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Looking to buy your next car?
With Citi Ready Credit you're in the driver's seat.
Enjoy 6.9% p.a. for 3 years on the initial balance that you request to be transferred within 3 months of approval.*
*Reverts to standard variable rate. Fees, charges, T&Cs apply.
Looking to buy your next car?
With Citi Ready Credit you're in the driver's seat.
Enjoy 6.9% p.a. for 3 years on the initial balance that you request to be transferred within 3 months of approval.*
*Reverts to standard variable rate. Fees, charges, T&Cs apply.
Important Information
The move to NAB: National Australia Bank Limited (NAB) is the credit provider and issuer of Citi-branded credit products on this website, using certain trademarks temporarily under licence from Citigroup Inc. NAB has acquired the business relating to these products from Citigroup Pty Limited (Citi) and has appointed Citi to provide transitional services.
Scam Alert: Spoofing is on the rise. Scammers can make calls or texts look like they come from us. Verify you are really talking to us, by calling us back through citibank.com.au/contactus and NEVER share your password or One-Time PIN. Visit citibank.com.au/scams.
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Whether you're looking for travel benefits, cashback offers or lower rates, see where a Citi Credit Card can take you.
For every situation
Citi Ready Credit
Citi Ready Credit is your key to financial flexibility and peace of mind. Enjoy the introductory offer of 6.9% p.a. for 3 years on the initial balance that you request to be transferred within 3 months of approval.
A standard variable rate of 22.49% p.a. applies to any unpaid balance transferred after 3 years and any purchases or cash advances during or after the promotional period.#
#Fees, charges, T&Cs apply.
Whatever you need
We're here to help
Our Customer Service Team is here to support you. In the meantime, here are some useful articles to help you navigate our digital world.


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Help guides and useful links
Access all your features in one place on the Citi Mobile® App
Discover the updated Profile and Settings screen to help you find your features quickly and easily.
- Find your settings and features in a single view, for easier browsing.
- More ways to find what you’re looking for, with a new search bar.
- Tap and hold any feature tile to learn more about it.

Support services
Many of us will experience financial or personal difficulties at some point in our lives and may need extra support. We are here to walk you through these difficult times.