject to the terms and conditions of that program. Airline, Hotel and Other Loyalty Points may take up to 28 business days to appear in your Airline, Hotel and Other Loyalty Program membership account.

  16. No International Transaction Fee is only applicable for transactions made on your Linked Diners Club Card; including on the amounts transferred to your Citi Credit Card. If you make an international transaction using your Citi Credit Card, an International Transaction Fee will be charged (where applicable).

  17. Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105. You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

  18. Complimentary insurance covers are subject to eligibility requirements : AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 of Level 16, 310 Ann Street, Brisbane, QLD 4000 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 of 2 Market Street, Sydney NSW 2000 has issued an insurance group policy to Citigroup Pty Limited ABN 88 004 325 080 AFSL and Australian credit licence 238098 (Citi) of 2-26 Park Street, Sydney NSW 2000 which allows eligible Citi account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Insurance Terms and Conditions which may be amended from time to time. Citi does not guarantee this insurance.

  19. One complimentary digital Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the Citi Premier Card. Citi Premier Cardholders must enrol for the Priority Pass Standard Membership at www.prioritypass.com/premieraumc and follow the prompts. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The first two visits within each 12 month membership period from registration (membership year) are complimentary to the primary cardholder only, after which any additional visits by you and visits by your guests will be charged directly to you by Priority Pass at their ordinary standard rates. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a Citi Premier Cardholder. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass is available at select airports. For the full list of up to date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com.

  20. Excludes any payment made directly to a restaurant. Offer is limited to $10 cashback once a month from 1 April to 30 September 2021 and only spend on the primary cardholder's Citi branded credit card will count toward the offer. Payment must be made directly at Deliveroo, either at deliveroo.com.au or in-app via the Deliveroo app. Offer valid at Australian website only. Excludes transactions made through a third-party establishment or payment processor. Cashback will be credited to your Account within 60 days from the qualifying spend provided your Account is open and in good standing. Cashback will not be credited to your Account if the qualifying spend is refunded. Cashback will reduce the outstanding balance of your Account but will not count towards your next monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make.

  21. Offer is limited to $5 cashback once a month from 1 April to 30 September 2021 and only spend on the primary cardholder's Citi branded credit card will count toward the offer. Subscriptions must be made via www.spotify.com.au/premium . Offer valid at Australian website only. For first time Spotify Premium users, cashback will not apply to Spotify’s first month free offer on new subscriptions. Excludes transactions made through a third-party establishment or payment processor. Cashback will be credited to your Account within 60 days from the qualifying spend provided your Account is open and in good standing. Cashback will not be credited to your Account if the qualifying spend is refunded. Cashback will reduce the outstanding balance of your Account but will not count towards your next monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make.

  22. Citibank Dining Program: Conditions apply. Visit citibank.com.au/dine to learn more about the Citibank Dining Program, including an up-to-date list of participating restaurants, and to view the full terms and conditions.

  23. Concierge Services is a complimentary service available to the Primary Cardholder of a Citi Premier Card. Refer to the Terms and Conditions of the Citibank Rewards Program. Concierge Services provided by Aspire Lifestyles (Australia) Pty Ltd.

  24. Payment must be made using a Citi Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citi and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.

© 2021 Citigroup Pty Limited. All rights reserved. ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. Diners Club Pty Limited ABN 35 004 343 051.

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