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Citi Ready Credit
Help with loans![[object Object]](https://www.cdn.citibank.com/v1/augcb/cbol/files/styles/convert_webp/public/ready-credit-banner-920x520-2210.png.webp)
Looking to buy your next car?
With Citi Ready Credit you're in the driver's seat.
Enjoy 6.9% p.a. for 3 years on the initial balance that you request to be transferred within 3 months of approval.*
*Reverts to standard variable rate. Fees, charges, T&Cs apply.
Looking to buy your next car?
With Citi Ready Credit you're in the driver's seat.
Enjoy 6.9% p.a. for 3 years on the initial balance that you request to be transferred within 3 months of approval.*
*Reverts to standard variable rate. Fees, charges, T&Cs apply.
Important Information
The move to NAB: We're pleased to advise that on 1 June 2022, National Australia Bank Limited (NAB) acquired the consumer banking business from Citigroup Pty Limited (Citi) and appointed Citi to provide transactional services. "Citi", "Citibank", "Citigroup", the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
Scam Alert: Be cautious of potential scam SMS, calls or emails asking for your personal details and never share your password or One-Time PIN. Visit citibank.com.au/scams.
Citi PayAll no longer available: Citi PayAll will no longer be available from 20 January 2025.
All Citi PayAll scheduled payments with a due date of 20 January 2025 and onwards will not be processed.
For more details, please refer to the FAQs and Variation Notice.
How can we help?
Just for you
Credit card offers
Whether you're looking for travel benefits, cashback offers or lower rates, see where a Citi Credit Card can take you.
For every situation
Citi Ready Credit
Citi Ready Credit is your key to financial flexibility and peace of mind. Enjoy the introductory offer of 6.9% p.a. for 3 years on the initial balance that you request to be transferred within 3 months of approval.
A standard variable rate of 22.49% p.a. applies to any unpaid balance transferred after 3 years and any purchases or cash advances during or after the promotional period.#
#Fees, charges, T&Cs apply.
Whatever you need
We're here to help
Our Customer Service Team is here to support you. In the meantime, here are some useful articles to help you navigate our digital world.
Stay safe from scams
Learn more about the latest security alerts and what to do if you think you’ve been scammed.
How to protect yourself from phishing scams
In this article, we'll discuss common signs of phishing scams and what you can do to protect yourself.
Offset purchases with Pay with Points
Pay with Points offers flexibility and savings with your Citi reward Points.
Manage your account
Help guides and useful links
Access all your features in one place on the Citi Mobile® App
Discover the updated Profile and Settings screen to help you find your features quickly and easily.
- Find your settings and features in a single view, for easier browsing.
- More ways to find what you’re looking for, with a new search bar.
- Tap and hold any feature tile to learn more about it.
Support services
Many of us will experience financial or personal difficulties at some point in our lives and may need extra support. We are here to walk you through these difficult times.
