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Citi Premier Qantas credit card

80,000 bonus Qantas Points

when you spend $4,000 on eligible purchases within 90 days from approval.1

Plus, 0% p.a. for 6 months on purchases.2

Apply Now
Star
Earn Qantas Points on Eligible Transactions+
Luxury Escapes
Discount on selected hotel offers with Luxury Escapes until 1 March 2023$
Gift
Cashback on Deliveroo available until 30 June 2022#

80,000

bonus Qantas Points
when you spend $4,000 on eligible purchases within 90 days from approval.1

+

Plus, 0% p.a. for 6 months on purchases.2

Benefits of the Citi Premier Qantas Card

Earn pointsEarn Qantas Points - Earn up to 1 Qantas Point per $1 on Eligible Transactions, up to 100,000 Points over a 12 month period+
Luxury EscapesLuxury Escapes – Enjoy 10% off (up to $250) Limited Time Lux Exclusive hotel offers until 1 March 2023$
Earn ponitsCashback on Deliveroo - Enjoy $10 cashback on one Deliveroo order of $25 or more every month until 30 June 2022#

Balance transfer rate

0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance rate. Please note, no interest free days apply to retail purchases while you have a balance transfer.

 


 

Annual fee

$175 annual fee first year and each subsequent year when you spend $48,000 on eligible purchases and cash advances in the previous year, otherwise $350.3

 


 

Additional cardholder fee

$0. You may have up to four (4) additional cardholders, who must be 16 years or older.

 


 

Retail purchase rate

0% p.a. for 6 months.2 Reverts to variable retail purchase rate, currently 21.49% p.a.

 


 

Cash advance rate

22.24% p.a.

 


 

Interest free period

Up to 55 days interest-free on retail purchases (unless you have a balance transfer).<

 


 

Minimum credit limit

$15,000

 


 

Maximum credit limit

$100,000

 


 

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed on our credit cards fees and charges page.

Earn Qantas Points when you spend

Earn Qantas Points when you spend
Qantas Points per $1 spent

Online Spend
on Eligible Transactionsmade online

1 Qantas Point

International Spend
on Eligible Transactions+ made overseas or online with a merchant that is based overseas

1 Qantas Point

Domestic Spend
on all other Eligible Transactions+ 

0.5 Qantas Points

Qantas Points are capped at 100,000 Points over a 12 month period when you use your Citi Premier Qantas credit card on Eligible Transactions on Online Spend, International Spend and Domestic Spend.+

Others ways to earn Qantas Points when you spend
 

Citi PayAllπ Spend
Earn uncapped Qantas Points on everyday expenses such as rent, taxes, education fees, property management fees, childcare and miscellaneous bills

0.5 Qantas Points

Take advantage of savings and privileges

Complimentary lounge passes
Travel in style.
Your complimentary Priority Pass membership can make your next travel experience more enjoyable, with two airport lounge visits yours to enjoy every year at a range of lounges around Australia and the world.
Luxury Escapes Discount
Save 10% on selected hotel offers with Luxury Escapes.
Enjoy 10% off (up to $250) Limited Time LUX Exclusive hotel offers, within Australia and overseas, when you pay with your Citi Credit Card using promo code: CITI10. Available until 1 March 2023.$
Enjoy cashback on Deliveroo orders
Ordering food with your Citi Credit Card just became more satisfying.
Get $10 cashback each month when you spend $25 or more, in one transaction, with Deliveroo.# Available from 1 April 2021 to 30 June 2022. The next time you're feeling peckish, choose from a wide range of delicious options, place your order and enjoy this cashback offer.
Citi PayAll
Another way to pay and earn rewards.
With Citi PayAll, you can pay for your rent, taxes, education fees, property management fees, childcare, miscellaneous bills and more using your Citi Credit Card. For all Citi PayAll payments set up between 1 April 2021 to 30 October 2022, the Citi PayAll fee will be reduced to 0%.π You can turn payments into rewards by earning uncapped Qantas Points on your everyday spend. Set up single or regular Citi PayAll payments to recipients with a registered BSB and account number held with an Australian financial institution. Set up your Citi PayAll payments in the Citi Mobile® App and keep track of them all in one place.π
Unlock priceless experiences through Mastercard® PricelessTM Cities
With Priceless Cities, explore unforgettable experiences around the world. Learn more at priceless.com.
Ever wanted a personal assistant?
Our personal concierge is at your service.
No time to plan your next family adventure? Let our personal concierge help you out. They can assist you from anywhere in the world, 24 hours a day, 7 days a week.

Want more control and security?

