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Featured Cards

Citi Clear Card

0% p.a. for 28 months on balance transfers.1
2% balance transfer fee applies. Rate reverts to cash advance rate. Please note that no interest free days apply to retail purchases while you have a balance transfer.

Low ongoing variable purchase rate of 14.99% p.a.
A range of cashback offers with My Cashback

Apply now >Learn More >

Citi Rewards Card

0% p.a. for 12 months on Purchases and Balance Transfers2
Balance transfer reverts to cash advance rate.

Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$
Redeem your Citi reward Points for eligible purchases and receive a credit back»

Apply now >Learn More >

Citi Premier Card

200,000 bonus Citi reward Points
when you spend $7,000 on eligible purchases in the first 90 days from approval and keep your card for over 12 months.3
That's $800 when you Pay with Points.»

Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period&
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞

Apply now >Learn More >

All Credit Cards

Browse our full range of cards to find the offer and benefits that are right for you.

Rewards Credit Cards

Whether you’re looking to reward yourself with gift cards, cashback or more, one of our Citi Credit Cards with rewards will help you make the most of your everyday purchases.

Citi Premier Card - Citi Bonus Points offer

200,000 bonus Citi reward Points
when you spend $7,000 on eligible purchases in the first 90 days from approval and keep your card for over 12 months.3
That's $800 when you Pay with Points.»

$300

$150
annual fee first year4

Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period&
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Apply now >Learn more >

Citi Rewards Card - Citi Bonus Points offer

100,000 bonus Citi reward Points
when you spend $5,000 in the first 90 days from approval.5
That's $400 when you Pay with Points.»

$199

$99
annual fee first year4

Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$
Redeem your Citi reward Points for eligible purchases and receive a credit back.»
A range of cashback offers with My Cashback

Apply now >Learn more >

Citi Premier Card - Cashback offer

$600 cashback
when you spend $2,000 on eligible purchases using Apple Pay within 90 days from approval.6

$300
annual fee4

Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period&
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Apply now >Learn more >

Citi Rewards Card - Flybuys offer

100,000 Flybuys bonus points
when you spend $5,000 on eligible purchases within 90 days from approval.13

Plus, 0% p.a. on purchases for 6 months.14

$199
annual fee

Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$
Redeem your Citi reward Points for eligible purchases and receive a credit back.»
A range of cashback offers with My Cashback

Apply now >Learn more >

Citi Premier Card - Citi Bonus Points offer

200,000 bonus Citi reward Points
when you spend $7,000 on eligible purchases in the first 90 days from approval and keep your card for over 12 months.3
That's $800 when you Pay with Points.»

$300

$150
annual fee first year4

Apply now >Learn more >

Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period&
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Citi Rewards Card - Citi Bonus Points offer

100,000 bonus Citi reward Points
when you spend $5,000 in the first 90 days from approval.5
That's $400 when you Pay with Points.»

$199

$99
annual fee first year4

Apply now >Learn more >

Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$
Redeem your Citi reward Points for eligible purchases and receive a credit back.»
A range of cashback offers with My Cashback

Citi Premier Card - Cashback offer

$600 cashback
when you spend $2,000 on eligible purchases using Apple Pay within 90 days from approval.6

$300
annual fee4

Apply now >Learn more >

Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period&
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Citi Rewards Card - Flybuys offer

100,000 Flybuys bonus points
when you spend $5,000 on eligible purchases within 90 days from approval.13

Plus, 0% p.a. on purchases for 6 months.14

$199
annual fee

Apply now >Learn more >

Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$
Redeem your Citi reward Points for eligible purchases and receive a credit back.»
A range of cashback offers with My Cashback

Travel Credit Cards

Explore the world or Australia's backyard with one of our Travel credit cards and reward yourself with bonus airline points.

