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Citi Premier Qantas credit card

Let your card take you there.

Apply Now
Star
Earn 75,000 bonus Qantas Points when you spend $4,000 on eligible purchases within 90 days from approval.1
Plane
Complimentary Priority Pass standard membership, including two lounge visits for the primary cardholder each year.2
Gift
Earn up to 1 Qantas Point per $1 spent on Eligible Transactions.3

Let your card take you there

New adventures are waiting for you. Discover them with a Citi Premier Qantas credit card. Earn 1 Qantas Point per dollar on eligible transactions made online (exclusions apply).3 Plus, transit in style with two complimentary visits to Priority Pass lounges around Australia for the primary cardholder each year.2

 


 

75,000

bonus Qantas Points when you spend $4,000 on eligible purchases within 90 days from approval.1

Want to get away sooner? Let your card take you there.

Discover Australia with 75,000 bonus Qantas Points. To receive them, simply spend $4,000 on eligible purchases within 90 days from approval.1 You will also receive a reduced first year annual fee of $175 which will continue as long as you spend $48,000 on eligible purchases or cash advances in the previous year, otherwise $350.4

 

Balance transfer rate

0% p.a. for 6 months (no balance transfer fee, reverts to cash advance rate).5 Please note, no interest free days apply to retail purchases while you have a balance transfer.

 


 

Annual fee

$175 annual fee first year and each subsequent year when you spend $48,000 on eligible purchases and cash advances in the previous year, otherwise $350.4

 


 

Additional cardholder fee

$0. You may have up to four (4) additional cardholders, who must be 16 years or older.

 


 

Retail purchase rate

21.49% p.a. or pay off eligible purchases at a fixed interest rate over a set term with a Citi Instalment Plan.6

 


 

Cash advance rate

22.24% p.a.

 


 

Interest free period

Up to 55 days interest-free on retail purchases (unless you have a balance transfer).7

 


 

Minimum credit limit

$15,000

 


 

Maximum credit limit

$100,000

 


 

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed at the Citi credit cards fees and charges page.

Do more with Citibank Rewards

Earn Qantas Points when you spend
Qantas Points per $1 spent

Online Spend
on Eligible Transactionsmade online

1 Qantas Point

International Spend
on Eligible Transactions3 made overseas or online with a merchant that is based overseas

1 Qantas Point

Domestic Spend
on all other Eligible Transactions3 

0.5 Qantas Points

Qantas Points are capped at 100,000 Points over a 12 month period when you use your Citi Premier Qantas credit card on Eligible Transactions3 on Online Spend, International Spend and Domestic Spend.8

Others ways to earn Qantas Points when you spend
 

Citi PayAll9 Spend
Earn uncapped10 Qantas Points on everyday expenses such as rent, taxes, education fees, property management fees, childcare and miscellaneous bills

0.5 Qantas Points

Take advantage of savings and Citi privileges

Complimentary lounge passes
Travel in style.
Your complimentary Priority Pass membership can make your next travel experience more enjoyable, with two airport lounge visits yours to enjoy every year at a range of lounges around Australia and the world.2
Enjoy cashback on Deliveroo orders
Ordering food with your Citi credit card just became more satisfying.
Get $10 cashback each month when you spend $25 or more, in one transaction, with Deliveroo.11 Available from 1 April 2021 to 30 September 2021. The next time you're feeling peckish, choose from a wide range of delicious options, place your order and enjoy this cashback offer.
Enjoy cashback on Spotify Premium
We've given your music streaming experience an upgrade.
Get $5 cashback each month when you pay for a Spotify Premium subscription of $10 or more with your Citi credit card.12 Available from 1 April 2021 to September 30 2021. Listen to music ad-free wherever you are, whether you're at home, on an exercise break or even at work.
Free wine, anyone?
More rewards with your next meal.
Enjoy a complimentary bottle of wine on us at any of our Australian partner restaurants. Simply tell the waiter you’re a Citi cardholder when you order and pay your bill with your Citi Premier Qantas credit card.13 Browse our partner restaurants here. Terms and conditions apply, find out more.
Citi PayAll
A new way to pay and earn rewards.
With Citi PayAll, you can now pay for your rent, taxes, education fees, property management fees, childcare, miscellaneous bills and more using your Citi credit card. For all Citi PayAll payments set up between 1 April 2021 to 31 October 2021, the Citi PayAll fee will be reduced to 0%.9 You can turn payments into rewards by earning uncapped10 Qantas Points on your everyday spend. Set up single or regular Citi PayAll payments to recipients with a registered BSB and account number held with an Australian financial institution. Set up your Citi PayAll payments in the Citi Mobile® App and keep track of them all in one place.9
Unlock priceless experiences through Mastercard® PricelessTM Cities
With Priceless Cities, explore unforgettable experiences around the world. Learn more at priceless.com.
Ever wanted a personal assistant?
Our personal concierge is at your service.
No time to plan your next family adventure? Let our personal concierge help you out. They can assist you from anywhere in the world, 24 hours a day, 7 days a week.14
Rewards the world over
Exclusive benefits at home and away.
Make the most of special offers just for Citi cardholders with Citi World Privileges. From upgraded hotel rooms and car rentals to online shopping discounts and money off your restaurant bill, there’s something to enjoy wherever you go.15

Want more control and security?