Citi Instalment Plans
Break big expenses into smaller, fixed monthly repayments.
Citi Instalment Plans make it easier to pay for life's expenses, whatever they are and whenever they crop up. You can break purchases into smaller, more manageable monthly repayments at a fixed rate over a set term.^  Learn more about Citi Instalment Plans
More ways to pay
Turn your smartphone into a mobile wallet thanks to Apple Pay> and Samsung Pay.
Leave your wallet at home and pay the easy way with your smartphone. Experience a faster, more convenient way to pay. Learn how to set up a mobile wallet.
24/7 worldwide security
Round-the-clock customer service and fraud protection.
With ongoing monitoring, global fraud protection and alerts, you can rest assured knowing that any potentially fraudulent charges on your card will be detected and flagged with you quick smart.
24/7 worldwide customer service and fraud protection
With ongoing monitoring, global fraud protection and alerts, you can rest assured knowing that any potentially fraudulent charges on your card will be detected and flagged with you. Visit our Online Security webpage for more information and to ensure you have provided us with your current mobile phone number to benefit from this service.

Complimentary Mobile Phone Insurance*
Receive monthly cover on your eligible mobile phone for Accidental Damage or Theft when you pay your Monthly Mobile Plan bill with your Citi Premier Qantas credit card.

Complimentary International Travel Insurance~
When you purchase your flights with your Citi Premier Qantas credit card, it may cover you and your family for International Travel Insurance when travelling overseas for medical expenses, loss or theft of personal items, unexpected trip cancellation and more.
Complimentary Transit Accident Insurance~
Purchase your overseas travel tickets with your Citi Premier Qantas credit card you and your family may be covered for up to $500,000 for injuries sustained while overseas as a direct result of an accident whilst on a trip and occurring within 12 months of the accident.
Complimentary Purchase Cover Insurance~
Receive 90 days complimentary insurance up to specified amounts against loss, theft or accidental damage on covered products purchased anywhere in the world using your Citi Premier Qantas credit card if you make a claim within 21 days.
Complimentary Extended Warranty Insurance~
Receive Extended Warranty Insurance for eligible purchases up to a maximum of 12 months from the manufacturer's warranty (for the same period as the original written warranty), for the cost of repairing or replacing the purchase made on your Citi Premier Qantas credit card in the event that the product breaks.
Complimentary Guaranteed Pricing Scheme~
Purchase a product using your Citi Premier Qantas credit card, and get the best price if, within 60 days of the purchase, it’s available for a lower price from a store within a 25 kilometre radius from where the covered product was purchased. If the price difference is greater than AU$75, we will refund the price difference up to $500. (Internet purchases are excluded).

 

Accessing your account

Manage your finances when and where you want with:

  • The Citi Mobile® App
  • Citi Online
  • Customer Service Centre


Welcome to the world of Mastercard®. Experience the convenience of a card that is accepted at over 47 million merchants in more than 210 countries and territories.

 


 

Contactless payments
With Mastercard PayPass, make payments under $100 quickly and securely by tapping your credit card – there's no need for a signature or PIN.

 


 

Apple Pay

Enjoy all the benefits of your Citi Premier Qantas credit card using Apple Pay.> It’s the easy and secure way to pay. Learn more about Apple Pay.

 


 

Samsung Pay

Use your Citi Premier Qantas credit card with Samsung Pay to make purchases on the go. Learn more about Samsung Pay.

 


 

Receiving your statements
You will receive your statements monthly, either online via e-statements or by mail.

Here’s what you’ll need to get started

Around 10 minutes to complete the application

Earn more than $75,000 a year

Be 18 years or older and an Australian resident

A Qantas Frequent Flyer membership. Join today for free at Qantaspoints.com

Not quite sure what you are looking for? Explore our other credit cards

 


Travel and Reward Credit Cards

Learn More

Balance Transfer Credit Cards

Learn More

Low Rate Credit Cards

Learn More

FAQs

Things you should know

Refer to the full Terms and Conditions related to this product here. To obtain a copy of the Target Market Determination (TMD) related to this product, click here.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

Our/us/we means NAB unless the context otherwise requires it. 

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

Fees and charges apply. Credit Criteria apply. New cards customers only and cannot be used in conjunction with any other offers.

  1. To be eligible to receive 80,000 bonus Qantas Points, you must apply for the Citi Premier Qantas Credit Card by 29 June 2022, then spend a minimum of $4,000 on eligible Retail Purchases using your new card within 90 days from approval. Excludes Cash Advances, Balance Transfers, Special Promotions, interest, fees, refunds, Chargebacks and spend on a Linked Diners Club Card. The bonus Qantas Points will be credited to your Qantas Frequent Flyer membership account within 8 weeks of meeting the spend criteria. Your Citi Premier Qantas Credit Card must remain open, in good standing and enrolled in the Citi Qantas Rewards Program for the bonus Qantas Points to be awarded. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Please note that if you have a balance transfer you will not be entitled to any interest free days on retail purchases. This means that all spend will be charged interest at the applicable annual percentage rate. This offer is valid until 29 June 2022. Post this advertised date; we reserve the right to continue, withdraw or change the offer at any time without notice.

