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Sending money overseas 

Need to send money overseas?

We can help you send money worldwide at excellent exchange rates.  

Log in to the Citi Mobile® App or Citi Online to make a transfer now. Here's how:

Through Citi Online

1. Click the Payments & Transfers tab
2. Enter your One-Time PIN
3. Follow the prompts

Want to add a payee?

1. Click the Payments & Transfers tab
2. Enter your One-Time PIN
3. Click Add a Payee
4. Follow the prompts

Through the Citi Mobile® App

1. Tap the Payments tab
2. Tap Transfers & Payments
3. Enter your PIN
4. Follow the prompts

Want to add a payee?

1. Tap the Payments tab
2. Tap Manage Payments & Payees
3. Tap Add/Manage Payees
4. Enter your PIN
5. Tap Add Payee
6. Tap Overseas Payees
7. Follow the prompts

Screenshot of Citi mobile app showing dashboard of Citi Global Currency account

Sending money overseas


  Citi Online Transfers
Where can I transfer to? To any domestic or international account using the SWIFT network
When will funds be transferred? Within 72 hours
Is there a fee? No - we won’t charge any fees, but the recipient’s bank may
Is there a daily online transfer limit? Yes - AUD$100,000 (or foreign currency equivalent)

Note: You may have a different online transfer limit if you request or have previously requested to change it. Limits do not apply when you are transferring between your own Citi accounts. 

International Payments and Transfers

Making and receiving international funds transfers will require additional information about the payee that may include a SWIFT code or IBAN to identify the receiving bank around the world.

To receive international transfers, use the SWIFT/BIC code NATAAU34.  

To send international transfers, please consult the payee to confirm their bank's SWIFT code or IBAN.    

The following currencies are currently available for outgoing transfers:

UAE Dirham, Australian Dollar, Bangladeshi Taka, Bahraini Dinar, Canadian Dollar, Swiss Francs, Czech Koruna, Euros, Fijian Dollar, Great British Pound, Hong Kong Dollar, Hungarian Florint, Indonesian Rupiah, Israeli Shekel, Japanese Yen, Kenyan Shilling, Mauritian Rupee, New Zealand Dollar, Papua New Guinean Kina, Pakistan Rupee, Polish Zloty, Singapore Dollar, United States Dollar.

The following currencies are currently available for outgoing transfers until the 31 May 2022 and will not be available from 1 June 2022:

Chinese Yuan, Danish Kroner, Indian Rupee, Cambodian Riel, South Korean Won, Laotian Kip, Mexican Peso, Malaysian Ringgit, Norwegian Kroner, Nepalese Rupee, Philippine Peso, Russian Ruble, Swedish Kroner, Thai Baht, New Turkish Lira, Taiwan Dollar, Vietnamese Dong, South African Rand, Macau Pataca, East Caribbean Dollar.


Transferring money to international accounts

Using your account

How to set up your
Global Currency Account

Here’s a guide to setting up your account so you can start using it in Australia as well as abroad, for shopping online, sending/receiving money worldwide, converting currency, and much more.

Learn more

5 things to consider before
you travel overseas

Travelling overseas? Make sure you’ve considered these 5 things before you leave.

Learn more

Compare our money transfer rate versus other providers  

Whether it’s large exchanges over $AUD100,000, or foreign exchange transactions for your day to day global life, we’ve got you covered. 

Learn more