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Citi Online Saver

Citibank Online Saver Account

The Citibank Online Saver has no monthly fees, no minimum balance and no long-term commitments. Just a fuss-free savings account.

4.60% p.a.1

(Citibank Online Saver accounts are no longer available to be opened and the variable introductory rate is no longer applicable.)


Current interest rate

Earn our standard variable rate, currently 4.60%p.a., and enjoy fee-free saving with no minimum balance.

Customer Benefits


No monthly fees and no minimum balance. Your interest is calculated daily and paid monthly on every dollar.

Link to any Account

Nominate any Australian bank account as your linked account - just make sure your bank lets you transfer money to accounts held with other financial institutions.

Online Access

Your monthly eStatements will let you know how much interest you've earned for the month as well as the current interest rate.

No lock-ins

You can take your savings out instantly with no delays or fees. If you don't finish the month, you will still earn interest on the days your savings were in the account.

Help and Support

Online Saver Links

Additional information about the Citibank Online Saver account.

Schedule of Fees & Charges
Online Saver Terms & Conditions

Citi Online

Access and manage your money in a quick, convenient and secure way, from anywhere in the world.

Access Citi Online

Information & Forms

All the information you need about our products, from interest rates and application links to useful forms.

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 Can't find what you're looking for?  Contact us

Important Information

As of 20 May 2023 we will no longer be accepting new applications for Citibank Online Saver.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”), is the issuer of Citi branded financial products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

Terms & Conditions apply and are available on request.

Any advice is general advice only and was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your circumstances. Further information and our dispute resolution process is available at or by phone on 1300 137 931.

NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your AUD deposits with NAB (including under this [terms and conditions / application form / Product Disclosure Statement]) may be guaranteed up to $250,000 per account holder per ADI. Citi holds no deposits. The Scheme does not apply to your non-AUD deposits.

 “Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

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