Citi Premier Card

Citi Premier Card - Luxury Escapes offer

$750 Luxury Escapes Gift Card
when you spend $7,000 on eligible purchases within 90 days from approval.15

$300

$150
annual fee first year4

Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period&
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Apply now >Learn more >

Citi Premier Qantas Card

70,000 bonus Qantas Points
50,000 bonus Qantas Points when you spend $6,000 on eligible purchases within the first 90 days from approval, plus an additional 20,000 bonus Qantas Points when you keep your card for over 12 months.8

$350
annual fee4

Earn 1 Qantas Point per $1 spent on Eligible Transactions made online, up to 100,000 Points over a 12 month period+
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Apply now >Learn more >

Citi Rewards Card - Velocity offer

80,000 bonus Velocity Points
when you spend $5,000 on eligible purchases within 90 days from approval.9

$199
annual fee

Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$
Redeem your Citi reward Points for eligible purchases and receive a credit back.»
A range of cashback offers with My Cashback

Apply now >Learn more >

Citi Premier Card

Citi Premier Card - Velocity offer

100,000 bonus Velocity Points
when you spend $8,000 on eligible purchases within 90 days from approval.11

$300
annual fee4

Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period&
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Apply now >Learn more >

Citi Premier Card

Citi Premier Card - Luxury Escapes offer

$750 Luxury Escapes Gift Card
when you spend $7,000 on eligible purchases within 90 days from approval.15

$300

$150
annual fee first year4

Apply now >Learn more >

Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period&
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Citi Premier Qantas Card

70,000 bonus Qantas Points
50,000 bonus Qantas Points when you spend $6,000 on eligible purchases within the first 90 days from approval, plus an additional 20,000 bonus Qantas Points when you keep your card for over 12 months.8

$350
annual fee4

Apply now >Learn more >

Earn 1 Qantas Point per $1 spent on Eligible Transactions made online, up to 100,000 Points over a 12 month period+
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Citi Rewards Card - Velocity offer

80,000 bonus Velocity Points
when you spend $5,000 on eligible purchases within 90 days from approval.9

$199
annual fee

Apply now >Learn more >

Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$
Redeem your Citi reward Points for eligible purchases and receive a credit back.»
A range of cashback offers with My Cashback
Citi Premier Card

Citi Premier Card - Velocity offer

100,000 bonus Velocity Points
when you spend $8,000 on eligible purchases within 90 days from approval.11

$300
annual fee4

Apply now >Learn more >

Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period&
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM∞
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Balance Transfer Credit Cards

Balance transfer an outstanding balance to a new Citi Credit Card and take a step towards big savings. By taking advantage of a low introductory interest rate on balance transfers, you can reduce the interest you pay on your existing balance.

Citi Clear Card - Balance Transfer offer

0% p.a. | 28 months
on balance transfers.1 2% balance transfer fee applies. Rate reverts to cash advance rate. No interest free days apply to retail purchases while you have a balance transfer.

$99
annual fee

Low ongoing variable purchase rate of 14.99% p.a.
A range of cashback offers with My Cashback
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Apply now >Learn more >

Citi Rewards Card - Purchases and Balance Transfer offer

0% p.a. | 12 months
on purchases and balance transfers2 (balance transfer reverts to cash advance rate).

$199
annual fee

Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$
Redeem your Citi reward Points for eligible purchases and receive a credit back.»
A range of cashback offers with My Cashback

Apply now >Learn more >

Citi Clear Card - Balance Transfer offer

0% p.a. | 28 months
on balance transfers.1 2% balance transfer fee applies. Rate reverts to cash advance rate. No interest free days apply to retail purchases while you have a balance transfer.

$99
annual fee

Apply now >Learn more >

Low ongoing variable purchase rate of 14.99% p.a.
A range of cashback offers with My Cashback
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Citi Rewards Card - Purchases and Balance Transfer offer

0% p.a. | 12 months
on purchases and balance transfers2 (balance transfer reverts to cash advance rate).

$199
annual fee

Apply now >Learn more >

Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$
Redeem your Citi reward Points for eligible purchases and receive a credit back.»
A range of cashback offers with My Cashback

Low Rate Credit Cards

A credit card with a low rate on purchases can help you start saving on interest.

Citi Clear Card - Purchases offer

0% p.a. | 6 months
on purchases.16 Reverts to variable retail purchase rate.

$99

$0
annual fee first year4

Low ongoing variable purchase rate of 14.99% p.a.
A range of cashback offers with My Cashback
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Apply now >Learn more >

Citi Clear Card - Balance Transfer offer

0% p.a. | 28 months
on balance transfers.1 2% balance transfer fee applies. Rate reverts to cash advance rate. No interest free days apply to retail purchases while you have a balance transfer.

