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Transfer money to someone in Australia

Find out how to transfer money to someone in Australia

How to transfer money to a local bank via Citi Mobile® App or Citi Online

If you have a personal loan or a Ready Credit account with us, you can transfer money from your account to local Australian bank accounts.

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Citi Mobile® App

  • Log in to the Citi Mobile® App
  • Tap on 'Payments' from the bottom menu
  • Tap 'Pay someone'
  • Select 'New Payee'
  • Tap on 'Bank / BSB code' drop down
  • Select the payee bank
  • Add the payee name and account number
  • Make sure the payee details are correct and tap 'Acknowledge'
  • Enter the payment amount you want to transfer and the account you want to transfer from
  • Make sure 'Save to payees list' option is ticked on the confirmation screen and tap 'Send'
  • You will be asked to enter your 4 digit Unlock Code for a first-time payment to a new payee
  • 'Transfer sent' screen will appear
  • The payee will be added to your existing payee list

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Citi Online

  • Sign on to Citi Online
  • Select 'Payments and Transfers' from the top navigation
  • Enter the One-Time PIN when prompted. The One-Time PIN will be sent to your registered phone number.
  • Select 'Make a Payment or Transfer' from the menu on the left
  • Select 'Add a Payee'
  • Select 'Local Bank Account' from the Payee type drop down list
  • Add new payee details
  • Check the details are correct and click 'Acknowledge'
  • Click 'Confirm' to set up new payee
  • Select 'Make a Payment or Transfer' from the menu on the left
  • Select the account you want to make the payment from and the account you want to transfer to
  • Enter the payment details and click 'Next'
  • Review the payment details to make sure they're correct then click 'Make this payment'

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