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Citibank Plus Account is a fee free transaction account with debit card access for your everyday needs. You can seamlessly transfer funds, shop in-store and online from retailers and withdraw cash from ATMs overseas all directly from your account.
Pay no account keeping fees, Citi transaction fees, or funds transfer fees1 with a Citibank Plus Account.
Make purchases in-store, online or withdraw cash from ATMs with a fee free Citi debit Mastercard2.
Mastercard Travel Rewards
Take advantage of Mastercard Travel Rewards3 and enjoy automatic cashback from participating restaurants, hotels and retailers around the world. Your Citi debit card gives you access to the program. Find out more.
Citibank Plus Account holders can apply to a new Term Deposit via Citi Online. Get a guaranteed return on your savings with a Citibank Term Deposit. Lock in a competitive interest rate and watch your investment grow.
What is a basic account?
Basic accounts have, at a minimum:
No account keeping fees
Free periodic statements
No minimum deposits
Free direct debit facilities
Access to a debit card at no extra cost
Free and unlimited Australian domestic transactions*
*Note that you may be charged for certain ancillary services. For example, telegraphic transfers, or transactions at ATMs owned and operated by third parties.
Special features of a basic account include:
No informal overdrafts (except where it is impossible or reasonably impractical for us to prevent your account from being overdrawn)
No dishonour fees; and
No overdrawn fees.
Transaction and Saving Accounts
Get a guaranteed return on your savings with a Citibank Term Deposit. Lock in a competitive interest rate and watch your investment grow.
As of 20 May 2023 we will no longer be accepting new applications for Citibank Plus Account.
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”), is the issuer of Citi branded financial products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
The receiving bank may charge a fee.
National Australia Bank Limited does not charge Citibank Plus Transaction account holders a fee when they withdraw funds from an international ATM or use their Citi Debit Card to make in-store purchases overseas. Customers may be charged by the third-party provider, which National Australia Bank Limited does not control.
For full terms and conditions please visit https://mtr.mastercardservices.com
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services. Our/us/we means NAB unless the context otherwise requires it. NAB is an Authorised Deposit-taking Institution (“ADI”). Under the Australian Government’s Financial Claims Scheme your deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. “Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.