Citi Instalment Plans
Break big expenses into smaller, fixed monthly repayments.
Citi Instalment Plans make it easier to pay for life's expenses, whatever they are and whenever they crop up. You can break purchases into smaller, more manageable monthly repayments at a fixed rate over a set term that best suits you.6  Learn more about Citi Instalment Plans
More ways to pay
Turn your smartphone into a mobile wallet thanks to Apple Pay.16 and Samsung Pay.
Leave your wallet at home and pay the easy way with your smartphone. Experience a faster, more convenient way to pay. Learn how to set up a mobile wallet.
24/7 worldwide security
Round-the-clock customer service and fraud protection.
With ongoing monitoring, global fraud protection and Citi Alerts, you can rest assured knowing that any potentially fraudulent charges on your card will be detected and flagged with you quick smart.

 

Emergency card replacement

24/7 customer service if your card is lost or stolen.

 

24/7 worldwide customer service and fraud protection

With ongoing monitoring, global fraud protection and Citi Alerts, you can rest assured knowing that any potentially fraudulent charges on your card will be detected and flagged with you. Visit Online Security at Citi for more information and to ensure you have provided us with your current mobile phone number to benefit from this service.

 


 

Complimentary International Travel Insurance17
When you purchase your flights with your Citi Premier Qantas credit card, it may cover you and your family for International Travel Insurance when travelling overseas for medical expenses, loss or theft of personal items, unexpected trip cancellation and more.

 

Complimentary Transit Accident Insurance17
Purchase your overseas travel tickets with your Citi Premier Qantas credit card you and your family may be covered for up to $500,000 for injuries sustained while overseas as a direct result of an accident whilst on a trip and occurring within 12 months of the accident.

 

Complimentary Purchase Cover Insurance17
Receive 90 days complimentary insurance up to specified amounts against loss, theft or accidental damage on covered products purchased anywhere in the world using your Citi Premier Qantas credit card if you make a claim within 21 days.

 

Complimentary Extended Warranty Insurance17
Receive Extended Warranty Insurance for eligible purchases up to a maximum of 12 months from the manufacturer's warranty (for the same period as the original written warranty), for the cost of repairing or replacing the purchase made on your Citi Premier Qantas credit card in the event that the product breaks.

 

Complimentary Guaranteed Pricing Scheme17
Purchase a product using your Citi Premier Qantas credit card, and get the best price if, within 60 days of the purchase, it’s available for a lower price from a store within a 25 kilometre radius from where the covered product was purchased. If the price difference is greater than AU$75, we will refund the price difference up to $500. (Internet purchases are excluded).

 


 

Accessing your account

Manage your finances when and where you want with:

  • The Citi Mobile® App
  • Citibank Online
  • CitiPhone Banking

Welcome to the world of Mastercard®. Experience the convenience of a card that is accepted at over 47 million merchants in more than 210 countries and territories.

 


 

Contactless payments
With Mastercard PayPass, make payments under $100 quickly and securely by tapping your credit card – there's no need for a signature or PIN.

 


 

Apple Pay

Enjoy all the benefits of your Citi Premier Qantas credit card using Apple Pay.16 It’s the easy and secure way to pay. Learn more about Apple Pay.

 


 

Samsung Pay

Use your Citi Premier Qantas credit card with Samsung Pay to make purchases on the go. Learn more about Samsung Pay.

 


 

Receiving your statements
You will receive your statements monthly, either online via e-statements or by mail.

Here’s what you’ll need to get started

Around 10 minutes to complete the application

Earn more than $75,000 a year

Be 18 years or older and an Australian resident

A Qantas Frequent Flyer membership. Join today for free at Qantaspoints.com

Not quite sure what you are looking for? Explore our other credit cards

 


Travel and Reward Credit Cards

Learn More

Balance Transfer Credit Cards

Learn More

Low Rate Credit Cards

Learn More

FAQs

  • What information do I need to apply?

    Having the following information ready will make it quicker for you to complete your application.

    • Details about your employment (e.g. employment status, employer's contact details, time with employer in years and months)
    • If you are self-employed, your accountant's name, name of their accounting firm, and contact phone number
    • Gross income and monthly expenses
    • For balance transfers, name on account, type of card/account, card/account number, amount being transferred and the issuing organisation's name and address


    For further information, visit our How to Apply page

  • What does the Citi Mobile® App offer?