  2. Purchases: The promotional rate of 0% p.a. will apply to the retail purchase balance for a promotional period of 6 months, commencing from the date your account is approved. At the end of the promotional period, the variable annual percentage rate for retail purchases, currently 21.49% p.a. will apply to the retail purchase balance. Please note you will not be entitled to any interest-free days on retail purchases at the end of the promotional period whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate.
    Balance Transfers: Your total balance transfers may not exceed 80% of your credit limit. The promotional rate of 0% p.a. will apply to balances transferred with this offer at point of application for a promotional period of 6 months. The 6 month promotional period commences once the balance transfer is processed. At the end of the balance transfer promotional period, the interest rate on any outstanding transferred balance will revert to the variable annual percentage rate for cash advances, currently 22.24% p.a. This offer excludes balances transferred from Citi branded unsecured credit products. For important information to consider before taking up a balance transfer, please click here. Minimum monthly payments required. Payments will be applied to your account as per the Credit Card Terms and Conditions and Other Important Information. Please note that if you make a retail purchase before your balance transfer is processed, payments made during the promotional period will be applied to the retail purchase balance before the balance transfer. This offer is valid until 29 June 2022. Post this advertised date; we reserve the right to continue, withdraw or change the offer at any time without notice.

  3. Subject to your acceptance you will be billed an annual fee of $175 for the first year and every year afterwards if you spend a minimum of $48,000 on eligible Retail Purchases and Cash Advances in each 12-month period, starting from the date your Account was approved. Excludes Balance Transfers, Special Promotions, interest, fees, refunds, Chargebacks and spend on a linked Diners Club Card. If you do not meet the minimum spend in the previous year you will be charged an annual fee of $350. Annual fees are subject to change. If you subsequently opt out of Citi Qantas Rewards and into Citi Rewards an annual fee of $300 will apply to your account instead. Please note that if you have a balance transfer you will not be entitled to any interest free days on retail purchases. This means that all spend will be charged at the applicable annual percentage rate. This offer is valid until 29 June 2022. Post this advertised date; we reserve the right to continue, withdraw or change the offer at any time without notice.

  • +All rewards are subject to the Terms and Conditions of the Citi Qantas Rewards Program. Citi Premier Qantas Credit Card earns 1 Point per $1 for Eligible Transactions made online, 0.5 Point per $1 spent everywhere else on eligible Domestic Spend and 1 Point per $1 spent on eligible International Spend. The points earn is capped at 100,000 points over a 12 month period. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. The Citi Premier Qantas Card earns 0.5 Points per $1 on Citi PayAll payments. Citi PayAll Payments are for Domestic Spend only, International Spend is excluded. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Points do not expire while the card remains open and in good standing. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. Qantas Points are earned in accordance with the Citi Qantas Rewards Program Terms and Conditions. You must be a member of the Qantas Frequent Flyer Program and have advised us of your Qantas Frequent Flyer Program membership number before you can participate in Citi Qantas Rewards. You will only earn Qantas Frequent Flyer Points after you advise us of your Qantas Frequent Flyer Program membership number. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Your Rewards Balance will be automatically redeemed for Qantas Frequent Flyer Points at the end of each Statement Period. It may take 28 business days for the Qantas Frequent Flyer Points to appear in your Qantas Frequent Flyer membership account. Transactions made indirectly with the online merchants (e.g. through a third party provider such as BPAY and PayPal), mobile wallet, recurring payments or with a Linked Diners Club Card are not eligible for the higher earn rate. Please note, a transaction qualifies as an Eligible Transaction made online if it is made via the internet or a mobile application, which is reflected as an online transaction by system indicators and processed by the respective merchants/ acquirers as an online transaction through Visa/Mastercard networks. If a transaction with an online merchant is not classified as an online transaction by the card scheme, it will not be treated as an online transaction for calculating Points. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. Please click here for the full definition of Eligible Transactions. The cap includes Points earned on Domestic and International spend.

  • $10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes flights) at luxuryescapes.com/au or on the Luxury Escapes mobile app. Offer valid at Australian website only. Offer is valid exclusively to Citi branded credit cardholders and is not transferable. Maximum discount available per transaction is $250. Offer is valid until 1 March 2023. To be eligible, customers must use their Citi branded credit card at checkout along with the promo code CITI10, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Tours, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer.

