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Home Loans

Home Loans

Write your next chapter with a Citibank Home Loan.


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How much can I borrow?


Not sure how much you can borrow, or what your repayments will be? Use this simple calculator as an easy guide to understanding your current borrowing capacity, and how the loan amount you choose affects your repayments.

Looking for the right Home Loan?

You've come to the right place.

Citibank offers a wide range of competitively priced residential home loans. Whether you’re investing in property for the first time or adding to your portfolio, we offer a great range of home loans specifically tailored to suit your needs. Simply tell us what you're looking for and we'll help you find the right loan for you. 

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Want to simplify your banking needs by consolidating products into one financial institution and save on fees? Check out our add-on Mortgage Plus Package feature.


Loan Repayment Calculator

Want to understand how much your repayments will be based on your loan amount? Use this simple calculator as an easy guide to understanding how much you will need to repay weekly, monthly, or fortnightly.

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Split Loan Calculator

Get the balance right. Want to discover the perfect split between fixed and variable interest? Use this simple calculator as an easy guide to understand how splitting your loan will change your repayments over time.

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Stamp Duty Calculator

Until you understand Stamp Duty, it's impossible to estimate how much you will need to borrow. Use this simple calculator to find out how much Stamp Duty you will owe in your state or territory, based on the value of the property.

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First Home Buyer

With so many things to consider when it comes to buying your first home, it can be difficult to know where to start. Let us help you find the right loan for your first home.

Next Home Buyer

If you feel it’s time for a change, we’ll be with you every step of the way. If you’re upgrading, downsizing or making a move – we have all the advice and assistance you’ll need.


Thinking of refinancing your home loan? We can help you explore a range of home loans to get the rate, features or flexibility that you’re looking for.

Find the Home Loan that's right for you.

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Ready to take the next step?

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Help and Support

How to Apply

Whether you’re looking to buy, invest or refinance, applying for a Citibank home loan is easy. We have everything you need to get started.

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Manage your Home Loan

We want to make sure your home loan still works for you, long after you’ve moved in. Ensure you're making the most of our products and services.

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Calculators and Tools

Here you’ll find a range of calculators, planners and tools that will help you crunch the numbers and make it easy to plan your perfect home loan.

Start planning >

Can't find what you're looking for?  Contact Us >