    With Citi's Mobile® App, you're in control of your finances even on the move. Our One-Time PIN mobile banking security feature means you'll always have peace of mind when banking online.

    Features include:

    • Instantly activate your credit card
    • Check your balance and a real-time display of your credit card transactions
    • Receive account alerts as push notifications
    • Find and book Citibank Dining Program partner restaurants
    • View your statement
    • Conveniently make payments on the go with Citi PayAll9


    Learn more about the Citi Mobile® App.

Terms and conditions

Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098 is the credit provider and issuer of the Citi Premier Qantas Card. Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. New applications only and is not available in conjunction with any other offers.

  1. To be eligible to receive 75,000 bonus Qantas Points, you must apply for the Citi Premier Qantas Credit Card by 28 April 2022, then spend a minimum of $4,000 on eligible Retail Purchases using your new card within 90 days from approval. Excludes Cash Advances, Balance Transfers, Special Promotions, interest, fees, refunds, Chargebacks and spend on a Linked Diners Club Card. The bonus Qantas Points will be credited to your Qantas Frequent Flyer membership account within 8 weeks of meeting the spend criteria. Your Citi Premier Qantas Credit Card must remain open, in good standing and enrolled in Citi Qantas Rewards for the bonus Qantas Points to be awarded. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Qantas Points are defined in the Citibank Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Please note that if you have a balance transfer you will not be entitled to any interest free days on retail purchases. This means that all spend will be charged interest at the applicable annual percentage rate. This offer is valid until 28 April 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  2. One complimentary digital Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the Citi Premier Card. Citi Premier Cardholders must enrol for the Priority Pass Standard Membership at www.prioritypass.com/premieraumc and follow the prompts. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The first two visits within each 12 month membership period from registration (membership year) are complimentary to the primary cardholder only, after which any additional visits by you and visits by your guests will be charged directly to you by Priority Pass at their ordinary standard rates. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a Citi Premier Cardholder. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass is available at select airports. For the full list of up to date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com.

  3. All rewards are subject to the Terms and Conditions of the Citibank Qantas Rewards Program. Citi Premier Qantas Credit Card earns 1 Point per $1 for Eligible Transactions made online, 0.5 Point per $1 spent everywhere else on eligible Domestic Spend and 1 Point per $1 spent on eligible International Spend. The points earn is capped at 100,000 points over a 12 month period. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. The Citi Premier Qantas Card earns 0.5 Points per $1 on Citi PayAll payments. Citi PayAll Payments are for Domestic Spend only, International Spend is excluded. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Points do not expire while the card remains open and in good standing. Qantas Points are defined in the Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. Qantas Points are earned in accordance with the Citibank Qantas Rewards Program Terms and Conditions. You must be a member of the Qantas Frequent Flyer Program and have advised us of your Qantas Frequent Flyer Program membership number before you can participate in Citibank Qantas Rewards. You will only earn Qantas Frequent Flyer Points after you advise us of your Qantas Frequent Flyer Program membership number. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Your Rewards Balance will be automatically redeemed for Qantas Frequent Flyer Points at the end of each Statement Period. It may take 28 business days for the Qantas Frequent Flyer Points to appear in your Qantas Frequent Flyer membership account. Transactions made indirectly with the online merchants (e.g. through a third party provider such as BPAY and PayPal), mobile wallet, recurring payments or with a Linked Diners Club Card are not eligible for the higher earn rate. Please note, a transaction qualifies as an Eligible Transaction made online if it is made via the internet or a mobile application, which is reflected as an online transaction by system indicators and processed by the respective merchants/ acquirers as an online transaction through Visa/Mastercard networks. If a transaction with an online merchant is not classified as an online transaction by the card scheme, it will not be treated as an online transaction for calculating Points. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. Please click here for the full definition of Eligible Transactions. The cap includes Points earned on Domestic and International spend.

  4. Subject to your acceptance you will be billed an annual fee of $175 for the first year and every year afterwards if you spend a minimum of $48,000 on eligible Retail Purchases and Cash Advances in each 12-month period, starting from the date your Account was approved. Excludes Balance Transfers, Special Promotions, interest, fees, refunds, Chargebacks and spend on a linked Diners Club Card. If you do not meet the minimum spend in the previous year you will be charged an annual fee of $350. Annual fees are subject to change. If you subsequently opt out of Citi Qantas Rewards and into Citi Rewards an annual fee of $300 will apply to your account instead. Please note that if you have a balance transfer you will not be entitled to any interest free days on retail purchases. This means that all spend will be charged at the applicable annual percentage rate. This offer is valid until 28 April 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  5. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval, for a period of 6 months. The 6 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.24% p.a. This offer excludes balances transferred from Citibank unsecured credit products. Please note you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. For important information to consider before taking up a balance transfer, please click here. This offer is valid until 28 April 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  6. Citi Instalment Plans are defined in the Credit Card T&Cs as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing. Your Fixed Payment Option uses part of your existing credit limit. As you pay off your Fixed Payment Option, the amount you pay off will become available for you to use again as part of your credit limit at the standard Annual Percentage Rate applicable to your account. For the full terms and conditions of your Fixed Payment Option, please refer to the Credit Card Terms and Conditions and Other Important Information.

