Wealth Solutions

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Explore our range of investment solutions

At Citi, we provide you with specialist product options, as well as global expertise, to ensure you make the right call about your investments.
So take control now, learn more about what we offer, and together we can discover the best way to manage and grow your wealth.

Bonds allow you to invest by loaning money to governments and companies. In return, you receive regular interest payments based on your investment, as well as your original investment amount at the end of the bond term. Much like shares, bonds can be sold before maturity. And, corporate bonds in particular, are a great way of lowering your risk and ensuring a consistent stream of income.

Snapshot

Profile

We will work with you to choose bonds that suit your investment and diversification goals:

Risk Profile Suitability: Low to High
Minimum Investment: $50,000
Return Profile: Income, Capital Growth

 

Our Bonds are designed to suit eligible investors. Discover if you qualify today. 

How Citi can help you

We offer over 2,200 bonds across multiple industries and currencies, that are supported by extensive research from our research analysts based across our global network.

  • Extensive offering of both investment grade and high yield bonds, as well as hybrids, from an extensive range of global and local issuers
  • Choice of currencies - available in 10 major currencies

 

Let's talk

 

Want to learn more about Bonds?

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Features and Benefits

  • Citi has the ability to access global fixed income opportunities that are not available at other Australian wealth management providers.

  • Our list of over 2,200 available bonds includes 1,200 international bonds and 200 high-conviction calls.

  • We can facilitate investments diversified across geographies, sectors, currencies and credit quality.

Fixed Income investments offer: 

  • a predictable income stream

  • a higher level of security to most investment classes

  • portfolio diversification; and

  • potential for capital growth in certain circumstances.

Potential Risks

While bonds are considered to be less risky than many other investments, they do carry a level of risk. Things to consider include: 

  • Bonds are loans made to a corporate or government entity (the issuer). The creditworthiness of the issuer is a key component in the risk level of the bond, with high-quality issuers less likely to default.

  • Interest rates have an inverse relationship with bonds. Rising interest rates generally mean the market value of a bond will fall and vice-versa.

  • Inflation may erode the value of a bond’s income payments over the life of the debt instrument, especially if you hold a bond for the long term.

  • All bonds offered through Citibank have been independently assessed as being of investment-grade quality.

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