Product Offers


Break big expenses into smaller, fixed monthly payments with an Instalment Plan on a Citi credit card. Subject to eligibility. Interest and T&Cs apply.

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Citi Ready Credit, our alternative to a personal loan.

Enjoy our introductory rate of 6.9% p.a. on initial balances transferred for the first 3 years with Citi Ready Credit. A standard variable rate of 20.49% p.a. applies to balances after 3 years, ongoing spend and cash advances. Fees, charges, T&Cs apply.

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The next best thing to holding a local bank account.

Convert up to 10 currencies instantly - giving you complete control of your money no matter where you are in the world.

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Get the funds to spend on things, without fees taking anything away. You'll receive the full amount of your loan up front with no establishment fees and no monthly fees. Other fees, charges and T&Cs apply.

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A new Banking Code of Practice for Australia

Citi is a subscriber to the new Banking Code of Practice which took effect on 1 July 2019. The new code sets the standard of practice and service for Australia's banks. Citi is committed to providing you support when you are most in need. 

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Benefits for Citi Customers

Explore My Offers.

Special promotions for Citi Credit Cardholders.

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Citibank Dining Program.

Citi customers can enjoy a free bottle of wine from award winning wine makers, McWilliam’s Wines, when dining at partner restaurants and paying with either their Citi credit or debit card.

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Citi Rewards Program.

Put life on Points with Citi Rewards. Use your Points to credit back purchases or redeem them on digital gift cards and travel. T&Cs apply.

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Citi's Latest Insights

single bank syndrome

How to protect your savings from single bank syndrome

Getting rid of nagging concerns makes for a happier and potentially wealthier life.

Posted on 12 Aug 2019

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Keep renovation costs down

How to keep renovation costs down

Looking to renovate your home? Our checklist will help you manage costs.

Posted on 18 Sep 2019

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lucky generation

What will zero interest rates do to the ‘lucky generation’?

Interest rates are going towards zero and leaving people with a massive gap in the income they expected from their savings to live.

Posted on 14 Oct 2019

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Are you experiencing financial difficulty?

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*Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

The advice given on this website was prepared without taking into account your objectives, financial situation or needs, so before acting on it, you should consider the appropriateness of the advice having regard to your personal situation. You should also obtain and consider the associated product disclosure statement and terms and conditions that apply to the products and offers on this website, which are available by going to the offer page or by contacting CitiPhone on 13 24 84. Fees and charges apply. View our Financial Services Guide and Code of Banking Practice.

Citigroup Pty Limited ABN: 88 004 325 080 I AFSL No: 238098 I Australian credit licence: 238098 I BSB: 242 200 I SWIFT code: CITIAU2X I Biller Code: 49502

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