$99
annual fee

Low ongoing variable purchase rate of 14.99% p.a.
A range of cashback offers with My Cashback
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Apply now >Learn more >

Citi Clear Card - Purchases offer

0% p.a. | 6 months
on purchases.16 Reverts to variable retail purchase rate.

$99

$0
annual fee first year4

Apply now >Learn more >

Low ongoing variable purchase rate of 14.99% p.a.
A range of cashback offers with My Cashback
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Citi Clear Card - Balance Transfer offer

0% p.a. | 28 months
on balance transfers.1 2% balance transfer fee applies. Rate reverts to cash advance rate. No interest free days apply to retail purchases while you have a balance transfer.

$99
annual fee

Apply now >Learn more >

Low ongoing variable purchase rate of 14.99% p.a.
A range of cashback offers with My Cashback
Enjoy 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

No Annual Fee Credit Card

Knockout late fees and pay no annual fee, ever.

Citi Simplicity Card

0% p.a. | 6 months
on purchases and balance transfers7 (balance transfer reverts to cash advance rate).

$0
annual fee

No late fees. No annual fee.
A range of cashback offers with My Cashback
Enjoy additional benefits like 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Apply now >Learn more >

Citi Simplicity Card

0% p.a. | 6 months
on purchases and balance transfers7 (balance transfer reverts to cash advance rate).

$0
annual fee

Apply now >Learn more >

No late fees. No annual fee.
A range of cashback offers with My Cashback
Enjoy additional benefits like 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2024$

Premium Credit Cards

Experience the unforgettable with premium benefits and a higher reward points earning potential.

Citi Prestige Card

275,000 bonus Citi reward Points
when you spend $10,000 on eligible purchases within 90 days from approval.12

$700
annual fee

Enjoy your 4th night free when you stay four consecutive nights in any participating hotelø
Unlimited complimentary access to over 1,400 Priority Pass™ airport lounges worldwide for you and a guest
Enjoy $10 cashback once per month when you spend $40 or more with Uber Rides within the same month

Apply now >Learn more >

Citi Prestige Qantas Card

100,000 Qantas Points
when you spend $7,500 on eligible purchases within 60 days from approval.10

$749
annual fee

Enjoy your 4th night free when you stay four consecutive nights in any participating hotelø
Unlimited complimentary access to over 1,400 Priority Pass™ airport lounges worldwide for you and a guest
Enjoy $10 cashback once per month when you spend $40 or more with Uber Rides within the same month

Apply now >Learn more >

Citi Prestige Card

275,000 bonus Citi reward Points
when you spend $10,000 on eligible purchases within 90 days from approval.12

$700
annual fee

Apply now >Learn more >

Enjoy your 4th night free when you stay four consecutive nights in any participating hotelø
Unlimited complimentary access to over 1,400 Priority Pass™ airport lounges worldwide for you and a guest
Enjoy $10 cashback once per month when you spend $40 or more with Uber Rides within the same month

Citi Prestige Qantas Card

100,000 Qantas Points
when you spend $7,500 on eligible purchases within 60 days from approval.10

$749
annual fee

Apply now >Learn more >

Enjoy your 4th night free when you stay four consecutive nights in any participating hotelø
Unlimited complimentary access to over 1,400 Priority Pass™ airport lounges worldwide for you and a guest
Enjoy $10 cashback once per month when you spend $40 or more with Uber Rides within the same month

Credit Card Benefits for our Customers

Complimentary Mobile Phone Insurance

Because accidents happen. Complimentary mobile phone insurance is now available on eligible Citi Credit Cards. We've got you covered.

T&Cs apply.*

Learn more

Citi Credit Card Benefits

Keep up to date with the latest offers and benefits available on your Citi credit card.

Learn more

Citi PayAll

Pay your rent, taxes, education fees and more with your Citi Credit Card. The Citi PayAll fee is currently 0.95% as outlined in the Financial Table and is set at the point of scheduling your Citi PayAll payment.

T&Cs apply.π

Learn more