  • #Place an order of $25 or more at Deliveroo, either at deliveroo.com.au or in-app via the Deliveroo app, and pay with your Citi branded credit card to enjoy $10 cashback. Offer valid at Australian website only. Offer is limited to $10 cashback once a month from 1 April 2021 - 30 June 2022 and only spend on the primary cardholder's Citi branded credit card will count toward the offer. Excludes any payment made directly to a restaurant. Excludes transactions made through a third-party establishment or payment processor. Cashback will be credited to your Account within 60 days from the qualifying spend provided your Account is open and in good standing. Cashback will not be credited to your Account if the qualifying spend is refunded. Cashback will reduce the outstanding balance of your Account but will not count towards your next monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make.

  • ^Citi Instalment Plans are defined in the Credit Card T&Cs as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing. Your Fixed Payment Option uses part of your existing credit limit. As you pay off your Fixed Payment Option, the amount you pay off will become available for you to use again as part of your credit limit at the standard Annual Percentage Rate applicable to your account. For the full terms and conditions of your Fixed Payment Option, please refer to the Credit Card Terms and Conditions and Other Important Information.

  • <The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on Cash Advances or Balance Transfers. Whilst you have a Balance Transfer you will be charged interest on your daily unpaid balance.

  • πCiti PayAll offers are subject to eligibility and only available if your account is and remains in good standing. Set up Citi PayAll payment instructions using the Citi Mobile® App or in any other way we tell you that you can make a Citi PayAll payment. This is an amount you authorise us to pay once or on a regular basis from your account to another bank account held with an Australian financial institution (other than through BPAY®). This must be not less than 7 days from the date the Citi PayAll payment is set up, and if there is more than one payment to be made, the number and frequency of the payments and period over which they are to be made, you must ensure these details are correct. All Citi PayAll payments and Citi PayAll Fees we charge to your account will be added to the retail purchase balance and the Retail APR will apply to them. Citi PayAll payments are charged at the retail purchase rate applicable to your account and are only available on Citi PayAll payments outlined in the Credit Card Terms and Conditions and Other Important Information. For all Citi PayAll payments set up between 1 April 2021 to 31 October 2022 (the Period), the Citi PayAll fee will be reduced to 0%. Any recurring Citi PayAll payments set up during the Period will not incur the Citi PayAll fee for the duration in which those payments are scheduled to occur. Any Citi PayAll payments set up after the Period ends will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. Any recurring Citi PayAll payments set up prior and after the Period will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. This fee will apply to all recurring payments made for the duration in which those payments are scheduled to occur. Please note, there are limits on the Citi PayAll payments you can make in a period. Details of these limits can be found at citibank.com.au/payall-limits. These limits may change from time to time. For the full terms and conditions of Citi PayAll, please refer to the Credit Card Terms and Conditions and Other Important Information.

  • There are limits on the Citi PayAll payments you can make in a period per month. Details of these limits can be found at citibank.com.au/payall-limits.

  • One complimentary digital Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the Citi Premier Card. Citi Premier Cardholders must enrol for the Priority Pass Standard Membership at www.prioritypass.com/premieraumc and follow the prompts. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The first two visits within each 12 month membership period from registration (membership year) are complimentary to the primary cardholder only, after which any additional visits by you and visits by your guests will be charged directly to you by Priority Pass at their ordinary standard rates. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a Citi Premier Cardholder. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass is available at select airports. For the full list of up to date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com.

  • Concierge Services is a complimentary service available to the Primary Cardholder of a Citi Premier Card. Refer to the Terms and Conditions of the Citi Rewards Program. Concierge Services provided by Aspire Lifestyles (Australia) Pty Ltd.

  • >Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105. You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

  • *Mobile Phone Protection Insurance (Cover) is provided under and by way of a group policy (Group Policy) issued by AIG Australia Limited (ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. This Cover is available to Cardholders ("you/your") while you remain an eligible Mastercard and/or Visa cardholder of NAB, subject to NAB’s and AIG's right to alter the Cover. The terms, conditions and excluded cover are specified in the 'Citi Credit Cards Complimentary Mobile Phone Insurance Terms and Conditions' as amended from time to time. When eligible, you have the benefit of cover as a third party beneficiary solely by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). To make sure that the Cover meets your needs and is suitable for you and your personal circumstances, these terms and conditions must be reviewed by you and, if necessary, you should also seek independent financial advice. Neither Citi nor NAB is the issuer or insurer of the Cover. Neither Citi nor NAB nor any of its related corporations guarantee any of the benefits under the Cover. Please note that you must have a contract with a mobile phone provider and a monthly automatic billing arrangement.

  • ~Complimentary insurance covers are subject to eligibility requirements: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a Complimentary  insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business.  Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Insurance Terms and Conditions which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.

Diners Club Pty Limited ABN 35 004 343 051.

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