Travel & rewards credit cards
Balance transfer credit cards
Low rate credit cards
No annual fee credit card
Citi Ready Credit
Personal Loan Plus
Help with loansCITI READY CREDIT
A line of credit giving
you quick access to funds.
Shop for your next car with confidence using Citi Ready Credit.
Enjoy 8.9% p.a. for 5 years on the initial balance you request
transferred within 3 months from approval.
Reverts to standard variable rate. Fees, charges, T&Cs apply.
Important Information
The move to NAB: We're pleased to advise that on 1 June 2022, National Australia Bank Limited (NAB) acquired the consumer banking business from Citigroup Pty Limited (Citi) and appointed Citi to provide transactional services. "Citi", "Citibank", "Citigroup", the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
Scam Alert: Be cautious of potential scam SMS, calls or emails asking for your personal details and never share your password or One-Time PIN. Visit citibank.com.au/scams.
How can we help?
Just for you
Credit card offers
Whether you're looking for travel benefits, cashback offers or lower rates, see where a Citi Credit Card can take you.
For every situation
Citi Ready Credit
Citi Ready Credit is your key to financial flexibility and peace of mind. Enjoy the introductory offer of 8.9% p.a. for 5 years on the initial balance that you request to be transferred within 3 months of approval.
A standard variable rate of 20.99% p.a. applies to any unpaid balance transferred after 5 years and any purchases or cash advances during or after the promotional period.#
#Fees, charges, T&Cs apply.
Citi cardholder offer
The Good Food and Wine Show benefits
Rewards you’ll love at The Good Food & Wine Show
As a Citi cardholder, you can enjoy a host of attractive benefits, including 2 for 1 on General Admission tickets.
Learn more
Whatever you need
We're here to help
Our Customer Service Team is here to support you. In the meantime, here are some useful articles to help you navigate our digital world.
Stay safe from scams
Learn more about the latest security alerts and what to do if you think you’ve been scammed.
How to protect yourself from phishing scams
In this article, we'll discuss common signs of phishing scams and what you can do to protect yourself.
Offset purchases with Pay with Points
Pay with Points offers flexibility and savings with your Citi reward Points.
Manage your account
Help guides and useful links
Keep your money safe with the Citi Mobile® App
- Temporarily lock your credit card or report it lost or stolen
- Monitor transactions from anywhere
- Access our two-factor authentication feature, Citi Mobile® Token to securely generate a One-Time PIN (OTP)
- Update your personal details, so we can contact you if we notice any suspicious activity on your account
Support services
Many of us will experience financial or personal difficulties at some point in our lives and may need extra support. We are here to walk you through these difficult times.
