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Insights hub

Useful insights, practical tips and tools to help you build strong financial foundations to better manage your money, improve your financial wellbeing and reach your goals.

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How does my credit score affect my borrowing power

How does my credit score affect my borrowing power?

Understanding and improving your credit score and the impact it will have on what you borrow.

Poor credit score? You don't have to pay to start fixing it

Poor credit score? You don't have to pay to start fixing it

Identifying mistakes on your credit report could end up saving you money on your loans.

Will taking out a personal loan affect your credit score

Will taking out a personal loan affect your credit score?

Depending on the current state of your credit score, you might be wondering whether taking out a personal loan will impact your score.

Credit card perks | Citi Australia

Credit card perks | Citi Australia

Here’s how the plastic in your pocket can provide you with a stack of additional benefits.

Debit or credit? How to pick the best card for you

Debit or credit? How to pick the best card for you

When choosing between a debit card and a credit card, it pays to consider which best matches your spending habits.

Our guide to 0% purchases and balance transfer credit cards

Our guide to 0% purchases and balance transfer credit cards

A credit card that meets your needs could help you manage your debt.

Five great reads for personal finance success

Five great reads for personal finance success

Young or old, rookie or experienced investor, our five picks from the countless personal finances books out there have tips that may help you grow your financial knowledge and wealth.

Pay with Points

‘Pay with Points’ offers flexibility and savings with your Citi reward Points

Citi Rewards is one of the most versatile points programs in Australia with a range of redemption options and transfer partners. But sometimes life gets in the way and travel isn’t your biggest priority.

Latest security alerts

Latest security alerts

Find out about the latest security alerts and what to do if you think you've been scammed.

How to protect yourself from phishing scams

How to protect yourself from phishing scams

In this article, we'll discuss common signs of phishing scams and what you can do to protect yourself.