  7. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on Cash Advances or Balance Transfers. Whilst you have a Balance Transfer you will be charged interest on your daily unpaid balance.

  8. The annual cap of 100,000 Points will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. The cap includes points earned on Domestic and International spend.

  9. Citi PayAll offers are subject to eligibility and only available if your account is and remains in good standing. Set up Citi PayAll payment instructions using mobile banking or in any other way we tell you that you can make a Citi PayAll payment. This is an amount you authorise us to pay once or on a regular basis from your account to another bank account held with an Australian financial institution (other than through BPAY®). This must be not less than 7 days from the date the Citi PayAll payment is set up, and if there is more than one payment to be made, the number and frequency of the payments and period over which they are to be made, you must ensure these details are correct. All Citi PayAll payments and Citi PayAll Fees we charge to your account will be added to the retail purchase balance and the Retail APR will apply to them. Citi PayAll payments are charged at the retail purchase rate applicable to your account and are only available on Citi PayAll payments outlined in the Credit Card Terms and Conditions and Other Important Information. For all Citi PayAll payments set up between 1 April 2021 to 31 October 2021 (the Period), the Citi PayAll fee will be reduced to 0%. Any recurring Citi PayAll payments set up during the Period will not incur the Citi PayAll fee for the duration in which those payments are scheduled to occur. Any Citi PayAll payments set up after the Period ends will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. Any recurring Citi PayAll payments set up prior and after the Period will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. This fee will apply to all recurring payments made for the duration in which those payments are scheduled to occur. Please note, there are limits on the Citi PayAll payments you can make in a period. Details of these limits can be found at citibank.com.au/payall-limits. These limits may change from time to time. For the full terms and conditions of Citi PayAll, please refer to the Credit Card Terms and Conditions and Other Important Information.

  10. There are limits on the Citi PayAll payments you can make in a period per month. Details of these limits can be found at citibank.com.au/payall-limits.

  11. Excludes any payment made directly to a restaurant. Offer is limited to $10 cashback once a month from 1 April to 30 September 2021 and only spend on the primary cardholder's Citi branded credit card will count toward the offer. Payment must be made directly at Deliveroo, either at deliveroo.com.au or in-app via the Deliveroo app. Offer valid at Australian website only. Excludes transactions made through a third-party establishment or payment processor. Cashback will be credited to your Account within 60 days from the qualifying spend provided your Account is open and in good standing. Cashback will not be credited to your Account if the qualifying spend is refunded. Cashback will reduce the outstanding balance of your Account but will not count towards your next monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make.

  12. Offer is limited to $5 cashback once a month from 1 April to 30 September 2021 and only spend on the primary cardholder's Citi branded credit card will count toward the offer. Subscriptions must be made via www.spotify.com.au/premium. Offer valid at Australian website only. For first time Spotify Premium users, cashback will not apply to Spotify’s first month free offer on new subscriptions. Excludes transactions made through a third-party establishment or payment processor. Cashback will be credited to your Account within 60 days from the qualifying spend provided your Account is open and in good standing. Cashback will not be credited to your Account if the qualifying spend is refunded. Cashback will reduce the outstanding balance of your Account but will not count towards your next monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make.

  13. Citibank Dining Program: Conditions apply. Visit citibank.com.au/dine to learn more about the Citibank Dining Program, including an up-to-date list of participating restaurants, and to view the full terms and conditions.

  14. Concierge Services is a complimentary service available to the Primary Cardholder of a Citi Premier Card. Refer to the Terms and Conditions of the Citibank Rewards Program. Concierge Services provided by Aspire Lifestyles (Australia) Pty Ltd.

  15. Payment must be made using a Citi Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citi and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.

  16. Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105. You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

  17. Complimentary insurance covers are subject to eligibility requirements : AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 of Level 16, 310 Ann Street, Brisbane, QLD 4000 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 of 2 Market Street, Sydney NSW 2000 has issued an insurance group policy to Citigroup Pty Limited ABN 88 004 325 080 AFSL and Australian credit licence 238098 (Citi) of 2-26 Park Street, Sydney NSW 2000 which allows eligible Citi account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Insurance Terms and Conditions which may be amended from time to time. Citi does not guarantee this insurance.

© 2021 Citigroup Pty Limited. All rights reserved. ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. Diners Club Pty Limited ABN 35 004 343 051.

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