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We're pleased to advise that on 1 June 2022, National Australia Bank Limited (NAB) acquired the consumer banking business from Citigroup Pty Ltd (Citi) and appointed Citi to provide transitional services.

"Citi", "Citibank", "Citigroup", the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
Citibank Plus Account

Citibank Plus Account

Citibank Plus Account is a fee free basic account ideal for all your day-to-day needs.

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Why choose Citibank Plus

Citibank Plus Account is a fee free transaction account with debit card access for your everyday needs. Add optional foreign currency accounts and you can seamlessly transfer funds, shop in-store and online from international retailers and withdraw cash from ATMs overseas all directly from your foreign currency accounts. 

Fee-Free

Pay no account keeping fees, Citi transaction fees, or funds transfer fees1 with a Citibank Plus Account. 

Debit Mastercard

Make purchases in-store, online or withdraw cash from ATMs with a fee free Citi debit Mastercard2.

Mastercard Travel Rewards

Take advantage of Mastercard Travel Rewards3 and enjoy automatic cashback from participating restaurants, hotels and retailers around the world. Your Citi debit card gives you account to the program. Find out more.

Optional foreign currency accounts

Open accounts in up to 9 foreign currencies through the Citi Mobile® App in just a few clicks. Each account is a Citi Global Currency Account linked to your Citibank Plus Account and debit card, and has its own account number for sending and receiving international payments in foreign currency. Find out more.

Open a Citibank Plus Account today!

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Additional Information

Transaction and Saving Accounts

Citi Global Currency Account

The all-in-one Citi Global Currency Account. It's a new way to manage multiple currencies - giving you complete control of your money, no matter where you are in the world.

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Term Deposit

Get a guaranteed return on your savings with a Citibank Term Deposit. Lock in a competitive interest rate and watch your investment grow. 

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Citibank Online Saver

Our fee-free savings account gives you flexibility, control and a competitive interest rate, to help you achieve your saving goals.

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Explore the new Citi Global Currency Account

Upgrade to our new all-in-one everyday account and get complete control of your money across 10 currencies, at home and abroad.

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View all of our Deposits products

Help and Support

Citibank Plus Links

Additional information about the Citibank Plus Account.

Schedule of Fees & Charges
Citibank Plus Terms & Conditions

Citi Online

Access and manage your money in a quick, convenient and secure way, from anywhere in the world.

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Information & Forms

All the information you need about our products, from interest rates and application links to useful forms.

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Existing Customers

Getting started
Managing your application
Using your account


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Important Information

  1. The receiving bank may charge a fee.

  2. National Australia Bank Limited does not charge Citibank Plus Transaction account holders a fee when they withdraw funds from an international ATM or use their Citi Debit Card to make in-store purchases overseas. Customers may be charged by the third-party provider, which National Australia Bank Limited does not control.

  3. For full terms and conditions please visit https://mtr.mastercardservices.com

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the issuer of Citi branded financial products. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services. Our/us/we means NAB unless the context otherwise requires it. NAB is an Authorised Deposit-taking Institution (“ADI”).  Under the Australian Government’s Financial Claims Scheme your deposits with NAB may be guaranteed up to $250,000 per account holder per ADI. Citigroup Pty Limited holds no deposits. “Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
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