Citi Global Currency Account

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Call the world home.

From a global leader1 in foreign exchange comes the all-in-one Citi Global Currency Account. Spend, send and receive a world of currencies instantly - giving you the freedom to pay like a local, even when you aren't.

All-in-one global banking solution

Consolidate your international bank accounts into one place, with account details for up to 10 currencies.

Instantly exchange currencies

Switch currencies on the go via the Citi Mobile® App to pay like a local when overseas, or to take advantage of currency movements. 

Send and receive foreign currency

Receive money from friends, family or overseas investments (such as rent from a property) in 10 currencies and hold it until you wish to exchange it.

Earn 0.75% interest

If you have at least $25,000 in your Australian Dollar account, you’ll earn 0.75% p.a. interest, with no withdrawal fees, and interest paid monthly.

Open a Citi Global Currency Account today


Benefits and


Control your exchange rate

Access excellent exchange rates, updated every 10 seconds, to give you control over the best time to change your money. View current exchange rates here.


No Citi fees to send and receive money*

Citi wont charge you any transfer fees to send or receive money, plus no ATM fees when withdrawing in local currency.

*Receiving bank may charge a fee.


Make purchases in foreign currency

Shop online, in-store or overseas with your Citibank Debit Card and in your chosen currency to save on international transaction fees.

Access bank account for 10 currencies

With a Citi Global Currency Account, you'll have bank accounts for 10 currencies in one place.


Hold and exchange with no wait

Receive and hold up to 10 currencies and move money between them instantly at an excellent exchange rate for immediate use.


Enjoy a free bottle of wine, on us

Receive a free bottle of wine every time you dine at any Citibank Dining Program partner restaurant and pay with your Citibank Debit Card.




Available Currencies

In addition to AUD, you can hold and transact in the following currencies:

Canadian Dollars (CAD)
Japanese Yen (JPY)
Pound Sterling (GBP)
Euro (EUR)
New Zealand Dollars (NZD)
Swiss Francs (CHF)
Hong Kong Dollars (HKD)
Singapore Dollars (SGD)
United States Dollars (USD)


View the current exchange rates here.


Does the Citi Global Currency Account have any fees?



Is there a monthly service fee or minimum balance required? No, there isn't a monthly account keeping fee or a minimum balance required.
Are there any ATM fees? No, Citi won’t charge any fees, but the ATM operator you use may.
Are there any fees when sending money (Australia or overseas)? No, Citi won’t charge any fees, but the bank that's receiving the money may.
Are there any fees when receiving money (Australia or overseas)? No, Citi won’t charge any fees, but the bank that's sending the money may.
Are there any fees when making overseas purchases? No, there are no foreign transaction fees on this account.
Is there a fee for closing my account? No, but we’d be sad to see you go.

Note: if an account is closed with a balance of less than $5 AUD (or equivalent in another currency), the credit balance will not be returned to you. Refer to your account Terms and Conditions for more information.
Is there a fee if my account is overdrawn? No, but you will not be able to make more purchases until a positive balance is restored.
Do I earn interest on the account? Yes, you can earn interest on your Australian dollar currency account based on the account balance.
Balance (AUD) Interest Rate
Less than $25,000 No interest
More than $25,000 0.75% p.a.


Need more information? 

If you have any more questions on your Citi Global Currency Account, please contact us.

How To Apply

  • What you need to know before applying

    -  You must be over 18 years old.

    -  You must have a valid email, mobile number and Australian residential address.

    -  The product can only be used as a personal account (not as a business, trust or joint holders).

    -  While it is not mandatory to provide your Tax File Number, without this we are required to deduct tax at the top marginal rate.

    -  You must have either an Australian drivers licence or Passport, so we can verify your identity online.

  • Who is this account best for?

    This account is best suited for those who live globally. For example you could:

    • have parents, children or family living abroad
    • have international investments or are looking to invest internationally
    • have properties overseas which you collect income from
    • regularly travel to a country for work, to visit family or leisure
    • regularly make international purchases or transfers


  • Have you considered a basic bank account?

    A basic bank account have, at a minimum:

    • No account keeping fees
    • Free periodic statements
    • No minimum deposits
    • free direct debit facilities
    • Access to a debit card at no extra cost
    • Free and unlimited Australian domestic transactions*

    *Note that you may be charged for certain ancillary services. For example, bank cheques, telegraphic transfers, or transactions at ATMs owned and operated by third parties. 

    Special features of a basic bank account:

    • No informal overdrafts (except where it is impossible or reasonably impractical for us to prevent your account from being overdrawn)
    • No dishonour fees; and
    • No overdrawn fees. 

    If you have a government card, such as Commonwealth Seniors Health Card, a Health Care Card, or Pensioner Concession, you may instead want to consider opting for our basic bank account, Citibank Plus.

Citi Global Currency Account.Your global life, made simple.

Using your account

How to set up your account

Just opened a Citi Global Currency Account and excited to get going?

Here’s a guide to setting up your account so you can start using it in Australia as well as abroad, for shopping online, sending/receiving money worldwide, converting currency, and much more.

Learn more >

Sending money overseas with Citi

Need to send money overseas? Citi’s global network allows you to send money worldwide at excellent exchange rates.

Learn more >

5 things to consider before you travel overseas

Travelling overseas? Make sure you’ve considered these 5 things before you leave.

Learn more >

How It Works

Currency Exchange

You can exchange currencies instantly with Citibank Online or the Citi Moblie App.

View Demo >

Debit Card Linkage

Switch between the currency account you want your debit card linked to via Citibank Online or Citi Mobile App.

View Demo >

Seamless International Transfers

Transfer funds internationally with Citibank Online and Citi Mobile App. When receiving money use the Citi Australia SWIFT code CITIAU2X.

View Demo >

Additional Information

Have more questions about the Citi Global Currency Account? Find out more details on how it works.

View More >

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